Insurance Carrier Out-Of-Pocket Risk 
AMAXX
JULY 14, 2025
Many employers wonder: “Why report a $1,000 medical bill to the insurance carrier if we can just pay it ourselves and keep our experience mod low?” After all, fewer claims mean fewer red flags on your insurance history—right? In Scenario 1, your carrier pays the bill, and your mod only reflects a fraction of the cost.
Paragon Independent Insurance Agencies
JULY 15, 2025
The bill mandates all auto insurance carriers to include an appraisal provision. This provision offers a third-party, independent, and neutral option to determine the amount of loss when the insurer and policyholder cannot agree on a number. To recoup the difference for auto repairs, they had to sue or pay out of pocket.
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ProWriters
SEPTEMBER 23, 2024
Your business clients need Employment Practices Liability (EPL) Insurance , or EPLI. Without it, they risk incurring substantial expenses in employment-related claims. Out-of-pocket costs in settlements are rising. What Exactly Does EPL Insurance Cover? What Else Does EPL Insurance Coverage Include?
Redbird Agents
JULY 12, 2024
The “1,2,3,4,5 method” of presenting hospital indemnity insurance will change your life, I promise! Presenting hospital indemnity with every Medical insurance sale is a choice every agent has and most choose not to. Top hospital indemnity carriers. Do you have to sell it to everyone? Why hospital indemnity?
TGS
SEPTEMBER 6, 2023
Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. In order to make sure you have the right continuous coverage, always consult your insurance agent!
Ease
FEBRUARY 21, 2023
21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. Panning out, HDHPs typically combine with a health savings account (HSA).
TGS
SEPTEMBER 11, 2023
The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of insurance providers. This is a last resort after attempting to obtain coverage through the standard insurance market. The South Carolina Legislature required insurance to be available to at-risk coastal homes.
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