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Valuable Articles Insurance : Protect What You Love This Valentine’s Day

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TGS Insurance Blog Valuable Articles Insurance: Protect What You Love This Valentine’s Day Roses wilt, chocolates disappear, and even the most extravagant date nights become cherished memories. Thats where valuable articles insurance comes in. What Is Valuable Articles Insurance?

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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Most policies have very limited coverage for business property and no liability protection for clients visiting your home. At TGS Insurance, we specialize in helping homeowners identify risks and build policies that actually protect what matters most. Get a free homeowners insurance quote today !

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Business Owner’s Policy for Restaurants

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A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. This type of insurance is especially valuable for restaurants looking to simplify their coverage without sacrificing protection.

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Roof Claims Surge: A 30% Increase from 2022 to 2024

TGS

For homeowners, this means staying proactiveregular roof inspections, timely repairs, and understanding your insurance policy are more critical than ever. Our team compares quotes across multiple top-rated carriers to ensure youre protected without overpaying. Roofing Realities Trend Report,” as reported by IA Magazine.

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Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

Ask Questions : If you’re confused about your policy, reach out to your insurer for clarity. Actual cash value might lower your premiums but could leave you paying more out of pocket, while replacement cost offers more complete protection but often comes with a higher price tag. Does Home Insurance Cover Vacation Rentals?

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What is a Loss History Report?

TGS

How TGS Insurance Agency Can Help At TGS Insurance Agency, we know how frustrating it can be when insurance rates dont seem to add up. Lets make insurance simple. Contact TGS Insurance Agency today and get the homeowners insurance policy that fits your needswithout the hassle.

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Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

Before you hand over the keys to your weekend guests, here’s what you need to know about the risks, the gaps, and the insurance solutions that protect vacation rental hosts. What Does Standard Homeowners Insurance Actually Cover? A typical homeowners insurance policy is designed for owner-occupied properties.