Insurance Companies and Insurance Policy - Insurance Industry Brief

Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Property Insurance Coverage Law

APRIL 30, 2025

The article … The post Understanding the Total Constructive Loss Doctrine in Property Insurance Policies appeared first on Property Insurance Coverage Law Blog.

Property Insurance

Property Insurance Insurance Policy Policy Insurer

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

JANUARY 30, 2025

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim

Claim Policyholder Property Insurance Insurance Policy

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

JANUARY 30, 2025

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim

Claim Policyholder Property Insurance Insurance Policy

The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Property Insurance Coverage Law

APRIL 9, 2025

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies and insurance laws the rest of us are. The recentFloridaClark opinion 1 is one of them.

Claim

Claim Property Insurance Insurance Policy Insurance Companies

The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Property Insurance Coverage Law

APRIL 9, 2025

Sometimes, decisions come along that make me wonder if judges are reading the same insurance policies and insurance laws the rest of us are. The recentFloridaClark opinion 1 is one of them.

Claim

Claim Property Insurance Insurance Policy Insurance Companies

Avoid Claim Denials: Key Policyholder Duties After a Loss

Property Insurance Coverage Law

MARCH 11, 2025

All insurance policies include a section placing specific responsibilities and obligations on policyholders to act in a certain way before entitling them to policy benefits for what should be a covered loss.

Policyholder

Policyholder Claim Property Insurance Insurance Policy

4 Types of Fire Insurance Policies in Canada

Top Insurance Blogs

APRIL 19, 2025

A fire insurance policy entails an insurance company agreeing to pay the insured a specific amount equal to the expected loss caused by a fire within the time frame stipulated in the insurance contract. Depending on the insurance, the indemnity is subject to change.

Insurance Policy

Insurance Policy Policy Insurer Insured

Mercury to Return to Paradise California as Rebuilding Efforts Gain Momentum

Insurance Journal

JANUARY 7, 2025

Mercury Insurance announced this week that the company will begin writing new homeowners insurance policies in the town of Paradise, California. Mercury says it is the first major insurance company to begin offering policies to Paradise homeowners since the town …

Insurance Policy

Insurance Policy Policy Insurance Companies Insurer

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Property Insurance Law Observer

JUNE 12, 2025

Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings.

Damage

Damage Claim Insurance Companies Policyholder

The Best Renters Insurance Companies in the United States in 2025: Low Rates and Excellent Service

Top Insurance Blogs

APRIL 14, 2025

Finding the best renters insurance policy is a cost-effective approach to safeguard your things against damage or theft. These […] The post The Best Renters Insurance Companies in the United States in 2025: Low Rates and Excellent Service appeared first on My Top Insurance Blogs.

Insurance Companies

Insurance Companies Theft Premium Damage

Civil Remedy Notices – What Are They and What Do They Require?

Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed?

Property Insurance

Property Insurance Damage Insurance Policy Insurance Companies

ACV, RCV, and GCOP: Why the Ninth Circuit’s Ruling Matters to Claims Professionals and Policyholders

Property Insurance Coverage Law

APRIL 18, 2025

Safeco Insurance Company of America 1 serves as a timely reminder for claims professionals to revisit how to interpret actual cash value (ACV), replacement cost value (RCV), and general contractor overhead and profit (GCOP) under property insurance policies which define the terms.

Policyholder

Policyholder Claim Property Insurance Insurance Policy

Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

MARCH 12, 2024

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Companies, 160 Wn. Allstate Vehicle & Prop. C22-1174 TSZ, 2023 WL 9000432 (W.D. Citing to Allemand v.

Theft

Theft Insurance Policy Policy Personal Property

The Importance of Experts J&S Welding, Inc. v. Liberty Mutual Insurance Company

The Property Insurance Law Observer

SEPTEMBER 16, 2024

Liberty Mutual Insurance Company , the U.S. Court of Appeals reviewed a summary judgment ruling in favor of co-defendant West American Insurance Company (“West American”), issued by the U.S. Without such evidence, the insured party cannot effectively challenge the insurer’s application of a policy exclusion.

Insurance Companies

Insurance Companies Damage Insurer Insured

Avoid Claim Denials: Key Policyholder Duties After a Loss

Property Insurance Coverage Law

MARCH 11, 2025

All insurance policies include a section placing specific responsibilities and obligations on policyholders to act in a certain way before entitling them to policy benefits for what should be a covered loss.

Policyholder

Policyholder Claim Property Insurance Insurance Policy

Please Don’t Compare Whole Life Dividends to Universal Life Interest

The Insurance Pro

JANUARY 25, 2025

How Life Insurance Products Develop Returns The return on cash values is driven by unique elements depending on the type of life insurance policy. For whole life insurance , we focus on the dividend interest rate. For universal life insurance policies we focus on the interest rate payable on the policy.

Life Insurance

Life Insurance Policy Insurance Policy Policyholder

Is Waiving Forfeiture Clauses Possible? Unlocking Possible Overlooked Arguments for Coverage

Property Insurance Coverage Law

AUGUST 21, 2024

Ohio Casualty Insurance Company, 1 is a case decided last week involving vacancy clauses often found in property insurance policies, the impact of forfeiture clauses, and how those clauses can be waived. Sinjel, L.L.C.

Casualty Insurance

Casualty Insurance Property Insurance Insurance Policy Insurance Companies

Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

JUNE 10, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

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Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

The New “Notice” Trap: Better Ring a Bell for Every Coverage You Might Claim

Avoid Claim Denials: Key Policyholder Duties After a Loss

4 Types of Fire Insurance Policies in Canada

Mercury to Return to Paradise California as Rebuilding Efforts Gain Momentum

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Best Renters Insurance Companies in the United States in 2025: Low Rates and Excellent Service

Civil Remedy Notices – What Are They and What Do They Require?

ACV, RCV, and GCOP: Why the Ninth Circuit’s Ruling Matters to Claims Professionals and Policyholders

Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Importance of Experts J&S Welding, Inc. v. Liberty Mutual Insurance Company

Avoid Claim Denials: Key Policyholder Duties After a Loss

Please Don’t Compare Whole Life Dividends to Universal Life Interest

Is Waiving Forfeiture Clauses Possible? Unlocking Possible Overlooked Arguments for Coverage

Best Landlord Insurance In Maryland For Your Rental Property!

New York Fines Three Dozen Auto Insurers $20M for Slow Reporting on Policies. Insurers Say There’s More to the Story

What Is A Home Insurance Deductible?

Best Landlord Insurance In Louisiana For Your Rental Property!

Who Is the Insurer? Does the Binder Matter?

Best Homeowners Insurance Companies in Florida 2024

Best Landlord Insurance In North Carolina For Your Rental Property!

Best Landlord Insurance In New Hampshire For Your Rental Property!

Best Landlord Insurance In Oklahoma For Your Rental Property!

Best Landlord Insurance In DC For Your Rental Property!

Best Landlord Insurance In Minnesota For Your Rental Property!

Why Insurance Companies Won't Write Policies Before Named Storms

What are insurance company ratings and why are they important?

Best Landlord Insurance In West Virginia For Your Rental Property!

Best Landlord Insurance In New York For Your Rental Property!

Best Landlord Insurance In Wisconsin For Your Rental Property!

Best Landlord Insurance In Connecticut For Your Rental Property

Best Landlord Insurance In Arkansas For Your Rental Property

Best Landlord Insurance In Wyoming For Your Rental Property!

Best Landlord Insurance In New Mexico For Your Rental Property!

Best Landlord Insurance In New Jersey For Your Rental Property!

Best Landlord Insurance In Delaware For Your Rental Property!

How to Find an Unclaimed Life Insurance Policy

What’s in a Name (Insured)? Pennsylvania Federal Court Holds Homeowners’ Insurance Policy’s Requirement to Submit to Examination Under Oath Applies Only to Named Insured

What Is A Contingent Beneficiary In Life Insurance?

Local Regulations and Home Insurance Policies in Plano, TX

Still Have a Jackson National Life Insurance Policy? Here’s What You Need to Know

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