TGS

FEBRUARY 28, 2025

Policy Information Details of the insurance policies under which the claims were filed. Insurance companies rely on these reports to assess risk when underwriting a new policy. Our team specializes in finding the right policies for your homeno matter its past. Lets make insurance simple.

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TGS

MARCH 17, 2025

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. Bodily injury liability picks up the tab for the other persons injuries if youre at fault, up to your policys limits. Your own injuries.

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TGS

FEBRUARY 14, 2025

Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Imagine losing a $10,000 diamond engagement ring, only to find out your insurance only covers $1,500 of it. Ready to protect your most valuable gifts?

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Top Insurance Blogs

APRIL 17, 2025

Look forward to buying your house insurance policy, find out what the average cost of house insurance in the United States is.

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TGS

OCTOBER 6, 2023

TGS Insurance » Blog Who to List as a Named Insured on Your Homeowners Policy When your living situation changes, it’s important to make sure your insurance still makes sense. A big first step is confirming that you have the correct person or people listed on your homeowners policy!

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TGS

SEPTEMBER 22, 2023

Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end of your contract each year, when your policy is up for renewal. Shop for a new policy with other carriers.

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Property Insurance Centre

MAY 20, 2024

Importance of Accurate Declared Value It is vital that the block management company ensures the flats are insured for the correct rebuilding cost , as this value can increase each year depending on rising costs of materials and labour, as well as new building regulations. This can apply to a total loss (e.g. damage caused by a leak).

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TGS

DECEMBER 13, 2024

While standard homeowners insurance or renters insurance may offer limited protection for personal belongings, these policies often fall short when it comes to high-value items like jewelry. Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you.

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Maritime Insurance International

JUNE 5, 2020

While every policy is different, in most cases, homeowner’s insurance policies only offer limited coverage for boats. In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead.

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TGS

NOVEMBER 15, 2024

TGS Insurance » Blog Adding a Second Car to Insurance: What to Know Before You Drive Off Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. Why Add a Second Car to an Existing Insurance Policy?

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TGS

DECEMBER 9, 2024

As you merge lives, youll likely merge insurance policies, too. Combining auto insurance , home insurance , and/or health insurance under a single provider often means discounts. Have you considered how tying the knot might affect your life insurance? But dont forget the fine print.

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TGS

OCTOBER 17, 2023

A captive agent is obligated to sell you an insurance policy with one specific carrier. In order to accomplish that, a captive agent is biased to convince you that their carrier offers the best insurance for you. . >> We continue to shop for your best insurance options every time your policy is up for renewal.

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Freeway Insurance

JANUARY 3, 2025

The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*. Many insurance professionals recommend taking steps now to handle a possible increase when you renew your insurance policy.

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Cover4LetProperty

AUGUST 15, 2022

Just looking at the price alone might tell you very little about the insurance cover and protection offered. Looking carefully through the landlord insurance policy terms and conditions may be the only way that you can make sure that your policy does what you need it to do in terms of helping you protect your livelihood as a landlord.

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Maritime Insurance International

JUNE 5, 2020

Be sure to check your state’s policies. If you dock or park your boat at a marina, the marina may require you to insure your boat. Many banks will require insurance when financing, especially if the boat is being used as collateral. A common question is whether or not home insurance policies cover boats.

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TGS

DECEMBER 16, 2024

It serves as a go-to reference for you and your insurance company, making it easier to replace or reimburse your belongings in the event of a loss. Why is a Home Inventory Important for Insurance? Include Important Documents Dont forget non-physical items like birth certificates, passports, or insurance policies.

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TGS

SEPTEMBER 29, 2023

Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. In short, electric vehicle insurance is just auto insurance!

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TGS

JANUARY 8, 2025

TGS Insurance Blog What to Expect from a Home Insurance Inspection If you’re in the process of securing a home insurance policy or renewing an existing one, chances are you’ve come across the term home insurance inspection. Why Do Home Insurance Inspections Happen?

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Maritime Insurance International

MARCH 16, 2020

There are three types of boat insurance policies, each of which pays out on a total loss differently. The type of policy you choose will determine how you will be compensated for the loss of your boat and can impact the premium you will pay for the policy. What Are the Main Types of Boat Insurance?

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TGS

NOVEMBER 25, 2024

Let’s dive into some practical fire safety tips and explore how a solid home insurance policy can add a layer of protection—just in case the unexpected happens. If a guest is injured during a fire or related accident, your policy can help cover medical expenses or legal fees. Ready to review your policy?

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TGS

SEPTEMBER 11, 2023

With replacement cost coverage, a flood policy must also be active at the time of the damage, or else there will be actual cash value coverage. Your property must have a roof that is in good condition (determined by the insurance provider). Why Would I Have to Get South Carolina Wind Pool Insurance?

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TGS

JANUARY 15, 2025

Stay Protected with the Right Homeowners Insurance Coverage Preparing your home for a freeze is a smart move, but accidents can still happen. Having a robust homeowners insurance policy ensures youre ready for the unexpected. Contact us today to secure your peace of mind.

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Distinguished

SEPTEMBER 25, 2024

When a project is under construction or renovation, your clients are likely not covered by their homeowner’s insurance or business insurance. Different Builder’s Risk insurance policies vary from one insurance carrier to another.  Who Should be Named in a Builder’s Risk Policy?

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. Most PIP policies cap benefits at $10,000, which can be quickly exhausted in a serious accident.

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TGS

OCTOBER 3, 2024

If your credit score has improved over time, it might be worth revisiting your insurance policy to see if you qualify for a better rate. Save On Your Florida Homeowners Insurance With TGS Insurance Managing these factors that affect homeowners insurance premiums could add money back into your wallet.

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Jackson & Jackson

AUGUST 16, 2024

The rise of Insurtech companies, utilizing artificial intelligence and big data analytics, has introduced new ways of assessing risk and pricing policies. This digital transformation has added another layer of complexity for homeowners navigating the insurance market.

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TGS

NOVEMBER 1, 2024

You’ll need their name, contact details, insurance policy number, and driver’s license information. Make sure you have all your documentation—police report, photos, and contact information—ready when you speak with your insurer. What You Can Do: Contact your insurance company as soon as possible.

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ProWriters

MAY 28, 2024

How can you stress the need for Cyber Liability Insurance for contractors to your clients? Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them. We definitely try to find policies that include that language.”

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TGS

OCTOBER 25, 2024

When the cost of replacing or repairing homes rises, so does the amount insurers have to pay out in claims. To put it simply, if your home insurance policy is designed to cover the cost of rebuilding, that cost has probably gone up over time. Well, your insurance premium is no different.

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Protect Commercial Insurance

DECEMBER 6, 2024

The 17th century witnessed the birth of one of the first formal insurance markets in London, famously commemorated by Lloyd’s Coffee Housean iconic meeting spot for merchants and insurers discussing maritime risks. Theyre poised to offer bespoke policies covering everything from pollution liability to clean-up costs.

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TGS

OCTOBER 28, 2024

Our experienced agents are here to help you navigate your options and find the best auto insurance policy for you! Get started with a free auto insurance quote today. At the end of the day, the best deductible is the one that aligns with your lifestyle and financial needs.

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TGS

DECEMBER 4, 2024

At TGS Insurance Agency, we’re here to help you find a home insurance policy that fits your needs and provides peace of mind year-round. Reach out today, and let us take the stress out of protecting what matters most—so you can focus on making memories this holiday season.

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Top Insurance Blogs

OCTOBER 8, 2024

With the growing, overwhelming rate of risks and perilous events even in the travel industry, there is no better time to emphasize the need for travel insurance. What is travel insurance? What does it cover? Why is it important to purchase one ahead of your trip?

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Freeway Insurance

NOVEMBER 22, 2023

million young adults nationwide gaining insurance coverage by way of their parents’ policies. The private health insurance market is also an option, but keep in mind that, with the Affordable Care Act, coverage is guaranteed to everyone who applies for a policy. This aspect of the law has contributed to about 3.4

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Top Insurance Blogs

FEBRUARY 20, 2024

Over 800 searches are made every month regarding what the best insurance for yoga teachers/instructors is. In response, Google Search is giving them over 100 million search results just because they are looking for the best yoga insurance.

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Cover4LetProperty

JANUARY 4, 2023

Some landlord insurance policies may have certain conditions attached to who you can and cannot rent your property. For example, some policies may specifically exclude cover if tenancies are granted to groups such as students, DSS recipients, asylum seekers, or others. What does landlord insurance for DSS tenants cover?

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Mark Jackson Insurance Agency

APRIL 15, 2024

While many employers take out workers’ compensation policies because it’s the right thing to do for the workers who help their businesses thrive, most states also require workers’ comp if you have a certain number of employees — sometimes as few as one or two. Read the full article at www.markjacksoninsurance.com

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