Insurance Journal

DECEMBER 3, 2024

Jason Bertoldi has joined Alliant Insurance Services, headquartered in Irvine, California, as global team leader, litigation and contingent risk insurance. Bertoldi assists clients in obtaining bespoke contingent risk insurance policies and structuring transactions that incorporate insurance policies as investment collateral.

Insurance Policy 246

Insurance Policy Policy Insurer Insurance 246

Central Insurance

FEBRUARY 28, 2025

Discover the essential florist business insurance coverages to protect your shop, reduce risk, and keep your flower business blooming year-round. The post What Florist Business Insurance Policies Do I Need to Protect My Shop? appeared first on Central Insurance Blog.

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Business Insurance Insurance Policy Protection Policy 130

Insurance Journal

FEBRUARY 26, 2025

Smartwatches and other wearable technologies have the potential to change the pricing of life insurance policies by offering better data about individuals’ mortality risk, according to a new report by reinsurance company Munich Re and analytics firm Klarity. The study …

Risk 147

Risk Life Insurance Insurance Policy Insurer 147

The Property Insurance Law Observer

MARCH 12, 2024

After investigating, Allstate denied coverage, invoking the policy’s vandalism exclusion and increased risk provision. Interestingly, Allstate’s denial letter focused only on whether coverage was owed for the dwelling and other structures and did not cite to the policy provisions that address personal property.

Theft 130

Theft Insurance Policy Policy Personal Property 130

Insurance Journal

OCTOBER 2, 2024

What is being called the first sensor-triggered earthquake parametric insurance policy in the U.S. Liberty Mutual Reinsurance, part of Liberty Mutual Insurance Group, and Safehub, a technology provider in seismic sensor and risk … was purchased by The University of California.

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Policy Insurance Policy Risk Insurance 261

Insurance Journal

JULY 19, 2024

Independent agents play a critical role in helping clients find the right home insurance policies for them. They are also instrumental in sharing information about general safety considerations for homeowners, which is especially essential during the summer when risks tend …

Home Insurance 255

Home Insurance Insurance Policy Agents Insurer 255

Prof. Allan Manning

JANUARY 29, 2025

This of course takes the risk to an individual insurer who may have elected to turn a blind eye to an exclusion to a single property loss, which I would like to think most Australian insurers would do, to a much higher level where the exclusion would be applied in full. ” [ emphasis mine] 1.

Policy 208

Policy Business Interruption Commercial Risk 208

Insurance Journal

JULY 24, 2024

billion, modeling and insurance services firm Parametrix estimates. The portion of the loss covered under cyber insurance policies … The total direct financial loss facing the US Fortune 500 companies, excluding Microsoft, from the CrowdStrike outage on July 19 is $5.4

Financial Loss 321

Financial Loss Cyber Insurance Policy Insurer 321

Triple-I: Homeowners Insurance

JUNE 3, 2025

Worters, Vice President, Media Relations, Triple-I Vacant homes often carry more risk than meets the eye. Unfortunately, their standard homeowners insurance policy excluded coverage due to a vacancy clause, which had been triggered by the home’s unoccupied status. The estimated cost of repairs exceeded $60,000.

Theft 71

Theft Damage Liability Insurer 71

Insurance Journal

MAY 27, 2025

As colleges and universities prepare to legally pay athletes for the first time in National Collegiate Athletic Association history, collegiate sports programs are exploring insurance policies designed to mitigate the risks that come with dishing out tens of millions of …

Insurance Policy 165

Insurance Policy Insurer Insurance Insured 165

Property Insurance Coverage Law

JANUARY 5, 2025

I often hear this question when discussing a loss with a potential client or public adjuster: Chip, isnt it an all-risk insurance policy? This question is often in response to a question I asked them: What caused the loss?

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Policyholder Property Insurance Insurance Policy Policy 214

Property Insurance Coverage Law

AUGUST 29, 2024

Steve Coombs should be at least nominated for membership into the Insurance Nerds Hall of Fame. He read my post, What Is an “Other Insurance” Clause and Why Do They Exist In Property Insurance Policies? and sent Mara Essick and me numerous articles about “other insurance” clauses.

Property Insurance 203

Property Insurance Insurer Insurance Insured 203

Distinguished

MAY 29, 2025

Thats why Distinguished offers coverage for your valuables during transport in our Fine Art and Collectibles Insurance policies. With a Distinguished Personal Fine Art & Collectibles policy, a collector transporting a selection of rare, vintage, or expensive items can be covered in the event of in-transit damage.

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Risk Insurer Insurance Insured 52

TGS

MARCH 17, 2025

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it?

Auto Insurance 59

Auto Insurance Liability Risk Out-Of-Pocket 59

The Property Insurance Law Observer

MARCH 25, 2024

March 11, 2024), the Court determined that the plaintiff property owner, as an additional insured, was not entitled to the same insurance coverage as the named insured where the builder’s risk policy limited the scope of recovery for soft costs and rental income.

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Policy Risk Insurer Insurance 130

Boyle Agency Insurance

NOVEMBER 4, 2024

Exclusion from Homeowners’ Insurance Many homeowners are surprised to find that their standard homeowners’ insurance policies do not cover flood damage. Without a separate flood insurance policy, homeowners may be left with significant repair costs in the aftermath of a flood.

Insurance Policy 75

Insurance Policy Damage Policy Insurer 75

Simply Insurance

JUNE 12, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Insurance Quotes 94

Insurance Quotes Life Insurance Insurer Insurance 94

Property Insurance Centre

MARCH 11, 2025

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. In London, block of flats insurance comes with unique challenges and considerations compared to the rest of the UK.

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Risk Insurer Insurance Insured 52

Simply Insurance

JUNE 11, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Insurance Quotes 86

Insurance Quotes Life Insurance Insurer Insurance 86

Top Insurance Blogs

JUNE 11, 2025

Berkshire Hathaway Specialty Insurance (BHSI) has unveiled a new management liability insurance policy specifically designed for Australia’s life sciences, biotech, and pharmaceutical companies. This move signals a strong commitment to supporting one of the country’s most dynamic and innovation-driven industries.

Liability Insurance 59

Liability Insurance Liability Insurance Policy Policy 59

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

Workers Compensation 52

Workers Compensation Liability Property Damage Inland Marine Insurance 52

Central Insurance

DECEMBER 23, 2024

Six must-have tow truck insurance policies to protect your fleet, manage risk, and safeguard your business. The post Tow Truck Insurance: The Six Policies You Need for Your Business appeared first on Central Insurance Blog.

Policy 130

Policy Insurance Policy Insurer Insurance 130

Central Insurance

JULY 12, 2024

Learn about essential masonry insurance policies to protect your business from risks and ensure its long-term success. The post Masonry Insurance: Seven Policies You Need to Protect Your Business appeared first on Central Insurance Blog.

Protection 130

Protection Policy Insurance Policy Insurer 130

Central Insurance

OCTOBER 28, 2024

Learn more about the key pool contractor insurance policies, from liability to Workers' Comp, to protect against risks and ensure business success. The post Pool Contractor Insurance: The Five Policies You Need for Your Business appeared first on Central Insurance Blog.

Workers Comp 130

Workers Comp Policy Liability Insurance Policy 130

Simply Insurance

JUNE 10, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Insurance Quotes 72

Insurance Quotes Life Insurance Insurer Insurance 72

Unitas Financial Services

JUNE 12, 2025

Why Financial Institutions Should Consider Vendor’s Single Interest (VSI) Insurance for Auto Loan Risk Protection As financial institutions navigate the evolving risks of auto lending, protecting vehicle collateral has never been more important.

Protection 40

Protection Insurance Policy Policy Risk 40

Property Insurance Centre

SEPTEMBER 11, 2024

What does a Lift Inspection Policy cover? What does a Lift Inspection Policy cover in conjunction with a Purpose Built Flats Insurance Policy? Lift Inspection policies will often accompany a Purpose Built Flats Insurance Policy, and for good reason.

Insurance Policy 52

Insurance Policy Policy Boiler and Machinery Insurer 52

Simply Insurance

JUNE 10, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Insurance Quotes 64

Insurance Quotes Life Insurance Insurer Insurance 64

Protect Commercial Insurance

OCTOBER 11, 2024

As we face more frequent and intense extreme weather events, insurers are re-evaluating their policies to better manage these growing risks. Businesses now need to consider how climate change might impact their insurance premiums and coverage.

Commercial Property 52

Commercial Property Commercial Insurance Policy Policy 52

Jackson & Jackson

NOVEMBER 16, 2024

Running an IT business in California comes with unique risks and challenges. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations.

Insurance Policy 52

Insurance Policy Policy General Liability Workers Compensation Insurance 52

Protect Commercial Insurance

JUNE 6, 2025

Just like you wouldn’t drive without car insurance, your business premises need protection too. Let’s delve into why this insurance is vital for sound risk management and peace of mind. Understanding Commercial Property Insurance Commercial property insurance is an essential safety net for small businesses in the UK.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

TGS

SEPTEMBER 6, 2023

TGS Insurance » Blog Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Property Insurance Centre

FEBRUARY 10, 2025

#Video Common Perils Covered by Commercial Property Insurance Most commercial property insurance policies cover a broad range of risks, often referred to as “named perils.” ” If a peril is explicitly listed in the policy, the insurer will cover the damage it causes.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Simply Insurance

JUNE 11, 2025

Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? How Much Is A $100,000 Life Insurance Policy?

Insurance Quotes 59

Insurance Quotes Life Insurance Insurer Insurance 59

Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking.

Insurance Policy 52

Insurance Policy Protection Policy Business Interruption 52

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

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Damage Business Interruption Property Damage Policy 130

Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

Home Insurance 52

Home Insurance Insurance Policy Policy Insurer 52