Insurance Journal

NOVEMBER 7, 2024

Grange Insurance Company, headquartered in Columbus, Ohio, named Nicole Carter as vice president, public liability sales and strategic distribution, effective Jan. Carter has nearly 30 years of experience in the insurance industry. Before joining Grange, she served as …

Liability 189

Liability Insurance Industry Insurance Companies Insurance 189

Neilson Marketing Services

DECEMBER 5, 2024

Why SEO Matters More Than Ever for Insurance Agencies SEO has always been the backbone of online visibility, but for insurance agencies, it’s more than just a tool — it’s a lifeline. This trend means insurance agencies need content that doesn’t just answer questions but also anticipates the needs of potential clients.

Insurance Industry 97

Insurance Industry Insurance Agency Insurance Insured 97

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. The five-year average count for liability claims increased 24.9 Rising claim frequency and litigation costs put coverage affordability and availability at risk.

Commercial General Liability 89

Commercial General Liability Claim Commercial Umbrella Liability 89

Zywave

JUNE 10, 2025

Learn actionable strategies to gain a competitive edge and maximize revenue in the evolving insurance industry in this blog. Where is the market headed? Where is the market headed? Where is the market headed?

Cyber 52

Cyber Risk General Liability Liability 52

Simply Insurance

JUNE 13, 2025

How Much Is Aircraft Mechanic Liability Insurance? Drone Insurance Drone Insurance Quotes Pilot Insurance Pilot Insurance Quotes How Much Is Student Pilot Insurance? How Much Is Senior Pilot Insurance? Industries with higher perceived risks will generally face higher premiums.

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Triple-I: Homeowners Insurance

MAY 15, 2025

P&C insurance industry’s financial outcomes for 2024 revealed a net combined ratio (NCR) of 96.6, Impending challenges and market pressures: The general liability segment is encountering increased financial strain, as evidenced by the least favorable NCR since 2016 and the third worst since 2010.

Workers Compensation 45

Workers Compensation General Liability Liability Underwriting 45

Top Insurance Blogs

MAY 9, 2025

Peer-to-peer (P2P) insurance is reshaping how the insurance industry in Germany works. As an experienced insurance agent with 10 years in the game, I’ve observed firsthand how this model offers transparency, cost-effectiveness, and a sense of community among policyholders.

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Policyholder Insurance Agent Insurance Agents Insurance 52

Zywave

MAY 19, 2025

The insurance industry is undergoing a fundamental transformation. Insurers, agents and brokers are grappling with rapidly evolving risks that are becoming increasingly complex. Types of loss encompass cyber, data breaches, ransomware, and liability. Unfortunately, these challenges are expected to intensify.

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Broker-Agent Broker Risk Agents 52

Tosten Marketing

MARCH 3, 2025

Let’s explore how to craft content that captures attention and drives engagement in the insurance industry. How to Create Engaging Insurance Content for Social Media Blend Industry News with Practical Advice To attract and retain followers, your insurance agency’s social media channels must offer compelling content.

Insurance Agency 52

Insurance Agency Insurance Insured Insurer 52

LexisNexis

MAY 6, 2025

Read now » Related Content Insurance Advertising Compliance Developments Examine advertising compliance requirements for the life and health insurance industry.

Commercial General Liability 40

Commercial General Liability Injury General Liability Liability 40

Triple-I: Homeowners Insurance

OCTOBER 10, 2024

property and casualty insurance industry experienced better-than-expected economic and underwriting results in the first half of 2024, according to the latest forecasting report by Triple-I and Milliman. The industry’s estimated net combined ratio of 99.4 The report was released during a members-only webinar on Oct.

Commercial 68

Commercial Underwriting Underwriter General Liability 68

LexisNexis

SEPTEMBER 17, 2024

With autonomous vehicles or AVs slowly gaining market share and the technology rapidly advancing, this is becoming an increasingly urgent question for insurance companies. Indeed, AV technology could upend the very foundations of the car insurance industry. First, some basics. They don’t need to reinvent the wheel,” Yotis said.

Auto Insurance 97

Auto Insurance Insurance Insured Insurer 97

Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market. Hurricane Harvey 2017 92.0

Property Insurance 52

Property Insurance Commercial Property Liability Insurance 52

Insurance Journal

JUNE 13, 2025

JetZero Inc. announced plans Thursday to build its first manufacturing plant for a next-generation passenger jet in central North Carolina, a project that if successful would create more than 14,500 jobs there in a decade. The California-based startup intends to …

Building 256

Building Workers Compensation Commercial Property Insurance Industry 256

Friendly Agent

SEPTEMBER 21, 2020

Agents who sell insurance policies of the commercial type provide coverage to business owners with their property insurance, general liability insurance, and other kinds of coverage. Once the premium is earned, it will also be income for the insurance provider.

Insurance Agent 130

Insurance Agent Insurance Agents Agents Broker-Agent 130

Scott Insurance

JANUARY 28, 2022

While insurance coverage is typically relied upon for many property-related losses, there remains a disconnect about how mold claims are often handled by the insurance industry. Risk Management Considerations There are many factors that come into play when considering the environmental conditions that lead to the growth of mold.

General Liability 52

General Liability Deductible Liability Property Damage 52

Distinguished

JULY 8, 2024

The primary general liability (GL) coverage has a specific geographic restriction: it is not available for hotels located adjacent to the beach in Hawaii. Her extensive experience includes roles in underwriting, claims, and risk management across various sectors, including hospitality, professional liability, and emergency services.

Insurance Broker 52

Insurance Broker Broker Broker-Agent Insurance 52

Word & Brown

MARCH 21, 2025

Youll want to look at: Total net worth (cash, financial accounts, investments, real estate, and liabilities such as outstanding loan balances, student debt, and other accounts, if applicable). Networking: Among the most valuable benefits of joining NABIP is being able to meet and interact with insurance industry leaders and influencers.

Insurance Agent 52

Insurance Agent Insurance Agents Agents Broker-Agent 52

Protect Commercial Insurance

DECEMBER 6, 2024

This era gave rise to specialised insurance products, covering factories, railways, and an expanding workforce. By the 20th century, the insurance industry began to reflect broader societal shifts. Climate Change and Environmental Liability Climate change represents another significant risk for businesses in 2025.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Insured 52

Protect Commercial Insurance

SEPTEMBER 6, 2024

Businesses should also look out for more robust risk assessment tools provided by insurers, helping them identify vulnerabilities and strengthen their cyber defences. Climate Change and Environmental Liability Environmental risks are no longer concerns reserved solely for industries like manufacturing or oil and gas.

Commercial Insurance 52

Commercial Insurance Commercial Cyber Insurance 52

Simply Insurance

JUNE 14, 2025

How Much Is Aircraft Mechanic Liability Insurance? Drone Insurance Drone Insurance Quotes Pilot Insurance Pilot Insurance Quotes How Much Is Student Pilot Insurance? How Much Is Senior Pilot Insurance? Home Warranties Home Warranty Quotes Home Warranty Rates By State What Is A Home Warranty?

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Neilson Marketing Services

OCTOBER 2, 2024

For businesses in the insurance sector, which handles vast amounts of sensitive client data, this threat is especially menacing. A single breach could lead to devastating consequences, including financial losses, legal liabilities, damage to your reputation, and the potential loss of client trust.

Cyber 105

Cyber Damage Protection Financial Loss 105

Distinguished

NOVEMBER 4, 2024

Darryl’s passion for fine art, paired with his extensive experience in the insurance industry, makes him the perfect addition to our team,” stated Patrick Drummond, President of the Fine Art and Collectibles program at Distinguished. Property and Liability products are distributed through a national network of agents and brokers.

Broker-Agent 52

Broker-Agent Inland Marine Broker Agents 52

LexisNexis

MARCH 3, 2025

Review 2024 regulatory initiatives on artificial intelligence (AI) that are important for the insurance industry to understand and monitor going into 2025. Artificial Intelligence State Law Survey Do a deep dive into enacted state and notable local legislation that relates to the topic of AI.

Liability 40

Liability Insurance Insured Insurer 40

Simply Insurance

JUNE 12, 2025

How Much Is Aircraft Mechanic Liability Insurance? Drone Insurance Drone Insurance Quotes Pilot Insurance Pilot Insurance Quotes How Much Is Student Pilot Insurance? How Much Is Senior Pilot Insurance? Home Warranties Home Warranty Quotes Home Warranty Rates By State What Is A Home Warranty?

Insurance Quotes 52

Insurance Quotes Insurance Insured Insurer 52

American Agents Alliance

AUGUST 26, 2024

Sponsored Post: The past several years in the Auto Insurance Industry have been nothing short of disruptive. Proven Success in Hard Times If recent events have taught us anything, it’s that the insurance industry can change quickly. The insurance landscape is not yet stable, another industry-disrupting event is coming.

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Broker Broker-Agent Insurance Industry Auto Insurance 45

Constant Contact

JULY 15, 2024

Decide how you’ll organize your business — as a corporation, partnership, limited liability company, or sole proprietorship. Obtain a license to sell insurance in your state. Buy insurance for your insurance agency. It may sound ironic, but you will need insurance to protect your insurance agency.

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Insurance Insured Insurer Insurance Agency 95

American Agents Alliance

MARCH 3, 2025

AI has rapidly transformed the insurance industry and more changes will continue as the technology and use cases mature. New efficient processes and workflows for underwriting, claims, policy administration, billing, and customer service have been implemented across the industry.

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Broker-Agent Broker Agents Risk 52

Bankers Insurance

MAY 16, 2024

By fortifying homes with additional protections, such as security features, storm shutters, nonflammable building materials and a new roof or electrical system, insurance shoppers may be assessed as having lower risk levels and, therefore, save on their premiums. Reduce liability risks.

Home Insurance 52

Home Insurance Policyholder Out-Of-Pocket Insurance 52

LexisNexis

DECEMBER 3, 2024

Get the knowledge you crave from this comprehensive and illustrated primer outlining the technical underpinnings, legal implications, and insurance coverage possibilities for liabilities stemming from artificial intelligence (AI). This practice note includes thought leadership from a machine learning researcher at SonyAI.

Insurance 40

Insurance Insured Insurer Liability 40

LexisNexis

NOVEMBER 19, 2024

Get the knowledge you crave from this comprehensive and illustrated primer outlining the technical underpinnings, legal implications, and insurance coverage possibilities for liabilities stemming from artificial intelligence (AI). Includes thought leadership from a machine learning researcher at SonyAI.

Insurance 40

Insurance Insured Insurer Liability 40

Freeway Insurance

NOVEMBER 24, 2024

However, insurance as we know is actually a somewhat recent innovation. In the Middle Ages, skilled workers would have some financial support through their guild to help pay for any accidents or issuesmuch like the general or professional liability plans of today. The Newest Innovation in Car Insurance Since 1897?

Auto Insurance 52

Auto Insurance Insurance Insured Insurer 52

Triple-I: Workers Compensation

APRIL 20, 2021

Similar federal “safe harbor” legislation for the insurance industry – the Clarifying Law Around Insurance of Marijuana Act (CLAIM Act) – was introduced last month. The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses.

Risk 40

Risk Workers Compensation Commercial General Liability Liability 40

Protect Commercial Insurance

SEPTEMBER 13, 2024

This impartial approach allows them to access a wide array of policies from various insurers, ensuring that businesses can choose from a broad range of options. Expertise and Industry Knowledge One of the significant advantages of using a broker is their extensive knowledge of the insurance industry.

Commercial Insurance 52

Commercial Insurance Broker Commercial Broker-Agent 52

American Agents Alliance

FEBRUARY 7, 2025

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

Broker-Agent 52

Broker-Agent Risk Policyholder Agents 52

Scott Insurance

APRIL 21, 2020

What liabilities are you assuming? Obtain certificates of insurance requiring sufficient insurance coverage limits and provisions. Review contracts closely to ensure you are limiting liability and transferring risk when possible. Is it FDA-approved (21 CFR 878)? To whom will you be distributing? How will you advertise?

Risk 40

Risk Liability Underwriting Underwriter 40

Jackson & Jackson

AUGUST 16, 2024

What is Homeowners Insurance? Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises.

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Insurance Insured Insurer Risk 52