The Property Insurance Law Observer

MAY 12, 2025

State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. Facts The insureds claim arose after multiple water leaks damaged its office. The insurer initially paid a certain sum for lost income due to the leaks.

Commercial Property

American Agents Alliance

JANUARY 30, 2025

My goal is to help people maximize their insurance payouts to assist survivors in rebuilding and recovering quickly. If the debris removal program is genuinely available at no cost to all Los Angeles County residents, it should not affect their insurance claims, said Commissioner Lara.

Protection

TGS

JULY 25, 2025

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. If you’re scratching your head trying to make sense of them, don’t worry—you’re in good company.

Out-Of-Pocket

LexisNexis

JULY 29, 2025

Read now » Related Content Standard Insurance Policy Forms: Implications in Regulatory Disputes and Coverage Litigation Checklist Review how policyholder and insurance company attorneys can best utilize standard insurance policy forms, including the fundamental role such forms play in regulatory and coverage disputes.

Insurance Policy

Property Insurance Coverage Law

JUNE 20, 2025

After a wildfire claim, many policyholders breathe a sigh of relief when they receive an advance or “undisputed” payment from their insurance company.

Claim

LexisNexis

JUNE 24, 2025

Duty to Defend Series Part 1 - Reservations of Rights Video Watch this video about the sufficiency of reservations of rights letters issued by insurance companies. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Insurance Policy

LexisNexis

JULY 22, 2025

Standard Insurance Policy Forms: Implications in Regulatory Disputes and Coverage Litigation Gain an understanding of the genesis of standard form insurance policies, the entities that generate them, and the implications of form policies in regulatory disputes and coverage litigation.

Insurance Policy

TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim

Simply Insurance

JUNE 3, 2025

In this post today, I will go over exactly how homeowner insurance deductibles work, how to choose the best one for your needs and the different types of deductibles that are attached to a home insurance policy. What Is A Home Insurance Deductible? How Does A Homeowners Insurance Deductible Work?

Deductible

Property Insurance Coverage Law

JULY 4, 2025

Established in 1985, Merlin Law Group is a insurance litigation law firm committed to assisting policyholders receive fair and just outcomes from their insurance companies. Don’t fight insurance companies on your own. Contact us today!

Policyholder

Simply Insurance

JUNE 17, 2025

How Does Long Term Care Insurance Work? Long term care insurance works by providing financial assistance for long-term care services. When you purchase a policy, you pay premiums to the insurance company. Once the elimination period is over, the insurance company will start reimbursing you for covered services.

Insurance Quotes

Triple-I: Homeowners Insurance

MAY 2, 2025

Proponents of Jacques amendment argued it would return balance to the legal system, which had overcorrected to favor insurance companies at the expense of consumers. homeowners insurance claims, but more than 76 percent of U.S. property claim lawsuits, pushing premium rates up to three times the national average.

Premium

Simply Insurance

JUNE 5, 2025

Especially if you have pre-existing conditions such as diabetes, or need more than $1 Million in life insurance. The best way to speed the underwriting process up will be to get your exam completed as early as possible so that your results get back to the insurance company faster. GET A TERM LIFE INSURANCE QUOTE TODAY!

Life Insurance

Paragon Independent Insurance Agencies

APRIL 15, 2025

After filing a report with them, reach out to your home insurance company to discuss the next steps in filing a claim. Your insurance company may require you to fill out certain forms. You will also need to interact with a claims adjuster to proceed with your claim.

Home Insurance

Simply Insurance

JUNE 18, 2025

GET A BURIAL INSURANCE QUOTE! How Does Burial Insurance Work? Burial insurance works similarly to other types of life insurance. You pay a monthly premium, and in return, the insurance company provides a death benefit to your beneficiaries upon your passing. How Much Does Burial Insurance Cost?

Life Insurance

Simply Insurance

JULY 6, 2025

Share 0 Share 0 By Licensed Agent: Sa El P ublished : July 6, 2025 Updated : July 9, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example Our Verdict 4.8 / 5 SBLI is the first insurance company to change how they issue life insurance policies and focused on the everyday person begin covered. month Pacific PROMISE Term $20.84/month

Life Insurance

Simply Insurance

JUNE 7, 2025

This is why I put this Transamerica Life Insurance Review together, to help you understand if this product is best for you and how it works. Who Is Transamerica Life Insurance Company? One of the best things about this life insurance company are all of the policy options. Transamerica is rated A+(Superior) by A.M.

Life Insurance

Simply Insurance

JUNE 18, 2025

This ensures that you are fully aware of what is and isnt covered under your whole life insurance policy. Best Whole Life Insurance Companies When it comes to choosing a whole life insurance provider, several companies stand out for their reliability, customer service, and financial strength.

Life Insurance

Simply Insurance

JUNE 7, 2025

That is why I put this Protective Life Insurance Review together, to help you understand if this product is best for you and how it works. Who Is Protective Life Insurance? An insurance companys age is essential because it shows that they arent going anywhere and have longevity. Million in life insurance.

Life Insurance

Simply Insurance

JUNE 15, 2025

Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 15, 2025 Updated : June 16, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example Life insurance can ease the burden of end-of-life costs and expenses, but if the insurance company doesnt pay out quickly, it can cause more stress than you could imagine.

Life Insurance

Simply Insurance

JUNE 19, 2025

Additionally, some insurers offer simplified issue life insurance, which requires answering a few health-related questions but does not involve a medical exam. GET A NO EXAM LIFE INSURANCE QUOTE How Does The No Exam Life Insurance Claims Process Work? What Documents Does A Beneficiary Need To File A Claim?

Life Insurance

Property Insurance Coverage Law

JANUARY 9, 2025

1 … The post Delay, Deny, Defend Professor Offers Suggestions for Meaningful Insurance Claims Reform appeared first on Property Insurance Coverage Law Blog. 1 … The post Delay, Deny, Defend Professor Offers Suggestions for Meaningful Insurance Claims Reform appeared first on Property Insurance Coverage Law Blog.

Insurance Claim

Property Insurance Coverage Law

NOVEMBER 18, 2024

United Insurance Company 1 offers timeless guidance on the distinction between preliminary “proof of loss” requirements and “proof” evidence required at trial. This distinction remains critically important for today’s insurance practitioners and policyholders alike. The 1802 New York Supreme Court case of Lenox v.

Insurance Claim

The Property Insurance Law Observer

SEPTEMBER 16, 2024

Liberty Mutual Insurance Company , the U.S. Court of Appeals reviewed a summary judgment ruling in favor of co-defendant West American Insurance Company (“West American”), issued by the U.S. Instead, the only evidence produced by the Insured was the testimony of the Insureds’ owner and public adjuster.

Insurance Companies

Property Insurance Coverage Law

MAY 31, 2025

Contractual suit limitations clauses and cooperation clauses were examined by a recent appellate decision 1 upholding a trial court ruling 2 in favor of the insurer in Lennox Carwash, Inc. AMCO Insurance Company.

Insurance Claim

Property Insurance Coverage Law

NOVEMBER 21, 2024

In the world of insurance claims, a simple yet often overlooked step can make or break a policyholder’s chance of recovery: The proof of loss. This was driven home in the 1891 case of German Insurance Company v.

Property Insurance

Property Insurance Coverage Law

SEPTEMBER 5, 2024

Insurance companies that wrongly deny or underpay property insurance claims are finding a golden financial opportunity that provides an incentive for them to wrongfully underpay and deny claims—they escape the payment of the replacement cost valuation they promised to their policyholders.

Policyholder

Property Insurance Coverage Law

OCTOBER 28, 2024

This is Florida law regarding when an insurance company must start investigating an insurance claim: 3)(a) Unless otherwise provided by the policy of insurance or by law, within 7 days after an insurer receives proof-of-loss statements, the insurer shall begin such investigation as is reasonably necessary unless the failure to begin such investigation (..)

Policyholder

Insurance Journal

JULY 11, 2024

North Carolina authorities have charged one woman and are on the lookout for another in connection with a scheme to defraud a State Farm insurance company of more than $195,000. India Ayesha Wilkerson, 25, of Greensboro, was charged with insurance …

Claim

Insurance Journal

DECEMBER 13, 2024

A Lakeland, Florida, woman was charged this week with threatening mass violence after she reportedly told her health insurance company: “Delay, deny, depose. You people are next” echoing words allegedly used by the shooter of the UnitedHealthcare CEO. Briana …

Claim

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

Insurance Claim

Boyle Agency Insurance

MAY 3, 2024

This Bogle Agency Insurance blog post will guide you through the necessary steps to take after a disaster strikes and how to navigate the home insurance claims process smoothly. Home Insurance Claim Step I: Assess the Safety of Your Home After a disaster, the safety of you and your family should be the top priority.

Home Insurance

Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

Auto Insurance

Insurance Journal

MAY 5, 2025

North Carolina authorities last week charged a man with 21 felonies, including insurance fraud and theft, after he reportedly stole identities and filed false auto claims with four insurance companies. Damain Rayshawn Cummings, 30, of Zebulon, appeared in court April …

Theft

Word & Brown

SEPTEMBER 25, 2024

Nevertheless, as a health insurance broker, you may be called upon by an Individual & Family Plan (IFP) customer, an employee enrolled in an employer-sponsored health plan, or an employer client acting on behalf of themselves or an employee concerning a claims appeal.

Claim

Wren Insurance Agency

OCTOBER 17, 2024

At this time of year, typically due to Florida storms causing damage to our homes, there are a larger number of insurance claims than normal. Many adjusters investigate your claim by visiting your property; in person, viewing and documenting losses and damages personally. Read the full article at www.wreninsuranceagency.com

Damage

The Property Insurance Law Observer

MARCH 18, 2024

A federal court recently held that an insurer could not deny coverage under a homeowner’s policy based upon the failure of the named insured’s son, an “insured person,” to submit to an examination under oath (“EUO”). Allstate Vehicle and Property Insurance Company , Civil Action No. In Michelle Adeola v.

Insured