article thumbnail

Commissioner Lara moves to protect wildfire survivors from debris removal program insurance costs

American Agents Alliance

The California Department of Insurance worked closely with local, state, and federal leaders to ensure that the programs costs are not deducted from insurance benefits. Take the time to learn about this important benefit before deciding to go it alone, or call my Department to speak with experts who can answer your questions.

article thumbnail

Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. These terms can feel like they’re written in some cryptic insurance code, right?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How the Mandatory Right to Appraisal Law Affects Your Auto Insurance

Paragon Independent Insurance Agencies

The newest law change aims to bring fairness in determining loss with Plano, TX auto insurance claims when your car needs repair. The bill mandates all auto insurance carriers to include an appraisal provision. Previously, policyholders had no choice but to accept the amount provided by insurers, even if it was low or unfair.

article thumbnail

What Is A Home Insurance Deductible?

Simply Insurance

Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 3, 2025 Updated : June 6, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example There are several different parts to a home-insurance policy , and one of the most critical parts of a policy is the home insurance deductible, but understanding them can seem complicated.

article thumbnail

How Does Burial Insurance Work?

Simply Insurance

Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 18, 2025 Updated : June 20, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example Burial insurance, often referred to as final expense insurance, is a type of life insurance designed to cover the costs associated with a persons funeral and burial. Agents not required.

article thumbnail

Protect Your Finances: The Truth About Small Insurance Claims

Shield Insurance Agency

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

article thumbnail

The Real Cumulative Cost of an Auto Insurance Claim

Freeway Insurance

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.