TGS

FEBRUARY 14, 2025

This specialized coverage goes beyond the limits of traditional insurance policies, offering: Higher Coverage Limits Protect high-value items without the restrictive caps of a standard policy. All-Risk Protection Coverage against loss, theft, damage, and even mysterious disappearance (because sometimes things just vanish).

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Insurance Agency of Ohio

JANUARY 30, 2020

By Troy Dohmeyer Equipment and material theft is a major source of loss for contractors. While insurance may offset some of the financial costs, many uninsured costs – deductibles, replacing depreciated items with new equipment, production delays, paperwork and time to report and replace stolen equipment – are paid by contractors.

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Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong. A critical component of property insurance for restaurants is business income coverage.

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TGS

DECEMBER 13, 2024

A slip, a loss, or even theft? Thats where jewelry insurance steps in. What Does Jewelry Insurance Cover? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party?

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Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Start by evaluating your specific risks.

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Paragon Independent Insurance Agencies

MAY 27, 2024

Commercial insurance is vital for protecting business property, assets, and operations from various risks and liabilities around Plano, TX. Commercial Insurance Information Commercial insurance consists of policies to safeguard businesses when financial losses are inevitable.

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TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

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Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Navigating the world of business insurance can be daunting, especially for new business owners. Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively.

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TGS

DECEMBER 16, 2024

TGS Insurance Blog Creating a Home Inventory: Why Its the Key to Smart Insurance Planning Think about this for a moment: If your home were affected by a fire, theft, or natural disaster, could you list every item you own from memory? Why is a Home Inventory Important for Insurance? Most people cant.

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Shield Insurance Agency

MAY 29, 2024

Rental Insurance Value: Safeguarding Your Assets One of the significant benefits of having renters insurance in Michigan is the protection it provides for your personal property. From furniture and electronics to clothing and jewelry, your belongings are safeguarded against perils such as fire, theft, vandalism, and more.

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Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

Motorcycle on an open road by Pragyan Bezbaruah Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. Insurance: Your Financial Armor While not a physical piece of gear, having proper motorcycle insurance is essential for every rider.

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Mark Jackson Insurance Agency

MAY 21, 2024

While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs. Traditional home insurance policies often fall short of covering the unique risks associated with running a business from home.

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TGS

OCTOBER 25, 2024

Insurance companies take this aging process into account when assessing risk, and as your home’s structure and systems age, the likelihood of a claim increases. What You Can Do: One way to counteract the higher costs of insuring an aging home is to invest in upgrades that can reduce the risk of claims.

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TGS

DECEMBER 4, 2024

While they don’t dry out, artificial trees can still pose fire risks, especially if they’re not fire-resistant. That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires. Not so fast! And while prevention is key, accidents can still happen.

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TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? For example, standard home insurance will not cover theft or vandalism during construction.

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TGS

NOVEMBER 12, 2024

Why Insurance Companies Love Smart Home Tech (Hint: It’s All About Risk Reduction) So, here’s the question: why would an insurance company care if you have a smart thermostat or a video doorbell? Well, it all comes down to risk. To insurance providers, that’s a win.

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TGS

DECEMBER 9, 2024

Those are liability magnets, so your coverage should reflect the increased risks. And its not just about dividing assetsits about dividing insurance, too. Be honest about the value of your belongings, renovations, and any high-value items like art or jewelry. Got a pool or a trampoline?

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ProWriters

JANUARY 9, 2024

Per the nonprofit Identity Theft Resource Center (ITRC), 2,116 data breaches had been reported nationwide this year through September. Substantial Risk of Future Injury Qualifies for Standing” In the past, many data breach lawsuits were dismissed due to the plaintiffs’ lack of standing. So far in 2023,” the ITRC stated, “344 U.S.

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Leadsurance

JULY 14, 2023

If you’re looking for a promising source of income, you can start an insurance agency. You’ll be helping business enterprises and individuals safeguard their properties against potential risks such as theft, fire outbreaks, and accidents. You could have avoided this by running your insurance agency as an LLC.

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TGS

JANUARY 28, 2025

Home renovations can introduce risks to your property, so here are essential tips to protect both your home and your insurance coverage during the process. For instance, upgrading electrical panels, replacing old wiring, or installing hardwired smoke detectors can help prevent accidents and lower your insurance premiums.

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Shield Insurance Agency

MAY 30, 2025

. * **Summer Toy Insurance:** Keep insurance on your summer toys, such as ATVs, motorhomes (RVs), travel trailers, fifth wheels, Golf carts, personal watercrafts, boats, dirt bikes, and more. The post **Summer SafetyTips** first appeared on Blog | Shield Insurance Agency.

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