Insurance Carrier Insurance Companies Policyholder 
Property Insurance Coverage Law
JULY 4, 2025
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Triple-I: Homeowners Insurance
JANUARY 20, 2025
Role of telematics Usage-based insurance, for instance, allows insurers to tailor auto rates based on the policyholders driving behavior, tracked by telematics. The success of these devices has spurred numerous insurance carriers, including Nationwide, to pay for and distribute them to customers.
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Agency Height
JULY 31, 2025
Here’s the straight truth: insurance is not just about your home; it’s about the risk profile of your entire area. When an insurer assesses your premium, they evaluate you as an individual policyholder and the broader environment around you —especially your ZIP code or even block. That one incident raises a red flag.
Scott Insurance
JANUARY 31, 2024
has seen an increase in their homeowners insurance premium. According to Money.com , an independent publisher, recent year-over-year premium increases have averaged 20%, and policyholders should expect to see at least a 10-15% increase in 2024. However, homeowners insurance generally operates on a lagged timeline regarding inflation.
R&R Insurance
SEPTEMBER 12, 2024
Footnote: The Affordable Care Act (ACA) includes a provision known as the Medical Loss Ratio (MLR) which requires insurance companies to review their overall plan performance by market segments (small group and large group) to determine if they must return a portion of the premiums collected.
American Agents Alliance
NOVEMBER 15, 2024
Developing and maintaining strong, trusting carrier relationships is essential for an independent agent or broker. Collaborative partnerships with carriers improve service for policyholders, enhance an agency’s growth potential, and provide learning opportunities for agents.
American Agents Alliance
OCTOBER 14, 2024
Some insurance companies now highlight their charitable give-back programs , which may be of interest to millennial insurance buyers. They can explain how premiums are determined, how policyholders can mitigate their risk, and why certain coverages are important. Offer seamless digital solutions by embracing technology.
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