Triple-I: Homeowners Insurance

MAY 13, 2025

As high-severity natural catastrophes wildfires, floods, hurricanes, and others become more frequent and more people move into riskier locales, insurance affordability and availability have become a challenge in many states. For many, this insurer of last resort has become the insurer of first resort.

Risk 52

Risk Underwriter Underwriting Premium 52

InsuredMine

JULY 19, 2024

Insurance agencies once focused primarily on assessing risks, underwriting policies, and managing claims. Understanding Predictive Churn Analytics Predictive churn analytics is revolutionizing the insurance sector by enabling companies to shift their focus from traditional risk assessment to proactive customer retention strategies.

Risk 59

Risk Policyholder Insurer Insurance 59

American Agents Alliance

FEBRUARY 7, 2025

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

Broker-Agent 52

Broker-Agent Risk Policyholder Agents 52

Triple-I: Homeowners Insurance

JANUARY 13, 2025

While the perception of overall severe weather risks varies significantly by region, 65 percent of the participants nationwide believed their home is at risk from thunderstorms, according to the new report, Catastrophic Weather Events and Mitigation: Survey of Homeowners by the Insurance Research Council (IRC), a division of The Institutes.

Policyholder 78

Policyholder Claim Premium Risk 78

American Agents Alliance

MARCH 3, 2025

AI has rapidly transformed the insurance industry and more changes will continue as the technology and use cases mature. New efficient processes and workflows for underwriting, claims, policy administration, billing, and customer service have been implemented across the industry.

Broker-Agent 52

Broker-Agent Broker Agents Risk 52

Triple-I: Business Insurance

JUNE 8, 2022

With this in mind, 73 percent of policyholders said they consider climate change one of their primary concerns, compared with 40 percent of insurers. “Insurers who prioritize focus on sustainability will be making smart long-term business decisions that will positively impact their future relevance and growth.

Policyholder 40

Policyholder Risk Underwriter Underwriting 40

American Agents Alliance

DECEMBER 8, 2024

2025 will bring new ideas, innovations, and changes to an ever-evolving insurance industry. Driven by rapid advancements in technology, shifting risks, and increasing policyholder expectations, the industry will likely have different products and services by the time 2025 draws to a close.

Broker-Agent 40

Broker-Agent Agents Broker Risk 40

ProWriters

FEBRUARY 23, 2025

According to NATO Secretary General Mark Rutte, Russia is intensifying hybrid attacks across Western Europe, “interfering directly in our democracies, sabotaging industry, and committing violence.” Security experts also believe China and Iran pose significant cyber risks.

Cyber 53

Cyber Insurer Insurance Insured 53

American Agents Alliance

MARCH 9, 2025

Womens financial empowerment is central to the insurance industry, as their influence is felt across business, investments, and household financial decisions. However, this dynamic has shifted, but women still have less insurance coverage compared with men. Focus on providing information rather than closing the sale.

Agents 52

Agents Insurance Agents Insurance Agent Broker-Agent 52

American Agents Alliance

JULY 5, 2024

And when it comes to the insurance industry, having data and using it well has become a differentiator. Agents and brokers can leverage data analytics to help reduce their E&O risk and mitigate losses in several ways. Use data to identify high-risk processes or areas of the agency.

Risk 40

Risk Broker-Agent Agents Policyholder 40

LexisNexis

SEPTEMBER 17, 2024

With autonomous vehicles or AVs slowly gaining market share and the technology rapidly advancing, this is becoming an increasingly urgent question for insurance companies. Indeed, AV technology could upend the very foundations of the car insurance industry. First, some basics.

Auto Insurance 97

Auto Insurance Insurer Insurance Insured 97

Simply Insurance

JUNE 12, 2025

Age Monthly Premium Notes 30 $60 Healthy individual 40 $80 Moderate risk 50 $100 Higher risk How Much Does a 5 Years Disability Insurance Policy Cost Per Month? Age Monthly Premium Notes 30 $70 Healthy individual 40 $90 Moderate risk 50 $110 Higher risk How Much Does a Benefit Period Own-Occupation Coverage Policy Cost?

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LexisNexis

MAY 6, 2025

Read now » Related Content Insurance Advertising Compliance Developments Examine advertising compliance requirements for the life and health insurance industry. PRACTICAL GUIDANCE CUSTOMER EMAIL EDITION ON THE WEB Experience results today with practical guidance, legal research, and data-driven insightsall in one place.

Commercial General Liability 40

Commercial General Liability Injury General Liability Liability 40

American Agents Alliance

NOVEMBER 17, 2024

The changing climate brings unprecedented challenges to the insurance industry, especially to insurance professionals working in high-risk areas like California. But this can leave policyholders without coverage when they need it. Exclusions.

Agents 40

Agents Broker-Agent Policyholder Risk 40

Property Insurance Centre

MARCH 19, 2024

The Importance of Consumer Education Consumer education is a critical aspect of making informed decisions regarding insurance coverage and navigating the complexities of the insurance industry. By gaining insurance knowledge , individuals can protect their property effectively and avoid falling victim to insurance scams.

Property Insurance 52

Property Insurance Policyholder Insurer Insurance 52

Majesco

JUNE 13, 2024

How did it come to the point where insurance doesn’t seem capable of taking the upper hand in the race between risk and profit? The world and the economy have handed insurers a tough equation. Risk is trending — and it is trending in the wrong direction regarding most variables. Renew the focus on risk management.

Risk 40

Risk Underwriter Underwriting Insurer 40

Scott Insurance

APRIL 21, 2020

As business models and operations shift and evolve, M&D companies must stay vigilant on risk management efforts. What risk do we assume in repurposing our operations in response to COVID-19? Have you considered varying levels of risk when distributing to healthcare and/or government entities? How will you advertise?

Risk 40

Risk Liability Underwriter Underwriting 40

Cowbell

DECEMBER 30, 2024

Heres a summary of the years key achievements: Empowering Policyholders Through Insights and Risk Reduction: Our Cyber Round-Up Reports shed light on the current cyber threat landscape concerning company sizes and industries, as well as the frequency and severity of different types of cyber threats. UK, Japan, and Australia.

Cyber 52

Cyber Policyholder Risk Building 52

Bankers Insurance

MAY 16, 2024

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Insurance companies must raise rates so they can afford to pay for all the policies they issue. Reduce liability risks. billion each.

Home Insurance 52

Home Insurance Policyholder Out-Of-Pocket Insurer 52

American Agents Alliance

AUGUST 10, 2024

Severe weather is transforming the auto insurance industry. This means insurers must adapt to changing weather patterns and increasing unpredictability. Focused on the impacts of severe weather events on the auto insurance and repair industries, the report gives timely details on the future of the industry.

Auto Insurance 40

Auto Insurance Broker-Agent Agents Policyholder 40

Protect Commercial Insurance

DECEMBER 6, 2024

Early Developments in Business Coverage Long before modern commercial insurance, businesses faced the daunting task of safeguarding their assets against unforeseen calamities. The notion of business coverage can be traced back to medieval times, when the shipping industry first implemented rudimentary forms of risk management.

Commercial Insurance 52

Commercial Insurance Commercial Insurer Insurance 52

American Agents Alliance

OCTOBER 8, 2024

E&O claims continue to grow in complexity along with the changing insurance landscape. Effectively managing these risks is a critical part of agency operations for any independent agent or broker. Learn more about ways to analyze and lower your risk of E&O losses with technology.

Claim 40

Claim Broker-Agent Agents Broker 40

Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market. Hurricane Harvey 2017 92.0

Property Insurance 52

Property Insurance Commercial Property Liability Insurer 52

Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. Under a coinsurance clause, a policyholder faces a penalty — usually a reduced payout — if their coverage limit is not at least equal to a predetermined percentage (e.g.,

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Leadsurance

SEPTEMBER 26, 2023

However, email marketing stands out as a crucial tool for the insurance industry. With its ability to directly reach current clients, potential leads, and past policyholders, email marketing provides a platform for personalized, timely, and relevant content delivery. Treating them all alike can lead to missed opportunities.

Insurance Agents 52

Insurance Agents Insurance Agent Agents Insurer 52

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Opaque, ill-defined language empowers predatory “ billboard attorneys ” to define these terms themselves, contributing to pervasive policyholder distrust, said Jeff Sauls, Farmers Insurance head of legislative affairs. Preventing adversaries to the U.S.

Out-Of-Pocket 64

Out-Of-Pocket Broker-Agent Premium Claim 64

Triple-I: Homeowners Insurance

JUNE 26, 2024

. – the state-run insurer of last resort and currently Florida’s largest residential insurance writer – has swelled with new business and lawsuits. Citizens’ depopulation efforts to move policyholders to private insurers contributed to policy counts falling to 1.23 million by the end of 2023.

Premium 52

Premium Property Insurance Claim Policyholder 52

InsuredMine

FEBRUARY 15, 2024

Brian Duperreault, CEO of AIG, once said, “The insurance industry is in the midst of a technological revolution. How can the insurance industry be left behind? The insurance CRM also enables agents to easily communicate with admins and insurers, improving the response time and reducing the number of errors.

Agents 52

Agents Insurer Insurance Insured 52

Constant Contact

JANUARY 28, 2021

Q&A features In-depth content is vital to establishing your company as a respected resource within the insurance industry. This is a difficult objective to accomplish in the insurance industry. Why did this person choose the insurance industry? Highlight unusual coverage, such as mustache insurance.

Insurer 52

Insurer Insurance Insured Life Insurance 52

Majesco

APRIL 25, 2024

For insurers, the grand slam is an exceptional customer experience with optimized operations. When a policyholder feels heard, when a claim is resolved swiftly, when premiums align with value—those are the grand slams insurers aim for. Every baseball fan dreams of witnessing a grand slam—a home run with the bases loaded.

Premium 40

Premium Underwriter Underwriting Claim 40

American Agents Alliance

OCTOBER 23, 2024

It was important to us to find aI partner that understands the insurance industry and can customize its offering to accommodate the unique needs of each agency, and that is exactly what we’ve found with Liberate,” he adds. Jeff Arnold of RIGHTSURE couldn’t agree more. Why wait another day to transform your agency’s growth trajectory?

Agents 40

Agents Insurance Agency Claim Policyholder 40

Triple-I: Homeowners Insurance

JUNE 5, 2025

They can face serious financial risks in the event of a loss, theft, disaster, or personal liability event. Thus, homeownership status can drive participation in the insurance market. Examining factors that impede homeownership for same-sex couples might shed light on how to attract and retain more policyholders in this demographic.

Protection 59

Protection Insurer Insurance Insured 59

Triple-I: Homeowners Insurance

SEPTEMBER 24, 2024

The survey found that, of the 10 insurance departments that responded, most are concerned about the issue but few are actively investigating it. Most said they believe the burden should be on the insurers to detect and test their models for potential algorithmic bias.

Risk 59

Risk Casualty Insurance Policyholder Premium 59

Redbird Agents

JUNE 14, 2024

Unless you’re securities licensed and registered with FINRA, you cannot market your services as financial planning as fixed and indexed annuities are insurance products. Agent’s falsifying as financial planners is a common problem in the insurance industry, make sure you are working within all your compliance guidelines.

Life Insurance 130

Life Insurance License Agents Premium 130

Zywave

MAY 23, 2025

In today’s rapidly evolving world, the insurance industry stands at a critical juncture. The pace at which risks are emerging and transforming is unprecedented, driven by technological advancements, environmental changes, and shifting societal expectations.

Risk 52

Risk Broker Insurer Insurance 52

Zywave

MAY 5, 2025

Navigating the Escalating Risk Trajectory quantifies direct and indirect impacts of todays heightened risk environment Leading insurtech Zywave today released an industry special report, Navigating the Escalating Risk Trajectory , that delineates six forces driving change in the risk and insurance landscape.

Risk 52

Risk Insurer Insurance Insured 52

Triple-I: Business Insurance

APRIL 18, 2025

President Donald Trump are on track to increase the price of parts and materials used in repairing and restoring property after an insurable event. Analysts and economists, predict these price hikes will lead to higher claim payouts for P&C insurers and, ultimately, higher premiums for policyholders.

Insurer 52

Insurer Insurance Insured Insurance Industry 52