Insurance Companies, Policy and Policyholder

Avoid Claim Denials: Key Policyholder Duties After a Loss

Property Insurance Coverage Law

MARCH 11, 2025

All insurance policies include a section placing specific responsibilities and obligations on policyholders to act in a certain way before entitling them to policy benefits for what should be a covered loss.

Policyholder

Policyholder Claim Property Insurance Insurance Policy

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

JANUARY 30, 2025

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim

Claim Policyholder Property Insurance Insurance Policy

200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!

Property Insurance Coverage Law

JUNE 29, 2025

State Farm Fire and Casualty Company 1 shows how the fine print in an insurance policy can entirely undermine the protection that policyholders believe they have purchased.

Insurance Companies

Insurance Companies Policyholder Property Insurance Insurance Policy

Avoid Claim Denials: Key Policyholder Duties After a Loss

Property Insurance Coverage Law

MARCH 11, 2025

All insurance policies include a section placing specific responsibilities and obligations on policyholders to act in a certain way before entitling them to policy benefits for what should be a covered loss.

Policyholder

Policyholder Claim Property Insurance Insurance Policy

ACV, RCV, and GCOP: Why the Ninth Circuit’s Ruling Matters to Claims Professionals and Policyholders

Property Insurance Coverage Law

APRIL 18, 2025

Safeco Insurance Company of America 1 serves as a timely reminder for claims professionals to revisit how to interpret actual cash value (ACV), replacement cost value (RCV), and general contractor overhead and profit (GCOP) under property insurance policies which define the terms.

Policyholder

Policyholder Claim Property Insurance Insurance Policy

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

JANUARY 30, 2025

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim

Claim Policyholder Property Insurance Insurance Policy

200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!

Property Insurance Coverage Law

JUNE 29, 2025

State Farm Fire and Casualty Company 1 shows how the fine print in an insurance policy can entirely undermine the protection that policyholders believe they have purchased.

Insurance Companies

Insurance Companies Policyholder Property Insurance Insurance Policy

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

The Property Insurance Law Observer

JUNE 12, 2025

Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings.

Damage

Damage Claim Insurance Companies Policyholder

Please Don’t Compare Whole Life Dividends to Universal Life Interest

The Insurance Pro

JANUARY 25, 2025

How Life Insurance Products Develop Returns The return on cash values is driven by unique elements depending on the type of life insurance policy. For whole life insurance , we focus on the dividend interest rate. For universal life insurance policies we focus on the interest rate payable on the policy.

Life Insurance

Life Insurance Policy Insurance Policy Policyholder

When Is a Collapse Not a Collapse? A California Take on Allstate’s Wobbly Wordplay and the Not So Friendly Mayhem

Property Insurance Coverage Law

JULY 19, 2025

Allstate Insurance Company, 1 the policyholders thought they had done everything right. They bought a Deluxe Plus Homeowners Policy from Allstate. In Stock v. They lived in a house on stilts along the Pacific Coast Highway in Malibu.

Policyholder

Policyholder Property Insurance Insurance Companies Policy

Blog Post: Formplay: How Insurance Practitioners Can Score with Standard Insurance Policies

LexisNexis

JULY 29, 2025

Learn about the implications of form policies in regulatory disputes and coverage litigation. Standard Insurance Policy Forms Fundamentals Analyze the genesis and use of standardized insurance policy forms and the identity and background of the entities primarily responsible for their creation.

Insurance Policy

Insurance Policy Policy Workers Compensation Insurance

When Is a Collapse Not a Collapse? A California Take on Allstate’s Wobbly Wordplay and the Not So Friendly Mayhem

Property Insurance Coverage Law

JULY 19, 2025

Allstate Insurance Company, 1 the policyholders thought they had done everything right. They bought a Deluxe Plus Homeowners Policy from Allstate. In Stock v. They lived in a house on stilts along the Pacific Coast Highway in Malibu.

Policyholder

Policyholder Property Insurance Insurance Companies Policy

Blog Post: From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms

LexisNexis

JULY 22, 2025

Because standard policy forms are not just about saving time on drafting. Read now » Related Content Standard Insurance Policy Forms Fundamentals Checklist Peruse this overview of standard insurance policy forms to build your understanding of their history, nature, and purposes.

Insurance Policy

Insurance Policy Policy Commercial General Liability Workers Compensation

Best Homeowners Insurance In Maryland To Cover Your Home

Simply Insurance

JUNE 28, 2025

Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Avoid Claim Denials: Key Policyholder Duties After a Loss

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

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200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!

Avoid Claim Denials: Key Policyholder Duties After a Loss

ACV, RCV, and GCOP: Why the Ninth Circuit’s Ruling Matters to Claims Professionals and Policyholders

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

200,000 Gallons of Water Destroyed My Home and My Good Neighbor Insurance Company Will Not Pay a Dime!

Insurer’s Use of Conflicting Reports Not Bad Faith, Says Court

Please Don’t Compare Whole Life Dividends to Universal Life Interest

When Is a Collapse Not a Collapse? A California Take on Allstate’s Wobbly Wordplay and the Not So Friendly Mayhem

Blog Post: Formplay: How Insurance Practitioners Can Score with Standard Insurance Policies

When Is a Collapse Not a Collapse? A California Take on Allstate’s Wobbly Wordplay and the Not So Friendly Mayhem

Blog Post: From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms

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