Insurance Journal

OCTOBER 10, 2024

The insurance industry faces significant challenges in covering catastrophic risks, especially as climate change drives more extreme weather events. With soaring premiums and increasing exclusions, the need for an accurate assessment of these risks is more important than ever. The …

Premium 299

Premium Insurance Industry Risk Insured 299

Insurance Journal

JANUARY 17, 2025

The “gap is closing” between commercial lines and personal lines underwriting results as the insurance industry overall is expected to continue its run of premium growth and improved underwriting results over the next 2 years. According to a report from …

Underwriter 264

Underwriter Underwriting Insurance Industry Commercial 264

Insurance Journal

JULY 15, 2024

Favorable first-quarter economic and underwriting results for property/casualty insurance are in line with projections that the industry will see a small underwriting loss in 2024 and achieve profitability in 2025, according to a report from the Insurance Information Institute (Triple-I) …

Premium 277

Premium Casualty Insurance Underwriter Underwriting 277

Insurance Journal

SEPTEMBER 10, 2024

Professional liability claims impact a multitude of professions, including those in the legal, medical, financial and insurance industries. Claims for malpractice, breach of contract, breach of fiduciary duty and related issues can result in widespread premium increases and professional discipline.

Liability 264

Liability Claim Risk Premium 264

Insurance Journal

MARCH 3, 2025

Insurance industry rating analysts from AM Best warn recent softer pricing for directors and officers coverage could begin to affect insurers’ underwriting results. AM Best noted renewal premium for monoline D&O liability continued to fall during the first three months …

Underwriter 258

Underwriter Underwriting Liability Premium 258

Top Insurance Blogs

JUNE 13, 2025

A new push to overhaul how auto insurance premiums are calculated in the United States is gaining momentum. This week, the Prohibit Auto Insurance Discrimination (PAID) Act was reintroduced in the U.S. House of Representatives, targeting what many say are unfair and discriminatory pricing practices in the car insurance industry.

Auto Insurance 66

Auto Insurance Premium Insurance Industry Insured 66

Triple-I: Workers Compensation

FEBRUARY 14, 2025

By William Nibbelin, Senior Research Actuary, Triple-I The workers compensation insurance industry experienced its second-best underwriting result in the past 20 years in 2023, with a net combined ratio of 87, according to Triple-Is latest Issues Brief. A combined ratio under 100 indicates a profit. A ratio above 100 indicates a loss.

Workers Comp 40

Workers Comp Premium Workers Compensation Workers Compensation Insurance 40

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Recently introduced state tort reform legislation may help to stabilize insurance costs.

Commercial General Liability 89

Commercial General Liability Claim Commercial Umbrella Liability 89

American Agents Alliance

APRIL 3, 2025

The global economy is increasingly interconnected, and even in industries like insurance, global issues like supply chain challenges, tariffs, and trade agreements can have significant impacts. While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders.

Agents 52

Agents Policyholder Premium Auto Insurance 52

Zywave

JUNE 10, 2025

Zywave, a leading insurance technology provider, today announced its 2025 Summer Launch, introducing a suite of advancements designed to drive profitable growth and empower insurers and brokers in an environment of escalating risk.

Commercial Automobile 52

Commercial Automobile Broker Policy Insured 52

Zywave

DECEMBER 18, 2024

Educational events bring industry expertise from around the globe, facilitate networking Leading insurtech provider Zywave has announced its lineup of acclaimed insurance industry thought leadership events for 2025. This conference will offer discussion on ways to increase insurance sales and foster organic growth.

Insurance Industry 52

Insurance Industry Cyber Broker-Agent Insured 52

Tosten Marketing

MARCH 3, 2025

Social media has become a game-changer for insurance agencies looking to expand their reach and connect with potential clients. At Tosten Marketing, we’ve seen firsthand how effective insurance agency social media marketing can be when done right. Which Social Media Platforms Are Best for Insurance Agencies?

Insurance Agency 52

Insurance Agency Insured Insurance Insurer 52

Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. The world of insurance selling can be overwhelming. Many articles talk about the basics and the obligations, but in our post, we give you the details that you may have not yet read about becoming a remarkable insurance agent.

Insurance Agents 130

Insurance Agents Insurance Agent Agents Broker-Agent 130

Tosten Marketing

APRIL 3, 2025

Insurance agency marketing strategies are evolving rapidly in the digital age. This blog post explores cutting-edge tactics that blend digital platforms, content marketing, and personalized customer experiences to help insurance agencies thrive in a competitive landscape. insurance companies use social media for marketing purposes.

Insurance Agency 52

Insurance Agency Insured Insurance Insurer 52

Final Expense Brokerage

MAY 15, 2024

May 15, 2024 11:34:08 AM Contact Us Uncover the secrets behind insurance agent commissions and learn how to maximize your earnings in this competitive field. Share: Exploring the Basics of Insurance Agent Commissions Insurance agent commissions are part of the reasons people are interested in becoming agents.

Insurance Agents 100

Insurance Agents Insurance Agent Agents Insured 100

Triple-I: Homeowners Insurance

MAY 15, 2025

P&C insurance industry’s financial outcomes for 2024 revealed a net combined ratio (NCR) of 96.6, Personal auto insurers reported a 2024 NCR of 95.3, This advancement was largely attributable to robust net written premium (NWP) expansion, with growth rates of 14.4 Homeowners’ insurance experienced an 11.2-point

Workers Compensation 45

Workers Compensation General Liability Liability Underwriter 45

Tosten Marketing

FEBRUARY 27, 2025

At Tosten Marketing, we often hear from business owners wondering about their insurance coverage for such incidents. Commercial property insurance water damage coverage is a complex topic with many nuances. What Water Damage Does Commercial Property Insurance Cover? What Water Damage Isn’t Covered?

Commercial Property 52

Commercial Property Property Insurance Commercial Damage 52

Redbird Agents

JULY 18, 2024

When it comes to buying insurance of any type, there are a myriad of choices and variables you must wade through to find the policy that works best for you. That’s no different when it comes to final expense insurance, with dozens of options major insurers offer. Compare quotes available to you from up to 30 insurance companies.

Insured 130

Insured Insurance Insurer Policy 130

Zywave

JUNE 5, 2025

This exclusive event, an expansion of Zywaves highly regarded thought leadership series, will bring together capacity providers, wholesalers, and retail brokers to challenge the distribution status quo and explore proven premium growth strategies in todays complex and competitive insurance market.

Broker 52

Broker Premium Commercial Insurance Commercial 52

Triple-I: Homeowners Insurance

JUNE 26, 2024

Homeowners insurance premium growth in Florida has slowed since the state implemented legal system abuse reforms in 2022, according to a Triple-I analysis. As shown in the chart below, average annual premiums climbed sharply after 2020. In 2022, average homeowners premium rates rose more than 17 percent, to $3,040.

Premium 52

Premium Property Insurance Claim Policyholder 52

Zywave

MARCH 20, 2025

We take pride in the continuous improvement of our service, support, and solutions that contribute to a thriving, resilient insurance industry. Growth in rating, quoting and connectivity: In 2024, Zywave strengthened its position as the largest enabler of digital quoting in the industry.

Cyber 52

Cyber Broker Premium Risk 52

Triple-I: Homeowners Insurance

MAY 13, 2025

As high-severity natural catastrophes wildfires, floods, hurricanes, and others become more frequent and more people move into riskier locales, insurance affordability and availability have become a challenge in many states. In some cases, this has led to insurers limiting or reducing their business in the state.

Risk 52

Risk Underwriter Underwriting Premium 52

Redbird Agents

SEPTEMBER 13, 2024

Cross-Selling Opportunities: Offer related products such as life insurance, annuities , or final expense insurance. Buyers are more likely to pay a premium for an agency that has multiple revenue streams. This includes any contracts with agents, partners, or referral sources, as well as insurance carrier agreements.

Broker-Agent 240

Broker-Agent Broker Agents Insurance Carrier 240

Triple-I: Homeowners Insurance

OCTOBER 14, 2024

AM Best and Fitch Ratings each issued reports last week warning that Milton could stretch liquidity of Florida-based residential insurers that are primarily focused on protecting in-state homeowners. But experts closer to Florida’s insurance industry cast doubt on those assertions.

Premium 111

Premium Risk Protection Claim 111

Boston ERISA & Insurance Litigation

DECEMBER 5, 2024

I have been at DRIs 2024 Insurance Coverage and Practice Symposium all day, and much of the discussion is either directly about or tangentially related to the impact of artificial intelligence on insurance. Its interesting.

Premium 40

Premium Risk Underwriter Underwriting 40

ProWriters

MAY 20, 2025

The Cyber Insurance market is bracing for a massive shift, and artificial intelligence is at the center of it all. On the other hand, its becoming a powerful tool for insurers, helping to assess risk, detect fraud, and streamline claims. So, where does this leave Cyber Insurance brokers? Heres how: 1.

Cyber 52

Cyber Broker Risk Insurance Broker 52

Triple-I: Homeowners Insurance

JANUARY 13, 2025

While the perception of overall severe weather risks varies significantly by region, 65 percent of the participants nationwide believed their home is at risk from thunderstorms, according to the new report, Catastrophic Weather Events and Mitigation: Survey of Homeowners by the Insurance Research Council (IRC), a division of The Institutes.

Policyholder 78

Policyholder Claim Premium Risk 78

Neilson Marketing Services

OCTOBER 28, 2024

The insurance industry moves fast, and for carriers and MGAs, knowing where they stand with their independent agency partners is critical. Spotting High-Potential Partnerships : Quality data can segment agencies based on factors like growth rate, premium volume, or target markets.

Insurance Agency 105

Insurance Agency Building Insured Insurance 105

Zywave

MAY 19, 2025

The insurance industry is undergoing a fundamental transformation. Insurers, agents and brokers are grappling with rapidly evolving risks that are becoming increasingly complex. To get ahead in this new reality, the “fix needs to be as transformativeeven more sothan the transformation of the industry itself.

Broker-Agent 52

Broker-Agent Broker Risk Agents 52

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

property and casualty insurance industry experienced better-than-expected economic and underwriting results in the first half of 2024, according to the latest forecasting report by Triple-I and Milliman. The industry’s estimated net combined ratio of 99.4 The net combined ratio for homeowners insurance of 104.9

Commercial 68

Commercial Underwriter Underwriting General Liability 68

Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Protect Commercial Insurance

OCTOBER 11, 2024

Introduction Climate change isn’t just an environmental buzzword; it’s rapidly becoming a pivotal factor in the world of insurance, especially for commercial properties. As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Word & Brown

MAY 19, 2025

You can relieve yourself of many administrative, back-end tasks related to quoting and enrolling Small Group and Large Group Health and Ancillary Insurance. When you partner with us, you can offer your eligible clients value-added extras like COBRA admin, a Premium Only Plan (POP), and/or ERISA services. Did you know?

Broker 52

Broker Broker-Agent Underwriter Underwriting 52

Freeway Insurance

JANUARY 6, 2025

Bundling multiple insurance policies together is known as one of the easiest ways to get a discount, especially when it comes to homeowners insurance and auto insurance. Many insurers have robust savings plans in place designed to get you a better deal when you bundle home and auto insurance.

Auto Insurance 52

Auto Insurance Insured Insurance Insurer 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

Emerging Trends in Commercial Insurance: What to Watch Out for in 2024 The landscape of commercial insurance is continually evolving, driven by technological advancements, changing regulations, and the fluctuating needs of businesses. In 2024, expect cyber insurance policies to become more comprehensive and tailored.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insured 52

Property Insurance Centre

OCTOBER 18, 2024

How the Climate Crisis is Impacting the UK Property Insurance Market in 2023-2024 The UK property insurance market is increasingly being reshaped by the climate crisis , with extreme weather events such as storms and flooding becoming more frequent and costly. billion in property claims, marking a historic high.

Property Insurance 52

Property Insurance Premium Insured Insurance 52

Leadsurance

AUGUST 1, 2023

Regardless of how the word makes you feel it is worth learning about considering that many of the big insurance carriers like Progressive are using gamification in their business. What is gamification and how does it relate to the insurance industry? What is gamification and how does it relate to the insurance industry?

Insurance Companies 52

Insurance Companies Insurance Agent Insurance Agents Insured 52