Remove Insurance Quotes Remove Liability Remove Premium
article thumbnail

5 Must-Know Tips for Comparing Home Insurance Quotes

TGS

TGS Insurance » Blog 5 Must-Know Tips for Comparing Home Insurance Quotes Choosing the right home insurance policy can sometimes feel like trying to find the perfect coffee order—it’s a delicate balance between what you need and what works best for your wallet. The same thing happens with insurance. More savings.

article thumbnail

How to Read Homeowners Insurance Quotes

TGS

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Keeping Coverage Affordable: California Drivers Will See Auto Insurance Rate Increases in 2025

Freeway Insurance

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. This latest change could disproportionately affect communities where insurance costs already strain household budgets. million uninsured drivers in the state.

article thumbnail

10 Factors That Affect Homeowners Insurance Premiums in Florida

TGS

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Coverage Limits The amount of coverage you choose directly affects your premium.

Premium 52
article thumbnail

Driving Without Insurance in Florida

TGS

10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. SR-22 or FR-44 Requirement: If youre caught without insurance or involved in an accident, you might be required to file an SR-22 or FR-44 form, proving you have insurance. This often comes with higher premiums.

article thumbnail

North Carolina New Minimum Auto Insurance Requirements 2025

TGS

What Are the New North Carolina Minimum Auto Insurance Requirements? The previous minimum liability limits have been in place for years and are no longer sufficient to cover the average costs associated with auto accidents. Will These Changes Impact Insurance Premiums?

article thumbnail

Additional Insured vs. Additional Interest: Understanding Your Policy

TGS

What Is An Additional Insured? An additional insured is someone who gets coverage from your insurance policy. Their name isn’t on the policy, and they typically aren’t responsible for paying the premium. Additional Insured vs. Additional Interest Which One Will Impact My Premium?

Policy 52