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Top Flood-Prone Areas in Michigan: Is Your Home at Risk?

Shield Insurance Agency

Whether you live near the shores of Lake Michigan or along the banks of the Grand River, understanding your flood risk is crucial. At Shield Insurance Agency , we’re here to help Michigan homeowners navigate the complexities of flood insurance and protect their properties.

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Does Commercial Property Insurance Cover Water Damage?

Tosten Marketing

Commercial property insurance covers several types of water damage, but understanding the specifics is vital. Many business owners find themselves surprised by what their policies do and don’t cover. Sudden and Accidental Water Damage Most commercial property insurance policies cover sudden and accidental water damage.

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How the Mandatory Right to Appraisal Law Affects Your Auto Insurance

Paragon Independent Insurance Agencies

Our team at Paragon Independent Insurance Agency is closely monitoring the latest changes to Texas law that may affect your auto insurance policy. The newest law change aims to bring fairness in determining loss with Plano, TX auto insurance claims when your car needs repair.

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What Are the Risks of Liability Only Auto Insurance?

TGS

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it?

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What is a Loss History Report?

TGS

Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. A loss history report isnt just for insurance companiesits an essential tool for homeowners and homebuyers too.

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Insurance Considerations When Expanding Your Business to a New Location

Mark Jackson Insurance Agency

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

How to fix it : Consider adding a separate flood insurance policy through FEMA’s National Flood Insurance Program (NFIP) or a private insurer. Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. Get a free homeowners insurance quote today !