Central Insurance

OCTOBER 28, 2024

Learn more about the key pool contractor insurance policies, from liability to Workers' Comp, to protect against risks and ensure business success. The post Pool Contractor Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog.

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Workers Comp Policy Liability Insurance Policy 130

Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Umbrella insurance covers these additional costs, ensuring that you’re not left financially vulnerable.

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Liability Policy Insurance Policy Protection 52

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

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Insurance Policy Protection Policy Business Interruption 52

Mark Jackson Insurance Agency

MAY 7, 2025

Before making any purchases or policy changes, speak with your insurance agent to determine the best setup for coverage, cost, and flexibility. Review Your Insurance Coverage Most auto insurance policies require you to inform the insurer when a new driver is added to your household.

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Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. General Liability Insurance Even in a digital world, physical risks exist.

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Insurance Policy Policy General Liability Workers Compensation Insurance 52

Protect Commercial Insurance

MAY 9, 2025

Ensuring Compliance with Legal Requirements Another compelling reason to invest in shop and salon insurance is legal compliance. Many types of business insurance, such as Employers Liability Insurance, are legally required in the UK. Neglecting these obligations can lead to hefty fines or legal complications.

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Liability Insurance Business Interruption Liability Insurer 40

Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured.

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Liability Financial Loss Insurer Insured 52

Shield Insurance Agency

MAY 12, 2025

Whether you own a motorhome, pop-up, ATV, or other recreational toys, it’s crucial to ensure they have the right insurance coverage. It’s a common misconception that standard auto insurance policies will cover recreational vehicles. Standard policies typically do not extend to these types of vehicles.

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Out-Of-Pocket Expense Out-Of-Pocket Auto Insurance Insurance Policy 59

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

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Liability Insurance Liability Broker-Agent Insurer 52

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

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Liability Insurance Liability Broker-Agent Insurer 52

Protect Commercial Insurance

SEPTEMBER 20, 2024

Introduction to Liability Insurance for UK Tradespeople and Contractors If you’re a tradesperson or contractor in the UK, navigating the world of liability insurance can seem a bit daunting. Whether you’re fitting kitchens or fixing roofs, liability insurance provides a safety net.

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Liability Insurance Liability Insurer Insured 52

TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. These incidents can lead to significant property damage or, worse, injuries that result in liability claims.

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Liability Property Damage Injury Damage 52

Scott Insurance

FEBRUARY 10, 2023

Given the increasing number of projects, our team has determined the following liability considerations and risk management strategies. Contractual risk transfer shifts liabilities and associated costs from one party or its insurer to another party or its insurer.

Liability 52

Liability Policy Risk Property Damage 52

Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason.

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Insurance Policy Policy Boiler and Machinery Insurer 52

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities.

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Broker Liability Broker-Agent Building 52

Property Insurance Centre

MAY 2, 2025

Business and Retail Insurance Specialists, Est. 1976 [link] Listen to Business and Retail Insurance explained by one of our directors What Is Business and Retail Insurance? Business Owners are well aware of the importance of having the correct insurance policy for their business.

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Insurance Marine News

JANUARY 30, 2025

Join Us The post Haven Knox-Johnston launches new marine trade insurance policy appeared first on Insurance Marine News. You need to be logged in to view this content. Please Log In. Not a Member?

Insurance Policy 52

Insurance Policy Marine Policy Insurer 52

TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

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Insurance Policy Policy Home Insurance Personal Property 52

Paragon Independent Insurance Agencies

DECEMBER 16, 2024

As cyberattacks become increasingly prevalent worldwide, it’s crucial for business owners and commercial investors in Plano, TX, to consider cyber liability insurance. Some cyber liability insurance policies also provide mitigation support when tackling negative publicity.

Commercial Property 40

Commercial Property Liability Insurance Cyber Liability 40

Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars. Contact us today to get started on your policy.

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Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

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Home Insurance Insurance Policy Policy Insurer 52

Boyle Agency Insurance

FEBRUARY 3, 2025

Standard home insurance policies typically have restrictions regarding vacant homes, and this specialized coverage can bridge the gap during renovation periods. Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable.

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Home Insurance Theft License Insurer 45

Distinguished

MARCH 20, 2025

Apartment buildings present unique insurance challenges because of their dense living arrangements, high occupancy turnover, and shared spaces. Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss.

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Building Protection Damage Insurer 52

Protect Commercial Insurance

APRIL 11, 2025

– Data Breach Insurance : Critical for technology-reliant businesses, protecting against cyber risks. – Environmental Liability Coverage : Particularly useful for businesses dealing with hazardous materials, covering clean-up costs from damage caused by pollution. Non-compliance can sometimes void insurance claims.

Commercial Property 52

Commercial Property Property Insurance Commercial Insurer 52

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

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Damage Business Interruption Property Damage Policy 130

Top Insurance Blogs

APRIL 15, 2025

Livestock insurance is one of the best things that happened to farmers and ranchers. Whether they will have a bad year or a good year depends on the livestock insurance policy they subscribed to.

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Insurance Policy Insurer Insured Insurance 52

LexisNexis

MAY 6, 2025

Personal and Advertising Injury Insurance Coverage Learn about the insurance coverage available to a policyholder for claims alleging personal injury and advertising injury, with a focus on the Commercial General Liability Policy.

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Commercial General Liability Injury General Liability Liability 40

Distinguished

MARCH 20, 2025

However, for more significant violationssuch as major plumbing failures or fire hazardscoverage may be denied entirely, leaving the property ineligible for insurance. Are there specific types of insurance that are more sensitive to these housing violations? Yes, indeed.

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Boyle Agency Insurance

MARCH 31, 2025

What Is Covered By Wedding Insurance? Cold Feet – The bride or groom decide not to go through with the wedding. Also rare, but again it does happen.

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Insurer Insured Insurance Property Damage 52

Distinguished

APRIL 9, 2025

This one factor means these two insurance entities have completely different purposes in the broader insurance landscape. Here are just a few of the ways that MGAs and insurance brokers differ: Underwriting and policy issuance : Traditional brokers sell insurance policies but must go through an insurer to get coverage approved.

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Agents Broker-Agent Broker Underwriter 52

Freeway Insurance

JANUARY 3, 2025

In 2025, California implemented significant changes to auto insurance minimum liability limits due to Senate Bill 1107. The current average cost of an annual car insurance quote in California for minimum required liability is $670 for minimum required liability*.

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Auto Insurance Premium Liability Insurer 98

Property Insurance Centre

FEBRUARY 10, 2025

Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE What Perils Are Covered by Commercial Property Insurance? ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Word & Brown

APRIL 1, 2025

Tax Deductibility of Employee Benefits In general, if your clients offer health insurance to employees and dependents, premiums paid for that coverage are 100% deductible by the business as an ordinary business expense. You should suggest they speak with a tax advisor concerning the potential deductibility of health insurance costs.

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Deductible Premium Out-Of-Pocket Insurance Policy 52

Final Expense Brokerage

JULY 3, 2024

Example: Targeting New Parents If you sell life insurance, targeting new parents can be highly effective. New parents are often considering their family's future and are more likely to be interested in life insurance policies. Copy: Highlight the importance of securing their child's future with a reliable life insurance policy.

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Insurance Agent Insurance Agents Agents Life Insurance 130

Distinguished

MARCH 19, 2025

However, for more significant violationssuch as major plumbing failures or fire hazardscoverage may be denied entirely, leaving the property ineligible for insurance. Are there specific types of insurance that are more sensitive to these housing violations? Yes, indeed.

Building 52

Building Broker Damage Insurance Broker 52

LexisNexis

APRIL 1, 2025

Risk Allocation in Commercial Contracts Review how parties can allocate risk by incorporating a force majeure clause, an indemnification, a limitation on liability, termination rights, a Uniform Commercial Code (UCC) product warranty, detailed payment terms and guaranties, insurance obligations, and other contractual remedies.

Commercial General Liability 40

Commercial General Liability General Liability Commercial Liability 40

Mark Jackson Insurance Agency

FEBRUARY 18, 2025

As these advancements become more prevalent, companies should understand how they affect insurance and liability concerns. Cyber liability insurance , once considered a specialized coverage, is becoming an essential policy for businesses that use AI to store sensitive information or automate critical tasks.

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Business Insurance Liability Cyber General Liability 52