TGS

FEBRUARY 28, 2025

TGS Insurance Blog Imagine youve found your dream home. This is where a loss history report comes inits like a propertys report card for past insurance claims. This is where a loss history report comes inits like a propertys report card for past insurance claims. But what if theres more to the story?

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TGS

FEBRUARY 4, 2025

TGS Insurance Blog Equipment Breakdown Coverage Explained What is Equipment Breakdown Coverage? Simply put, equipment breakdown coverage is an optional endorsement that may be added to certain homeowners insurance policies. What Does Equipment Breakdown Insurance Cover? You try again. Still nothing. Not working.

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Top Insurance Blogs

APRIL 17, 2025

Look forward to buying your house insurance policy, find out what the average cost of house insurance in the United States is.

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Freeway Insurance

JANUARY 3, 2025

New Legislation Means Many California Drivers Will Need More Coverage in 2025 Now that 2025 is here, many California drivers will face another significant auto insurance rate increase. Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. is $2,388*.

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TGS

OCTOBER 6, 2023

TGS Insurance » Blog Who to List as a Named Insured on Your Homeowners Policy When your living situation changes, it’s important to make sure your insurance still makes sense. A big first step is confirming that you have the correct person or people listed on your homeowners policy!

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TGS

SEPTEMBER 14, 2023

TGS Insurance » Blog Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not.

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TGS

SEPTEMBER 22, 2023

TGS Insurance » Blog What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. There are a number of reasons why an insurance carrier can decide not to offer you a home insurance policy renewal.

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TGS

DECEMBER 13, 2024

TGS Insurance Blog Jewelry Insurance: Protecting More Than Precious Metals Imagine this: Youve just said yes to the perfect engagement ring, inherited a priceless family heirloom, or splurged on that necklace youve admired for years. Thats where jewelry insurance steps in. What is Jewelry Insurance? The hotel safe?

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Property Insurance Centre

MAY 20, 2024

Block of Flats Insurance Glossary of Terms Understanding the Declared Value The Declared Value is a figure that represents the rebuild cost of a block of flats or property converted into flats, including garages, outbuildings, walls, car parking, electronic gates, etc., if it was completely destroyed. This can apply to a total loss (e.g.

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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Maritime Insurance International

JUNE 5, 2020

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

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TGS

DECEMBER 9, 2024

TGS Insurance Blog How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. But whether these moments fill your heart with joy or leave you reeling, one thing is sure: major life events impact insurance in ways you might not expect. But dont overlook life insurance.

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TGS

SEPTEMBER 29, 2023

TGS Insurance » Blog What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. Do I Have to Get Tesla Insurance for My Tesla?

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TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. The more risks your area poses, the more your insurance company will charge to protect you.

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TGS

OCTOBER 28, 2024

TGS Insurance » Blog How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim.

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Cover4LetProperty

AUGUST 15, 2022

If you are a landlord, then like a lot of people, you probably regard the cost of insurance as an inevitable and necessary expense – but, at the same time, you’ll want to keep the cost of it as low as possible. To be on the lookout for what you consider is cheap landlords’ insurance, therefore, is in many ways only quite natural.

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TGS

SEPTEMBER 11, 2023

TGS Insurance » Blog With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. Does South Carolina Require Windstorm Insurance?

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TGS

JANUARY 8, 2025

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. Well, not quitebut its still an essential step in the insurance process.

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Distinguished

SEPTEMBER 25, 2024

All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Who Should be Named in a Builder’s Risk Policy?

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Maritime Insurance International

JUNE 5, 2020

Here at Maritime Insurance International, we strive to make buying boat insurance as easy as possible. Read on for a simple guide to boat insurance, and contact us today to request a quote. Request Quote Do You Need Boat Insurance? Unlike car insurance, boat insurance is not required in most states.

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TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare. Even without any claims, this will reflect in your premium.

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Jackson & Jackson

AUGUST 16, 2024

However, when it comes to homeowners’ insurance, the Golden State poses unique challenges for homeowners. In 2024, finding homeowners insurance in California has become increasingly difficult due to various factors. What is Homeowners Insurance?

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ProWriters

MAY 28, 2024

Cyber Insurance for contractors is an essential safety net. How can you stress the need for Cyber Liability Insurance for contractors to your clients? Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them.

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Maritime Insurance International

MARCH 16, 2020

Perhaps the most important decision boat owners need to make when purchasing boat insurance is how they want their claim to be settled in the event of a total loss of their boat. There are three types of boat insurance policies, each of which pays out on a total loss differently. What Are the Main Types of Boat Insurance?

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Top Insurance Blogs

OCTOBER 8, 2024

With the growing, overwhelming rate of risks and perilous events even in the travel industry, there is no better time to emphasize the need for travel insurance. What is travel insurance? Several insurance companies and products exist to help cushion the effect of risks and perils associated with a particular sphere of endeavor.

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TGS

DECEMBER 16, 2024

TGS Insurance Blog Creating a Home Inventory: Why Its the Key to Smart Insurance Planning Think about this for a moment: If your home were affected by a fire, theft, or natural disaster, could you list every item you own from memory? Why is a Home Inventory Important for Insurance? Most people cant. What is a Home Inventory?

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Protect Commercial Insurance

DECEMBER 6, 2024

Introduction The world of commercial insurance is constantly evolving, adapting to meet the changing needs of businesses. As we inch closer to 2025, several trends are emerging that promise to reshape the landscape of business insurance. By the 20th century, the insurance industry began to reflect broader societal shifts.

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TGS

JANUARY 15, 2025

TGS Insurance Blog Freezing temperatures might not visit your home often, but when they do, preparation is key to avoiding damage and keeping everyone safe. Document the Damage : Take photos or videos for your insurance claim. Call Your Insurance Agent : Reach out to your agent to start the claims process.

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Top Insurance Blogs

FEBRUARY 20, 2024

Over 800 searches are made every month regarding what the best insurance for yoga teachers/instructors is. In response, Google Search is giving them over 100 million search results just because they are looking for the best yoga insurance. appeared first on My Top Insurance Blogs.

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TGS

NOVEMBER 1, 2024

TGS Insurance » Blog What to Do After a Car Accident: A Step-by-Step Guide Accidents happen when you least expect them. Plus, having a police report on file can help you later when dealing with insurance claims. A police report can be an invaluable piece of documentation when sorting out insurance claims or liability issues later.

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TGS

NOVEMBER 18, 2024

TGS Insurance » Blog What Does It Mean to Be a No-Fault State? If you’ve ever shopped for car insurance or heard about Florida’s unique approach to auto laws, you might have stumbled across the term “no-fault state.” How does it affect drivers, and why is it such a hot topic in the world of insurance?

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TGS

NOVEMBER 25, 2024

TGS Insurance » Blog Thanksgiving Fire Safety: Protect Your Home, Your Family, and Your Peace of Mind Thanksgiving—the word alone brings a flood of cozy images, doesn’t it? Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens.

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TGS

DECEMBER 4, 2024

TGS Insurance » Blog Christmas Tree Safety: Keeping Your Holiday Bright, Not Hazardous Ah, Christmas—the season of twinkling lights, festive cheer, and the iconic Christmas tree standing proudly in the center of your home. But here’s the deal: a dry tree is a dangerous tree. So, how do you keep your tree fresh and less flammable?

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Freeway Insurance

NOVEMBER 22, 2023

It helps you get affordable health insurance , whether you’re in college or vocational training. Covered California is a statewide health insurance marketplace in California, where individuals and families can easily shop for and purchase health insurance plans.

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Cover4LetProperty

JANUARY 4, 2023

Some landlord insurance policies may have certain conditions attached to who you can and cannot rent your property. For example, some policies may specifically exclude cover if tenancies are granted to groups such as students, DSS recipients, asylum seekers, or others. It is your business, after all.

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Mark Jackson Insurance Agency

APRIL 15, 2024

Worker Using an Angle Grinder by Anamul Rezwan Business owners have multiple types of insurance to protect them from a variety of financial and legal risks. They should also protect their employees with workers’ comp insurance. Here’s what you need to know about this type of insurance coverage. What Is Workers’ Comp?

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