Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. Let’s dive in!

Commercial Property

The Property Insurance Law Observer

MAY 20, 2025

As a result, the court ruled that the Insurer was relieved of any obligation to pay the insurance claim due to Plaintiff’s breach of the “Duties After Loss” provision. This ruling underscores the importance of insured parties fully cooperating with their insurers’ investigations.

Claim

Insurance Journal

JULY 7, 2025

Auto insurers in Kentucky now have some official guidance and liability protection when determining the value of wrecked vehicles. In keeping with Senate Bill 136, approved on an emergency basis by state lawmakers this year, the Kentucky insurance commissioner last …

Auto Insurance

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters.

Commercial Property

TGS

JULY 25, 2025

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. These terms can feel like they’re written in some cryptic insurance code, right?

Out-Of-Pocket

Cowbell

APRIL 16, 2025

Protecting your business from cyber threats is a full-time job. Lower Insurance Premiums and Improved Coverage Better Security Posture = Lower Risk : Proactive security can help you demonstrate reduced cyber risk to insurance underwriters, potentially lowering premiums or improving coverage terms. Why Cowbell?

Cyber

TGS

FEBRUARY 28, 2025

This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. This report includes: Claim Details Dates of past claims, type of loss (e.g.,

Claim

Top Insurance Blogs

APRIL 14, 2025

If you are living in or intend to move to California, you might want to know all the California home insurance consumer rights. California has more insurance policyholder protection legislation than any other state in the country. These laws specify what insurers must, can, and cannot do.

Home Insurance

Triple-I: Homeowners Insurance

JUNE 24, 2025

By Loretta Worters, Vice President, Media Relations, Triple-I Lightning-related homeowners’ insurance claims totaled $1.04 percent decrease from 2023, according to new data from the Insurance Information Institute and State Farm, the largest writer of homeowners’ insurance in the United States. billion in 2024, a 16.5

Damage

Agency Revolution

JULY 1, 2025

Account rounding, the practice of cross-selling additional policies to your book of business, is not just something that helps your clients by getting protection for their loved ones, possessions, or businesses—it’s also a vital tool for your agency’s growth and retention rates. Strategy 3: Account rounding communications.

Insurance Agency

Triple-I: Homeowners Insurance

MAY 2, 2025

Aiming to reinstate one-way attorney fees in insurance litigation, the House added an amendment originally part of a separate bill to an unrelated Senate bill focused on creating legal protections for owners of former mining sites. homeowners insurance claims, but more than 76 percent of U.S. Filed by state Rep.

Premium

Simply Insurance

JUNE 17, 2025

Long term care insurance can cover these services, providing relief for family caregivers and a safe environment for individuals needing supervision. LONG-TERM CARE INSURANCE WHERE YOU LIVE LTC insurance by state. Deciding whether long term care insurance is worth it depends on your personal circumstances.

Insurance Quotes

Simply Insurance

JUNE 3, 2025

What Is A Home Insurance Deductible? Think of a deductible as the amount of money you have to pay before your home insurance company will come in and cover their part. Whenever you file a homeowners insurance claim, you will be responsible for the deductible related to the claim.

Deductible

Triple-I: Homeowners Insurance

JUNE 3, 2025

During National Roof Awareness Week (June 1-7), we spotlight the critical role roofs play in protecting homes, businesses, and communities from severe weather ( see infographic ) and why building stronger, smarter roofs today is essential for reducing damage and insurance claims tomorrow.

Damage

Simply Insurance

JUNE 5, 2025

You can also convert this policy into a whole life policy by following the below guidelines: The policy is convertible until the earlier of the end of the term or to age 70 Some of the optional riders available are: Child Protection Rider - Provides life insurance coverage for all eligible children from 15 days to 18 years old.

Life Insurance

Simply Insurance

JUNE 18, 2025

Burial insurance can cover the costs of these services, ensuring a fitting tribute without financial worry. What Else Does Burial Insurance Cover? Beyond the basic funeral and burial expenses, burial insurance can offer additional benefits that provide further financial protection.

Life Insurance

TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. According to the National Fire Protection Association , grills spark an average of 10,600 home fires each year. A fire blanket is another practical tool.

Property Damage

Simply Insurance

JUNE 7, 2025

You can also convert this policy into a whole life policy by following the below guidelines: Conversions are available to the earlier of the end of the level premium period or insured’s 70th birthday(75th birthday for Preferred Plus). Are There Any Claim Exclusions There are a few exclusions when paying out on a life insurance claim.

Life Insurance

Simply Insurance

JULY 6, 2025

Some of the optional riders available are: Child Protection Rider - This rider will cover all eligible children between the ages of 15 days and 23 years old. The Life’s Mission Control® is a highly-secure digital tool which can help you protect what’s most important to you and your loved ones. Available coverage up to $25,000.

Life Insurance

Simply Insurance

JUNE 18, 2025

Whole life insurance is often chosen for its stability and the lifelong protection it provides. What Is Traditional Whole Life Insurance? Traditional whole life insurance is the most common type of whole life policy. This dual benefit makes whole life insurance a versatile financial tool for both protection and savings.

Life Insurance

Simply Insurance

JUNE 7, 2025

Our Protective Life Insurance Review covers how their policy works, who their policy is best for, and how much their coverage costs! Protective Life offers a wide verity of insurance products and additional insurance riders. Protective Life offers a wide verity of insurance products and additional insurance riders.

Life Insurance

Boyle Agency Insurance

JUNE 19, 2025

It is the broadest automobile insurance coverage with the highest limits in New Jersey. Bogle Agency Insurance agents are available to help you find the best automobile insurance with the greatest limits of protection for your needs. That almost always means Chubb NJ Automobile Insurance.

Insured

Mark Jackson Insurance Agency

JULY 9, 2025

With more time spent outside comes more exposure to risks that could lead to accidents and insurance claims. Here are practical tips to help keep your home and guests safe, while protecting your investment in the process. Contact us today for an insurance review and make sure your coverage matches your backyard lifestyle.

Injury

Mark Jackson Insurance Agency

MAY 21, 2025

Whether its commercial HVAC units, manufacturing machinery, kitchen appliances, or company vehicles, equipment failures can bring work to a halt, and in some cases, trigger insurance claims with potentially high deductibles. Its a key risk management strategy that can protect your bottom line.

Claim

TGS

APRIL 18, 2025

TGS Insurance Blog As winter melts away and flowers start to bloom, its time to tackle that spring home maintenance checklist. This seasonal refresh isnt just about sprucing things upits also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim.

Home Insurance

Simply Insurance

JUNE 19, 2025

Express Life Insurance Express life insurance is a feature of no exam policies that allows for rapid approval and coverage. This is particularly beneficial for those who need immediate protection, as it bypasses the lengthy underwriting process associated with traditional life insurance.

Life Insurance

Property Insurance Coverage Law

OCTOBER 3, 2024

Filing a property insurance claim can feel unfamiliar to many. However, once you’ve submitted your claim, there are key steps you can take to ensure the best possible outcome. Here’s a guide on what to do next, from tracking your claim to ensuring your rights are protected.

Insurance Claim

Insurance Journal

AUGUST 5, 2024

A collision between two tankers off Singapore in July raises questions over insurance claims, as one of the vessels previously shipped Iranian oil, potentially complicating payments due to Western sanctions, ship-trackers and industry sources say. What Happened? The Singapore-flagged Hafnia …

Insurance Claim

Property Insurance Coverage Law

NOVEMBER 7, 2024

In a significant development for policyholders affected by Hurricanes Helene and Milton, House Oversight Democrats have taken decisive action to protect hurricane victims from potential insurance fraud.

Insurance Claim

Property Insurance Coverage Law

SEPTEMBER 24, 2024

In a significant move to protect policyholders, the Michigan Department of Insurance and Financial Services (DIFS) issued a groundbreaking bulletin that explicitly prohibits insurers from depreciating labor costs when calculating actual cash value (ACV) in homeowner insurance claims.

Property Insurance

Property Insurance Coverage Law

OCTOBER 16, 2024

I was thinking about this while calling FAPIA Managing Director Nancy Dominguez to take down a wrong proof of loss form that some ignorant attorney had sent to a group as the proper NFIP proof of loss to be filed … The post Policyholders Beware of Whom You Hire Regarding Your National Flood Insurance Claim appeared first on Property Insurance (..)

Policyholder

Property Insurance Coverage Law

JANUARY 12, 2025

Merlin Law Group California attorney Dan Veroff, who was a former staff attorney for United Policyholders (UP), advised policyholders suffering from a California wildfire to attend events by United Policyholders in Theres a Wildfire Burning What Do I … The post California Fire Insurance Claim InformationUnited Policyholders to the Rescue!

Policyholder

Insurance Journal

MAY 27, 2025

A new Alabama study of hurricane-affected homes sends a clear message to insurers and homeowners nationwide: climate-resilient construction methods can protect homes, and save a lot of money. The first-of-its-kind analysis, released this week, reviews thousands of insurance claims linked …

Insurance Claim

Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. However, filing small insurance claims can have long-term financial consequences.

Insurance Claim

Property Insurance Coverage Law

OCTOBER 11, 2024

The Florida Department of Financial Services (DFS) issued Emergency Rule 69BER24-4, which aims to address issues in the property insurance claims process. While the rule attempts to improve transparency and accountability, it raises several concerns and potential unintended consequences.

License

Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

Auto Insurance

Paragon Independent Insurance Agencies

SEPTEMBER 16, 2024

Implementing strategic insurance methods can help safeguard your business. Liability Insurance Liability coverage protects you against legal costs that could disrupt your business. Protection against damage and theft shields you from financial losses that could affect your business sales.

Commercial Insurance