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Common Commercial Insurance Mistakes (and How to Avoid Them)

Mark Jackson Insurance Agency

Computer desk with office equipment by Lisa from Pexels Running a business comes with plenty of challenges, and insurance is one area where mistakes can be costly. From underinsuring key assets to misunderstanding policy exclusions, commercial insurance missteps can leave your business exposed to financial loss.

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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Whether you’re a first-time homeowner or have held a policy for decades, it’s crucial to understand what your home insurance doesn’t cover just as much as what it does. That means if a hurricane, storm surge, or even a heavy rainfall causes water to enter your home, you could be left paying out of pocket.

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Understanding Retail Shop & Salon Insurance: A Comprehensive Guide for UK Business Owners

Protect Commercial Insurance

That’s where retail shop and salon insurance come into play. This guide will walk you through the essentials, helping you understand how the right commercial insurance can be your business’s best ally. Without the right insurance, the costs associated with incidents like these can quickly escalate.

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Why Reporting Small Claims Pays Off in ERA States

AMAXX

ERA rules apply in about 35 states and were designed to encourage employers to report medical-only claims rather than quietly paying them out-of-pocket. In Scenario 2, you save your mod, but you pay the entire cost yourself—and you lose out on the potential to let your insurance policy work as intended.

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Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. These terms can feel like they’re written in some cryptic insurance code, right? Now, let’s switch gears.

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How Rent Guarantee & Home Emergency Insurance Can Save Landlords Money

Protect Commercial Insurance

Two insurance options that often get overlooked but can make a significant financial difference are rent guarantee insurance and home emergency insurance. Understanding Rent Guarantee Insurance Image courtesy: Unsplash In the bustling world of property management, ensuring a steady flow of rental income is crucial for landlords.

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Landlord Insurance in Ohio: Get a Quote from Distinguished

Distinguished

Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance. Why Ohio Landlords Need Specialized Insurance Understanding real-world claims helps brokers convey the true value of landlord insurance. In fact, 9.3%