Insurance Journal

JULY 6, 2025

Following the “paradigm-shifting” Los Angeles wildfires in January, the 2024-2025 wildfire season will be remembered as a turning point for the insurance industry, and a warning that “wildfire is no longer a seasonal or rural phenomenon,” a new outlook asserts.

Risk

Insurance Journal

JULY 27, 2025

Connecticut Governor Ned Lamont signed into law legislation updating the state’s law governing captive insurance and allowing new types of captives. Captives are owned by one or more businesses to insure their business risks., Effective October 1, 2025, the act …

Insurer

Majesco

MAY 8, 2025

While humankind is not being challenged by machines, we are challenged with the changing risk, in particular climate risk. NAMIC, Moodys, The Institutes, insurers, reinsurers and other industry leaders are all talking about a new era of risk and the need to predict and prevent risk, creating risk resiliency.

Risk

Redbird Agents

FEBRUARY 4, 2025

For insurance agents, managing chargebacks and financial obligations responsibly is a crucial part of building a successful career. One of the most significant consequences of unpaid debt in the insurance industry is being reported to Vector Onea reporting agency that tracks outstanding producer debt. What is Vector One?

Agents

Top Insurance Blogs

JUNE 30, 2025

Greg Case, CEO of global insurance brokerage Aon, has issued a bold call to action: the insurance industry must attract $1 trillion in private capital over the next decade to bridge the growing gap in coverage for natural disasters and cyber risks.

Cyber

Zywave

FEBRUARY 25, 2025

Zywave Chief Technology Officer Doug Marquis Greater transparency increases consumer trust Much has been written about the potential of artificial intelligence to revolutionize the insurance industry but little has been mentioned about a vital element of our sector: consumer trust.

Insurer

Zywave

JUNE 10, 2025

Zywave, a leading insurance technology provider, today announced its 2025 Summer Launch, introducing a suite of advancements designed to drive profitable growth and empower insurers and brokers in an environment of escalating risk.

Commercial Automobile

Tosten Marketing

FEBRUARY 27, 2025

The average flood insurance policy costs $540 a year , according to the NFIP. To protect against this risk, businesses can often add sewer and drain backup coverage as an endorsement to their existing policy. Businesses in flood-prone areas need separate flood insurance.

Commercial Property

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Given the state’s below-average income vs. above-average insurance expenditures, Georgia ranks 42nd on the list of affordable states for homeowners insurance and 47th (plummeting from the 2006 high of 27th) for personal auto affordability, according to reports by the Insurance Research Council.

Commercial General Liability

Triple-I: Homeowners Insurance

MAY 13, 2025

As high-severity natural catastrophes wildfires, floods, hurricanes, and others become more frequent and more people move into riskier locales, insurance affordability and availability have become a challenge in many states. Every property being assessed for wildfire risk is unique, the report says.

Risk

Zywave

JUNE 10, 2025

Learn how connecting your existing tools and data sources with insurance APIs can transform your organization. This report outlines the key elements that insurers need to consider when choosing a stand-alone rating engine. Learn how connecting your existing tools and data sources with insurance APIs can transform your organization.

Cyber

ProWriters

MAY 20, 2025

On the other hand, its becoming a powerful tool for insurers, helping to assess risk, detect fraud, and streamline claims. So, where does this leave Cyber Insurance brokers? Lets break down how artificial intelligence in cyber security is redefining riskand what that means for the industry. Heres how: 1. Not anytime soon.

Cyber

Triple-I: Homeowners Insurance

JUNE 19, 2025

Triple-I CEO Sean Kevelighan in his opening remarks, noted that effective risk management depends on collaboration across stakeholder groups, as interconnected perils “present a community problem, not just an industry problem.” Temple criticized the National Flood Insurance Program’s Risk Rating 2.0

Insurer

Rough Notes

MAY 30, 2025

How to prepare property and lower insurance costs against severe storms By Jeff Zehr Severe convective storms (SCS) have become a big risk factor for the insurance industry. These major weather events, also known as thunderstorms, can include lightning, torrential rain, tornadoes, straight-line winds and hail.

Broker-Agent

Distinguished

JULY 7, 2025

Q: What are the ineligible risk characteristics? Q: Will you consider a risk where food is cooked at one location and sold at another? A: Yes, subject to individual risk underwriting. Risks that require building coverage should be submitted to our Restaurant Package program. A: Possibly. are asphalt roofs a concern)?

Policy

Relation

FEBRUARY 3, 2025

The insurance industry is undergoing a significant transformation as it adapts to emerging trends driven by climate change and technological innovation. Two key developments are reshaping the landscape: the rising impact of climate-related risks on insurance costs and the shift toward proactive risk management.

Risk

Southwest Insurance Agents Alliance

JUNE 17, 2025

The Importance of Regular Goal Reviews in the Insurance Industry In the ever-evolving insurance industry, staying on top of your annual goals is crucial for sustained growth and market relevance.

Agents

Wren Insurance Agency

JANUARY 22, 2025

It's hard to imagine the enormous impact this tragic event will have on the state's insurance industry. These risks are rated at a local level, not national, so the current fires in California will not affect Florida's home insurance rates. Here in Florida unfortunately, we know the incredible damage wildfires can do.

Home Insurance

Agency Height

AUGUST 4, 2025

Insurance News How SignalHire Elevates Lead Prospecting for Insurance Experts Agency Height August 4, 2025 Insurance The insurance industry faces big changes. Today’s insurance agents need better methods to find and connect with potential customers.

Broker-Agent

Zywave

MARCH 20, 2025

We take pride in the continuous improvement of our service, support, and solutions that contribute to a thriving, resilient insurance industry. insurance brokeragesuse Zywave solutions to enhance client services, achieve business growth and promote greater health, wellness, risk management and safety.

Cyber

Specialty Insurance

MARCH 21, 2025

While AI and LLMs offer exciting opportunities for innovation in the insurance industry, they also present new challenges for agents and brokers. The use of AI by Insurance Agents/Brokers can have an adverse impact on Insurance Agents E&O loss history.

Broker-Agent

Agency Height

AUGUST 4, 2025

Automated email sequences deliver valuable content about coverage options, claims processes, and risk management tips, positioning you as a trusted advisor rather than just another salesperson pushing policies. Email marketing sequences nurture prospects with valuable content about insurance topics, financial planning, and risk management.

Insurance Agents

Top Insurance Blogs

MAY 9, 2025

Peer-to-peer (P2P) insurance is reshaping how the insurance industry in Germany works. Its doing this by introducing a community-driven approach to risk sharing.

Policyholder

Zywave

JULY 22, 2025

Learn how connecting your existing tools and data sources with insurance APIs can transform your organization. This report outlines the key elements that insurers need to consider when choosing a stand-alone rating engine. Learn how connecting your existing tools and data sources with insurance APIs can transform your organization.

General Liability

Zywave

MAY 19, 2025

The insurance industry is undergoing a fundamental transformation. Insurers, agents and brokers are grappling with rapidly evolving risks that are becoming increasingly complex. To get ahead in this new reality, the “fix needs to be as transformativeeven more sothan the transformation of the industry itself.

Broker-Agent

Simply Insurance

JUNE 12, 2025

Age Monthly Premium Notes 30 $60 Healthy individual 40 $80 Moderate risk 50 $100 Higher risk How Much Does a 5 Years Disability Insurance Policy Cost Per Month? Age Monthly Premium Notes 30 $70 Healthy individual 40 $90 Moderate risk 50 $110 Higher risk How Much Does a Benefit Period Own-Occupation Coverage Policy Cost?

Insurance Quotes

Simply Insurance

JUNE 14, 2025

Larger companies or those in high-risk industries may face higher premiums. Cyber Insurance Rates By Industry Risk How Much Is Incident Response in Cyber Insurance a Month? The cost can vary based on your industry and risk level. What Is Cyber Insurance?

Insurance Quotes

American Agents Alliance

APRIL 3, 2025

At the same time, agents can work with their policyholders to improve risk management and loss control to make the account as attractive as possible when shopping for coverage. Stay ahead of changing trends and issues affecting the insurance industry, like rising tariffs, with the American Agents Alliance. Become a member today!

Agents

Neilson Marketing Services

JULY 1, 2025

ISU, SIAA versus independent) Dealing with scraped data decay, duplicates, and bounce risks And when bad records start undermining performance, your team’s trust in your CRM or marketing data pipeline deteriorates just as fast. Are salespeople good data managers?

Building

Triple-I: Homeowners Insurance

MAY 15, 2025

P&C insurance industry’s financial outcomes for 2024 revealed a net combined ratio (NCR) of 96.6, By William Nibbelin, Senior Research Actuary, Triple-I The U.S. demonstrating a substantial 5.1-point

Workers Compensation

Distinguished

JULY 7, 2025

Q: What are the ineligible risk characteristics? Q: Will you consider a risk where food is cooked at one location and sold at another? A: Yes, subject to individual risk underwriting. Risks that require building coverage should be submitted to our Restaurant Package program. A: Possibly. are asphalt roofs a concern)?

Policy

ProWriters

FEBRUARY 23, 2025

According to NATO Secretary General Mark Rutte, Russia is intensifying hybrid attacks across Western Europe, “interfering directly in our democracies, sabotaging industry, and committing violence.” Security experts also believe China and Iran pose significant cyber risks.

Cyber

Agency Revolution

FEBRUARY 3, 2025

New Clickable Coverage: Flood Insurance Forge users can now take advantage of the latest interactive graphic added to the platform. Use this to educate and inform clients about the risk factors and coverage options for flood insurance. Click here to request this graphic for your Forge website. Fuse Release Highlights 1.

Commercial Property

Zywave

JULY 2, 2025

They provide the insurers, brokers and service providers that use Zywave solutions with a Performance Multiplier designed to drive profitable growth in an environment of escalating risk. Together, these updates empower brokers, insurers, service providers, and the end users they serve to work smarter and faster than ever before.

Broker

Simply Insurance

JUNE 24, 2025

Deductible Monthly Cost Annual Cost $500 $25 $300 $1,000 $20 $240 $2,500+ $15 $180 How Much Does a $500 Condo Insurance Policy Cost? This is because the insurance company assumes more risk with a lower deductible. How Much Does a $1,000 Condo Insurance Policy Cost Per Month? GET A CONDO INSURANCE QUOTE TODAY!

Insurance Quotes

Majesco

JULY 24, 2025

P&C and L&AH share many of the Top-of-Mind issues, and both segments are taking steps to rethink their business, simplify complexity, and address financials and growth by utilizing next-gen insurance technologies. Insurers need to create both immediate business results and long-term value for the customer.

Insurer

Zywave

JUNE 13, 2025

Zywave, a leading insurtech provider, celebrated the cyber risk industry’s top individuals and firms at the 12 th annual Cyber Risk Awards at Gotham Hall in New York City on Thursday, June 12, 2025. The winners in 17 categories were announced at a black-tie gala dinner for nearly 500 attendees.

Cyber