Triple-I: Workers Compensation

FEBRUARY 14, 2025

By William Nibbelin, Senior Research Actuary, Triple-I The workers compensation insurance industry experienced its second-best underwriting result in the past 20 years in 2023, with a net combined ratio of 87, according to Triple-Is latest Issues Brief. A combined ratio under 100 indicates a profit.

Workers Comp

Triple-I: Homeowners Insurance

MAY 13, 2025

As high-severity natural catastrophes wildfires, floods, hurricanes, and others become more frequent and more people move into riskier locales, insurance affordability and availability have become a challenge in many states.

Risk

Simply Insurance

JUNE 16, 2025

About Personal Finance Statistics Discover the top personal finance statistics and how they work together with the insurance industry. DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website.

Workers Comp

Word & Brown

MAY 19, 2025

Were able to offer you more products and services, give you access to industry-leading tools and technology, and provide you with unmatched experience and service. To be specific, were here for you from start to finish from prospecting to quoting, enrolling to underwriting, and servicing to renewing.

Broker

ProWriters

MAY 20, 2025

For insurers, this means two things: Stricter policy requirements to ensure businesses meet minimum security standards. Insurers are also refining their underwriting processes, using AI-driven analytics to move away from traditional questionnaires and toward real-time risk assessments that adapt to a companys evolving cyber posture.

Cyber

Triple-I: Homeowners Insurance

MAY 15, 2025

P&C insurance industry’s financial outcomes for 2024 revealed a net combined ratio (NCR) of 96.6, point enhancement compared to the prior year and representing the sector’s most favorable underwriting performance since 2013, as detailed in a recent report by Triple-I and Milliman. demonstrating a substantial 5.1-point

Workers Compensation

Distinguished

JULY 7, 2025

More details would be required to underwrite. A: Yes, subject to individual risk underwriting. A: There are no specific crime score criteria, but we may utilize crime scores in our underwriting process. A: Yes, Arch Insurance Company is the carrier for both products. Q: What is your maximum Total Insurable Value (TIV)?

Policy

Zywave

JULY 22, 2025

Learn how connecting your existing tools and data sources with insurance APIs can transform your organization. This report outlines the key elements that insurers need to consider when choosing a stand-alone rating engine. Learn how connecting your existing tools and data sources with insurance APIs can transform your organization.

General Liability

American Agents Alliance

APRIL 3, 2025

Many industries are feeling the uncertainty of tariffs and changing trade policies, which can make underwriting more challenging and pricing less certain. Stay ahead of changing trends and issues affecting the insurance industry, like rising tariffs, with the American Agents Alliance. Become a member today!

Agents

Zywave

APRIL 11, 2025

In the rapidly evolving insurance industry, APIs are becoming indispensable tools for agencies looking to streamline their workflows, incorporate data, improve efficiency, and deliver superior customer experiences. Learn more about Zywave APIs.

Broker-Agent

InsuredMine

JUNE 18, 2025

The insurance industry is undergoing a major transformation, fueled by rapid advances in artificial intelligence (AI) and the growing need for smarter insurance CRM platforms. According to the U.S. This isn’t just a challenge—it’s an opportunity to build a more innovative, tech-enabled workforce.

Insurance Agency

Zywave

JUNE 10, 2025

Learn how connecting your existing tools and data sources with insurance APIs can transform your organization. This report outlines the key elements that insurers need to consider when choosing a stand-alone rating engine. Learn how connecting your existing tools and data sources with insurance APIs can transform your organization.

Cyber

Simply Insurance

JUNE 14, 2025

The Hartford The Hartford provides robust cyber insurance policies with a focus on data breach response and recovery. Chubb Chubb is a leader in the cyber insurance industry, known for its extensive coverage and exceptional customer service. Any insurance policy premium quotes or ranges displayed are non-binding.

Insurance Quotes

Simply Insurance

JUNE 12, 2025

Principal Principal offers a variety of disability insurance products designed to meet the needs of diverse customers. Mutual of Omaha Mutual of Omaha is a trusted name in the insurance industry, offering reliable disability insurance policies with excellent customer service.

Insurance Quotes

LexisNexis

FEBRUARY 25, 2025

Yotis , content manager for insurance on the Practical Guidance team for LexisNexis® We asked Yotis, a frequent contributor to State Net® Capitol Journal articles, to outline for us what she believes will be the top compliance issues for the insurance industry this year.

Insurance Industry

Majesco

MAY 8, 2025

This is unsustainable for the insurance industry. It is unsustainable for banks and mortgage companies, and certainly unsustainable for insureds. The insurance industry needs to adapt and change. It is a new foundation for risk resilienceand its where Majesco is leading the industry forward.

Risk

Majesco

JULY 24, 2025

P&C and L&AH share many of the Top-of-Mind issues, and both segments are taking steps to rethink their business, simplify complexity, and address financials and growth by utilizing next-gen insurance technologies. In the last five years, the U.S. has had, on average, 18 separate billion-dollar disasters.

Insurance

Zywave

JUNE 19, 2025

Learn how connecting your existing tools and data sources with insurance APIs can transform your organization. This report outlines the key elements that insurers need to consider when choosing a stand-alone rating engine. Learn how connecting your existing tools and data sources with insurance APIs can transform your organization.

General Liability

Simply Insurance

JUNE 24, 2025

Travelers Travelers is a trusted name in the insurance industry, offering comprehensive condo insurance policies with customizable coverage options. DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website.

Insurance Quotes

Simply Insurance

JUNE 5, 2025

Our Pacific Life Insurance Review shows you how to get the fastest underwriting and the lowest rates for your term life policy. Pacific Life has very competitive underwriting for a range of health conditions, however, they have more favorable ratings for people without any health issues. GET TERM LIFE INSURANCE QUOTES TODAY!

Life Insurance

Simply Insurance

JULY 1, 2025

State Farm Car Insurance State Farm is a trusted name in the insurance industry, offering reliable coverage and excellent customer service. DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website.

Insurance Quotes

InsuredMine

MAY 14, 2025

The insurance industry is undergoing a digital transformation like never before. Modern insurance customers demand speed, simplicity, and transparencyand insurers must adapt or risk falling behind. Here are seven key customer engagement trends that will shape the insurance industry in 2025.

Insurance

Triple-I: Workers Compensation

JUNE 25, 2025

policy actions was a major concern for thought leaders on the “Economics, Underwriting, and Geopolitics” panel at Triple-I’s Joint Industry Forum in Chicago. Bridging the talent gap lends further urgency to this issue, as roughly 400,000 workers are projected to leave the insurance industry through attrition by 2026 in the U.S.

Policy

Simply Insurance

JUNE 13, 2025

Beazley Beazley specializes in providing insurance solutions for complex risks, making them an excellent choice for life sciences companies. They offer flexible policies and a high level of expertise in the industry. What Is Life Sciences Insurance? Any insurance policy premium quotes or ranges displayed are non-binding.

Insurance Quotes

Simply Insurance

JULY 6, 2025

Our SBLI Life Insurance Review shows you how to get the lowest rate for your term life insurance policy. Especially if you have pre-existing conditions such as sleep apnea, or need more than $2 Million in life insurance. You can get life insurance coverage within minutes of getting your quotes and applying.

Life Insurance

Majesco

JULY 10, 2025

It will be made possible by a growing willingness by customers to share their personal data, coupled with an insurer’s ability to analyze it and use it effectively to underwrite and personalize offerings. Customer data-sharing could lower premiums, improve claims ratios and engage customers who otherwise would have opted out.

Insurance

Simply Insurance

JUNE 7, 2025

Transamerica Pros And Cons Pros Electronic Application Multiple Policy Options Short Application Forms Faster Than Average Approval Speed Cons Policy Delivered By Snail Mail If you have pre-existing conditions such as sleep apnea, or need more than $1 Million in life insurance you will probably need to complete a medical exam to get covered.

Life Insurance

LexisNexis

JULY 16, 2025

So far this year, bills aimed at limiting the use of AI in underwriting and claims have been introduced in at least 17 states. Most of Insurance Industry Now Embraces AI Whatever the concerns may be about AI’s use in insurance, the practice is not likely to end soon. They include: Connecticut SB 447 by Sen.

Insurance

Triple-I: Homeowners Insurance

JUNE 5, 2025

Additionally, unmarried couples should be informed about whether the insurer includes both partners’ names on a policy and how this provision affects them in the event of a claim. When the insurance workforce reflects the diversity of the market, we’re in a stronger position to build products that meet people where they are.”

Protection

Simply Insurance

JUNE 4, 2025

per month Standard Rating The standard health rating is going to be the most common type of approval in the life insurance industry and is geared toward people who might be taking a few prescription drugs. This is primarily because the insurance company rates your entire staff and comes up with a price based on average health.

Life Insurance

Simply Insurance

JUNE 7, 2025

Protective Life offers a wide verity of insurance products and additional insurance riders. Even through their underwriting process is longer than average, they still have some of the most lenient underwriters in the industry. They underwrite their own policies as well as for their subsidy properties.

Life Insurance

Triple-I: Business Insurance

APRIL 18, 2025

percent) were either uninsured or underinsured in 2023, according to a recent report, Uninsured and Underinsured Motorists: 20172023 , by the Insurance Research Council (IRC), affiliated with The Institutes. Triple-I remains committed to keeping abreast of these and other developments crucial to the insurance industry’s future.

Insurance

Insurance Journal

AUGUST 29, 2024

property/casualty insurance industry recorded a net underwriting gain of $3.7 billion and net income of $94.6 billion for the first-half of 2024, according to a new report. “After years of consistent losses, premium growth is helping the overall …

Insurance Industry

Insurance Journal

SEPTEMBER 15, 2024

property/casualty insurance industry recorded a net underwriting gain of $3.7 billion and net income of $94.6 billion for the first-half of 2024, according to a new report. “After years of consistent losses, premium growth is helping the overall …

Insurance Industry

Insurance Journal

SEPTEMBER 16, 2024

A turnaround in the personal lines insurance segment results was a key driver of an overall $3.8 billion profit from underwriting for the U.S. property/casualty insurance industry, according to a new report from AM Best. Best’s Special Report, titled, “First …

Underwriter

Insurance Journal

JULY 23, 2024

P/C insurance industry overall in 2024, signifying a return to underwriting profitability for the first time since 2021. According to the analysis, private passenger auto insurance … S&P Global Market Intelligence is forecasting a combined ratio of 99.2 for the U.S.

Underwriter

Insurance Journal

SEPTEMBER 4, 2024

In the fast-paced insurance industry, efficiency and accuracy are paramount. Real-time rating and quoting have emerged as game changers for underwriters, enabling them to provide quick and precise quotes that … This post is part of a series sponsored by Selectsys.

Underwriter