Insurance Policy, Insurer and Policy - Insurance Industry Brief

Is My Dog Covered By My Homeowner’s Insurance Policy?

Central Insurance

MAY 29, 2025

Wondering how dogs and homeowners insurance connect? Learn whats covered, whats not, and how to protect your pet with the right insurance strategy. The post Is My Dog Covered By My Homeowner’s Insurance Policy? appeared first on Central Insurance Blog.

Insurance Policy

Insurance Policy Policy Insured Insurance

Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?

Property Insurance Coverage Law

JANUARY 26, 2025

Is an Invasion Covered Under a Commercial Insurance Policy? appeared first on Property Insurance Coverage Law Blog. where I gave a short explanation of the day: Tampas Mayor refused to hand over the keys to the city on Tuesday to … The post Pirates Invade Tampa!

Commercial Insurance

Commercial Insurance Insurance Policy Commercial Policy

What Appliance Store Insurance Policies Should I Invest In?

Central Insurance

JUNE 10, 2025

Explore essential appliance store insurance policies to protect your business from liability, theft, property damage, and employee injuries. The post What Appliance Store Insurance Policies Should I Invest In? appeared first on Central Insurance Blog.

Insurance Policy

Insurance Policy Policy Property Damage Theft

Uber Alleges Insurance Fraud Scheme in Florida as It Goes on Legal Offensive

Insurance Journal

JUNE 11, 2025

sued a group of lawyers, medical providers and rideshare drivers it claims staged car accidents, manufactured damages and received unnecessary medical procedures to take advantage of insurance policies in Florida, costing the rideshare giant “several million dollars” … Uber Technologies Inc.

Damage

Damage Insurance Policy Claim Insured

Keep Track of Your Insurance Policies—Make Insurance Checkups

Property Insurance Coverage Law

APRIL 12, 2025

Most people dont think much about their insurance policies after they buy them. Insurance becomes almost invisibleuntil something happens. A bill shows up, they pay it, and life moves on.

Insurance Policy

Insurance Policy Policy Insured Insurance

Deeper Analysis of How to Interpret Insurance Policy Language—Where Insurance Coverage Nerds Go for the Weekend

Property Insurance Coverage Law

JANUARY 4, 2025

This … The post Deeper Analysis of How to Interpret Insurance Policy LanguageWhere Insurance Coverage Nerds Go for the Weekend appeared first on Property Insurance Coverage Law Blog.

Insurance Policy

Insurance Policy Policy Insured Insurance

Insurance Policy Assignment Provisions: What They Are and When Insurers Have to Consent

Property Insurance Coverage Law

AUGUST 18, 2024

Many policyholders forget that their insurance policy is a contract and is subject, with exceptions, to the usual laws of contract. An issue that frequently arises is whether the named insured is able to assign insurance proceeds under the policy to another.

Insurance Policy

Insurance Policy Policy Policyholder Insured

North Carolina Insurance Agent Charged With Forgery, ID Theft on Life Insurance Policy

Insurance Journal

FEBRUARY 11, 2025

A North Carolina insurance agent is awaiting a court appearance next week after he was charged with fraudulently taking out a life insurance policy with Southern Farm Bureau Life Insurance Co. The North Carolina Department of Insurance said that Matthew …

Life Insurance

Life Insurance Insurance Agents Insurance Agent Insurance Policy

Allstate Agent Can be Sued Over Non-Renewal of ‘Grandfathered’ Flood Insurance Policy

Insurance Journal

APRIL 14, 2025

A Connecticut agent for Allstate Insurance may be sued by an insured who faults the agent for not renewing a flood insurance policy in a timely fashion, thereby depriving the insured of the benefit of lower “grandfathered” flood insurance coverage.

Insurance Policy

Insurance Policy Agents Policy Insured

Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Property Insurance Coverage Law

APRIL 30, 2025

The article … The post Understanding the Total Constructive Loss Doctrine in Property Insurance Policies appeared first on Property Insurance Coverage Law Blog.

Property Insurance

Property Insurance Insurance Policy Policy Insured

Is terrorism covered under an Australian home and contents policy?

Prof. Allan Manning

JANUARY 29, 2025

Last week I posted an article in regard to terrorism coverage under commercial property, and/or business interruption policies. In a day or two I will address Strata and after than residential landlord policies, and finally private motor. In summary, there is a real mixture of approaches in the Australian General Insurance market.

Policy

Policy Business Interruption Risk Commercial

Is the Address Correct on the Property Insurance Policy?

Property Insurance Coverage Law

SEPTEMBER 25, 2024

In my basic course about property insurance coverage to public adjusters, and as a standard issue regarding case intake at Merlin Law Group, I first emphasize to always make certain the named insureds and clients have a right to bring the claims. appeared first on Property Insurance Coverage Law Blog.

Property Insurance

Property Insurance Insurance Policy Policy Insured

Uber Alleges Fraud Scheme by New York Groups Faking Car-Crash Injuries

Insurance Journal

JANUARY 30, 2025

filed a racketeering lawsuit against a group of law firms, doctors and pain-management clinics it claims staged fake car accidents and performed unnecessary surgeries to take advantage of New York’s lucrative no-fault insurance policies. Ride-sharing giant Uber Technologies Inc. Since …

Injury

Injury Insurance Policy Claim Policy

Protect Your Packaging Business With the Right Insurance

Central Insurance

MAY 27, 2025

Learn how the right insurance policies can help protect your packaging business from equipment breakdowns, liability claims, and costly interruptions. The post Protect Your Packaging Business With the Right Insurance appeared first on Central Insurance Blog.

Protection

Protection Liability Insurance Policy Insured

New Oklahoma Law Limits Post-Loss Assignment of Benefits on Property Damage

Insurance Journal

JUNE 13, 2025

Oklahoma lawmakers this legislative session passed a bill limiting post-loss assignment of benefits for property damage under auto, residential or commercial property insurance policies. House Bill 1084 prohibits the solicitation or acceptance of an assignment of any post-loss insurance benefit …

Property Damage

Property Damage Damage Commercial Property Commercial

Insurance Broker Caught Pocketing $137K Commissions by Forging Policy Applications

Insurance Journal

OCTOBER 9, 2024

An insurance broker who collected nearly $137,000 in sales commissions by submitting fabricated insurance applications for end-of-life insurance policies in clients’ names without their knowledge, and used those clients’ personal and banking information to pay for those policies, was sentenced …

Insurance Broker

Insurance Broker Broker Policy Life Insurance

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

JANUARY 30, 2025

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim

Claim Policyholder Property Insurance Insurance Policy

What Is an “Other Insurance” Clause and Why Do They Exist In Property Insurance Policies?

Property Insurance Coverage Law

AUGUST 28, 2024

An “other insurance” clause is a provision found in property insurance policies that establishes how a loss is to be apportioned among insurers when more than one policy covers the same loss. The original purpose of an “other insurance” clause is debatable.

Property Insurance

Property Insurance Insurance Policy Policy Policyholder

What Vacant Land Insurance Policies Should I Invest In?

Central Insurance

FEBRUARY 20, 2025

The post What Vacant Land Insurance Policies Should I Invest In? appeared first on Central Insurance Blog. Discover key coverage options, risks, and best practices for landowners.

Insurance Policy

Insurance Policy Policy Insured Insurance

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss.

Policyholder

Policyholder Property Insurance Damage Insurance Policy

Utah Insurance Department Warns of Phony Policies Sold on Social Media

Insurance Journal

APRIL 10, 2025

The Utah Insurance Department’s Fraud Division is warning consumers about an increase in fake auto insurance policies being marketed to the Hispanic community using WhatsApp. The department has not identified the sellers, but they believe them to be located outside …

Policy

Policy Auto Insurance Insurance Policy Insured

Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders

Property Insurance Coverage Law

MARCH 13, 2025

1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property Insurance Coverage Law Blog. 1 At … The post Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders appeared first on Property Insurance Coverage Law Blog.

Policyholder

Policyholder Commercial Insurance Commercial Property Insurance

Louisiana Citizens Ends Assessment on Property Policies Ahead of Schedule

Insurance Journal

JANUARY 17, 2025

The Louisiana Citizens Property Insurance Corporation (Louisiana Citizens) Board of Directors voted last week to end the 1.36% assessment it makes on all residential and commercial property insurance policies in the state in April of this year. The assessment, which …

Policy

Policy Commercial Property Property Insurance Commercial

Michigan DIFS Urges Residents to Review Insurance Policies

Insurance Journal

MARCH 26, 2025

The Michigan Department of Insurance and Financial Services (DIFS) is encouraging Michiganders to carefully review and understand their existing insurance policies with a licensed insurance agent or trusted advisor, and to shop around to ensure the best coverage to protect …

Insurance Policy

Insurance Policy Policy License Insurance Agent

Why You Should Purchase Riders with Life Insurance Policies

Top Insurance Blogs

APRIL 20, 2025

Living and working as one whose family depends on their financial support can be very risky without a life insurance policy. Though life […] The post Why You Should Purchase Riders with Life Insurance Policies appeared first on My Top Insurance Blogs.

Life Insurance

Life Insurance Insurance Policy Policy Insured

University of California Purchases Sensor-Triggered Earthquake Parametric Policy

Insurance Journal

OCTOBER 2, 2024

What is being called the first sensor-triggered earthquake parametric insurance policy in the U.S. Liberty Mutual Reinsurance, part of Liberty Mutual Insurance Group, and Safehub, a technology provider in seismic sensor and risk … was purchased by The University of California.

Policy

Policy Insurance Policy Risk Insured

How to Cancel Your Car Insurance Policy in Germany Without Paying Extra Fees

Top Insurance Blogs

MAY 17, 2025

You can cancel your car insurance policy in Germany without incurring extra fees if you understand the process and adhere to the stipulated timelines. As a licensed insurance agent with over a decade of experience in Germany and a policyholder for more than 20 years, I’ve guided numerous clients through this procedure.

Insurance Policy

Insurance Policy Policy Policyholder License

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss.

Policyholder

Policyholder Property Insurance Damage Insurance Policy

NYDFS Fines Three Dozen Auto Insurers $20M for Slow Reporting on Policies

Insurance Journal

FEBRUARY 25, 2025

Multi-year market conduct investigations by the New York State Department of Financial Services have resulted in $20 million in fines and consent orders against three dozen auto insurers for failing to timely report new and terminated auto insurance policies.

Auto Insurance

Auto Insurance Policy Insurance Policy Insured

Michigan DIFS Urges Residents to Review Policies Amid Winter Risks

Insurance Journal

DECEMBER 11, 2024

The Michigan Department of Insurance and Financial Services (DIFS) is urging residents to review their auto, home, and renters’ insurance policies to ensure they fully understand their coverage and have a plan to pay policy deductibles in the event of …

Policy

Policy Deductible Risk Insurance Policy

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

Property Insurance Coverage Law

JANUARY 30, 2025

A recent federal court decision favoring Liberty Mutual Insurance Company in a pipe burst claim1 left me thinking about two lessons. First, this case strongly reminds policyholders to be aware of time limits in their insurance policies and take action as soon as they believe their claim is not being handled fairly.

Claim

Claim Policyholder Property Insurance Insurance Policy

What is a “Dwelling” “Structure” or Not a “Building Structure” Under Homeowners Policy? Policy Definitions and Reading the Full Policy Are Keys to Finding Coverage

Property Insurance Coverage Law

DECEMBER 11, 2024

Coverage litigation is sometimes a game of interpreting the language of a complicated document, the insurance policy. This post is a reminder to study When Words Collide: Policy Interpretation Doctrines and the 10 Commandments. Understand your Insurance Policy BetterRTFP!

Policy

Policy Building Insurance Policy Property Insurance

Carolina Woman Charged with Using Mom’s Name to Get Policy, Filing Bogus Claim

Insurance Journal

DECEMBER 2, 2024

A North Carolina woman is set for a court appearance later this month after she was charged with filing a claim on her deceased mom’s house – for damage that occurred before the insurance policy was purchased. Cindy Ramzi Hanna, …

Policy

Policy Claim Damage Insurance Policy

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog. .

Policyholder

Policyholder Property Insurance Insurance Claim Insurance Policy

Homeowners Insurance Does Not Cover Cryptocurrency Theft, 4th Circuit Affirms

Insurance Journal

OCTOBER 28, 2024

A federal appeals court has affirmed that a homeowners insurance policy does not cover the theft of cryptocurrency because the loss of a digital currency does not involve a “direct physical loss” as required by the policy. The Fourth Circuit …

Theft

Theft Insurance Policy Policy Insured

What Food Trailer Insurance Policies Best Protect Against Risks

Central Insurance

NOVEMBER 22, 2024

Protect your business from fire, liability, and equipment risks with tailored food trailer insurance. The post What Food Trailer Insurance Policies Best Protect Against Risks appeared first on Central Insurance Blog. Stay secure and focus on serving your customers.

Insurance Policy

Insurance Policy Protection Policy Risk

Fortune 500’s Insured Losses for CrowdStrike Could Reach $1 Billion: Parametrix

Insurance Journal

JULY 24, 2024

billion, modeling and insurance services firm Parametrix estimates. The portion of the loss covered under cyber insurance policies … The total direct financial loss facing the US Fortune 500 companies, excluding Microsoft, from the CrowdStrike outage on July 19 is $5.4

Financial Loss

Financial Loss Cyber Insurance Policy Insured

Four Gift Shop Insurance Policies You Need for Your Business

Central Insurance

MARCH 5, 2025

Explore BOP insurance designed for small gift shop owners. The post Four Gift Shop Insurance Policies You Need for Your Business appeared first on Central Insurance Blog.

Insurance Policy

Insurance Policy Policy Insured Insurance

4 Types of Fire Insurance Policies in Canada

Top Insurance Blogs

APRIL 19, 2025

A fire insurance policy entails an insurance company agreeing to pay the insured a specific amount equal to the expected loss caused by a fire within the time frame stipulated in the insurance contract. Depending on the insurance, the indemnity is subject to change.

Insurance Policy

Insurance Policy Policy Insured Insurance

Five Charged in Multi-Million-Dollar Insurance Fraud Case

Insurance Journal

APRIL 14, 2025

Five people have been charged in a large-scale insurance fraud scheme involving misrepresented life insurance policies that resulted in fraudulent commissions totaling over $1.4 The five, which include a former insurance agent, reportedly fraudulently obtained more than $1.4 million …

Life Insurance

Life Insurance Insurance Agent Insurance Agents Insurance Policy

Can you have more than one life insurance policy?

Agency Height

MAY 16, 2025

Yes, you can have more than one life insurance policy. Learn the benefits, rules, and how multiple policies can offer better.

Life Insurance

Life Insurance Insurance Policy Policy Insured

Understanding and Preparing for a Premium Audit

Central Insurance

MAY 19, 2025

Many commercial insurance policies require a premium audit at the end of the term to match your coverage with actual business activity. The post Understanding and Preparing for a Premium Audit appeared first on Central Insurance Blog. Here's what to expectand how to make the process go smoothly.

Premium

Premium Commercial Insurance Commercial Insurance Policy

The Majority of Insurance Agents Do Not Read the Policies They Sell—Many Professionals in the Insurance Service Sector Fail to Read the Full Policy

Property Insurance Coverage Law

DECEMBER 30, 2024

Insurance policyholders do not read the insurance policies that are sold to them. The insurance contracts are not even provided to the policyholder until after the product is purchased.

Insurance Agents

Insurance Agents Insurance Agent Policy Agents

Can You Have Multiple Life Insurance Policies?

Simply Insurance

MAY 30, 2025

Can you have multiple life insurance policies? Yes, you can, discover how the process works and the total number of policies allowed.

Life Insurance

Life Insurance Insurance Policy Policy Insured

Is My Dog Covered By My Homeowner’s Insurance Policy?

Pirates Invade Tampa! Is an Invasion Covered Under a Commercial Insurance Policy?

Trending Sources

What Appliance Store Insurance Policies Should I Invest In?

Uber Alleges Insurance Fraud Scheme in Florida as It Goes on Legal Offensive

Keep Track of Your Insurance Policies—Make Insurance Checkups

Deeper Analysis of How to Interpret Insurance Policy Language—Where Insurance Coverage Nerds Go for the Weekend

Insurance Policy Assignment Provisions: What They Are and When Insurers Have to Consent

North Carolina Insurance Agent Charged With Forgery, ID Theft on Life Insurance Policy

Allstate Agent Can be Sued Over Non-Renewal of ‘Grandfathered’ Flood Insurance Policy

Understanding the Total Constructive Loss Doctrine in Property Insurance Policies

Is terrorism covered under an Australian home and contents policy?

Is the Address Correct on the Property Insurance Policy?

Uber Alleges Fraud Scheme by New York Groups Faking Car-Crash Injuries

Protect Your Packaging Business With the Right Insurance

New Oklahoma Law Limits Post-Loss Assignment of Benefits on Property Damage

Insurance Broker Caught Pocketing $137K Commissions by Forging Policy Applications

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

What Is an “Other Insurance” Clause and Why Do They Exist In Property Insurance Policies?

What Vacant Land Insurance Policies Should I Invest In?

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

Utah Insurance Department Warns of Phony Policies Sold on Social Media

Clear Language Wins the Day: Court Rules Ambiguity Favors Policyholders

Louisiana Citizens Ends Assessment on Property Policies Ahead of Schedule

Michigan DIFS Urges Residents to Review Insurance Policies

Why You Should Purchase Riders with Life Insurance Policies

University of California Purchases Sensor-Triggered Earthquake Parametric Policy

How to Cancel Your Car Insurance Policy in Germany Without Paying Extra Fees

Insurance Coverage After a Raze Order: Strategies for Overcoming Ordinance or Law Exclusions

NYDFS Fines Three Dozen Auto Insurers $20M for Slow Reporting on Policies

Michigan DIFS Urges Residents to Review Policies Amid Winter Risks

Beware of a One-Year Deadline to File a Lawsuit—Always Hire a Public Adjuster If Your Insurer Makes You Adjust Your Own Claim

What is a “Dwelling” “Structure” or Not a “Building Structure” Under Homeowners Policy? Policy Definitions and Reading the Full Policy Are Keys to Finding Coverage

Carolina Woman Charged with Using Mom’s Name to Get Policy, Filing Bogus Claim

Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law

Homeowners Insurance Does Not Cover Cryptocurrency Theft, 4th Circuit Affirms

What Food Trailer Insurance Policies Best Protect Against Risks

Fortune 500’s Insured Losses for CrowdStrike Could Reach $1 Billion: Parametrix

Four Gift Shop Insurance Policies You Need for Your Business

4 Types of Fire Insurance Policies in Canada

Five Charged in Multi-Million-Dollar Insurance Fraud Case

Can you have more than one life insurance policy?

Understanding and Preparing for a Premium Audit

The Majority of Insurance Agents Do Not Read the Policies They Sell—Many Professionals in the Insurance Service Sector Fail to Read the Full Policy

Can You Have Multiple Life Insurance Policies?

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