Insurance Companies Insurance Policy Property Damage 
The Property Insurance Law Observer
SEPTEMBER 16, 2024
Liberty Mutual Insurance Company , the U.S. Court of Appeals reviewed a summary judgment ruling in favor of co-defendant West American Insurance Company (“West American”), issued by the U.S. Without such evidence, the insured party cannot effectively challenge the insurer’s application of a policy exclusion.
The Property Insurance Law Observer
SEPTEMBER 23, 2024
American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]
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Boyle Agency Insurance
FEBRUARY 3, 2025
Standard home insurance policies typically have restrictions regarding vacant homes, and this specialized coverage can bridge the gap during renovation periods. Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable.
The Property Insurance Law Observer
MARCH 18, 2024
A federal court recently held that an insurer could not deny coverage under a homeowner’s policy based upon the failure of the named insured’s son, an “insured person,” to submit to an examination under oath (“EUO”). Allstate Vehicle and Property Insurance Company , Civil Action No. 23-cv-4643 (E.D.
The Property Insurance Law Observer
MARCH 4, 2024
26, 2024), the Western District of Washington considered competing motions for partial summary judgment in a property damage case involving a winter storm, where large amounts of rain and melted snow backed the drain up and the force of the water pushed through the exterior door causing damage to the entire basement level.
The Property Insurance Law Observer
AUGUST 1, 2024
In Zurich American Insurance Company v. Medical Properties Trust, Inc. It instructed that the insurers could have defined surface waters to include the unusual accumulation of rainwater on a roof, but they failed to do so. As such, the Court stated that such ambiguity warranted resolution in favor of the insureds.
Distinguished
APRIL 29, 2025
Environmental hazards, coupled with the challenges of managing tenants, make landlord insurance an essential investment. Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. How Much Does a Landlord Insurance Policy Cost in Colorado?
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