Why Reporting Small Claims Pays Off in ERA States
AMAXX
JULY 14, 2025
Many employers wonder: “Why report a $1,000 medical bill to the insurance carrier if we can just pay it ourselves and keep our experience mod low?” After all, fewer claims mean fewer red flags on your insurance history—right? In Scenario 1, your carrier pays the bill, and your mod only reflects a fraction of the cost.
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