PSM Brokerage

AUGUST 7, 2024

and five senators introduced a bill to apply criminal penalties to rogue insurance brokers who are changing Americans’ Affordable Care Act (ACA) marketplace plans without their knowledge or consent, and take other steps to strengthen consumer health insurance protections. . – Senate Finance Committee Chair Ron Wyden, D-Ore.,

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AMAXX

APRIL 30, 2025

When someone is hurt, the process is right in their pocket or on their dashboard no searching required. Lay out your four-step accommodation process and set clear expectations that transitional duty is temporary (ideally <90 days). These are low-cost, high-impact tools that you can roll out quickly.

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Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

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Word & Brown

APRIL 1, 2025

But, working with Word & Brown, you have access to a broad range of plans, products, and services that offer potential tax and other savings to your individual and group insurance clients. You should suggest they speak with a tax advisor concerning the potential deductibility of health insurance costs.

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Word & Brown

SEPTEMBER 13, 2024

In your role as a broker and consultant for your individual and business insurance clients, you want to be sure you’re able to provide the personal service they want, while also doing what’s necessary to nurture a long-term relationship. Staying in network will be important to minimizing your clients’ out-of-pocket costs.

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Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. In this article, we will provide you with four essential tips to help you understand your coverage needs, find the best rates, review and update your policy regularly, and work with an experienced insurance broker.

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Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Get ready to make informed health coverage decisions.

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Jackson & Jackson

APRIL 29, 2024

Commercial property insurance is a significant expense for property investors and owners. This article outlines practical tips and strategies to help commercial property owners in California minimize their insurance expenses while maintaining adequate protection for their investments.

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Healthinsurance.org

APRIL 25, 2024

In this article ACA Marketplace individual and family health insurance COBRA continuation of group coverage Medicaid Insurance through a spouse’s health plan Short-term health insurance Frequently asked questions In the United States, nearly half of the people under the age of 65 get their health insurance from an employer.

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Jackson & Jackson

APRIL 28, 2024

Investing in property in California is a significant financial decision, and safeguarding your assets with the right insurance is crucial. However, many property investors, especially those new to the field, fall into common traps with their insurance choices. In California, consider adding earthquake and flood insurance.

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

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Healthinsurance.org

JANUARY 2, 2024

Confusion over what is and isn’t managed care Among the many factors to consider when you’re shopping for individual health insurance coverage is the type of managed care plan. 1 In 2023, the majority of privately insured individuals were in some form of managed care plan. And why do health plans have managed care designations?

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Property Insurance Centre

SEPTEMBER 25, 2024

Top Building Insurance Pitfalls Here are some common pitfalls to avoid when getting building insurance in the UK: – Underinsuring. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation.

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Word & Brown

SEPTEMBER 25, 2024

According to reporting last year by KFF (the independent source for health policy research, polling, and journalism formerly known as the Kaiser Family Foundation) data from insurers for Affordable Care Act Marketplace plans show nearly 17% of in-network claims were denied in 2021. trillion was spent on health care for calendar year 2022.

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Smart Insurance Agents

JANUARY 11, 2025

The Importance of Small Business Health Insurance in Texas: Protecting Your Employees and Bottom Line As a small business owner in Texas , you know that taking care of your employees is a top priority. One way to do that is by providing health insurance coverage. Moreover, health insurance fosters a sense of security among employees.

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Word & Brown

NOVEMBER 7, 2024

Even the most successful insurance professional can hit a bump in the road now and then when it comes to sales. Here are seven proven techniques to help you close more sales as a health insurance agent or broker. Here are seven proven techniques to help you close more sales as a health insurance agent or broker.

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Smart Insurance Agents

AUGUST 29, 2024

Key Takeaways Small business health insurance provides group coverage for employees, offering more comprehensive and affordable options compared to individual plans. Offering health insurance enhances employee retention, attracts top talent, and can lead to financial advantages and reduced workplace absenteeism.

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Ease

FEBRUARY 21, 2023

21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. Panning out, HDHPs typically combine with a health savings account (HSA).

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Smart Insurance Agents

AUGUST 19, 2024

Understanding Medicare Supplement Dental Insurance Plans Original Medicare includes Part A, which is hospital insurance, and Part B, which is medical insurance. The Basics of Medicare: What It Covers Medicare Part A is also known as hospital insurance. These plans come from private insurance companies.

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Ease

MARCH 20, 2023

Whether you’re a beginner or an expert, it’s important to check off each of these terms when analyzing your next insurance marketing strategy. Let this guide be your jumping-off point and continue to learn about the ways to reach new audiences, create compelling content, and grow your insurance business.

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Healthinsurance.org

MAY 20, 2024

The story was first reported in early April 2024 by Julie Appleby, and CMS subsequently released a statement, acknowledging the problem and noting that the agency is “ taking swift actions to protect consumers from unauthorized activity by agents and brokers.” What should consumers do? A lawsuit filed in April 2024 in U.S.

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Healthinsurance.org

JUNE 5, 2024

A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. the federal-level consumer protections for STLDI enrollees are limited. STLDI plans sold on or after Sept.

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Word & Brown

JANUARY 23, 2025

If only I had known what was ahead when I got into the health insurance industry in the early 2000s. million Americans were without health insurance. million Americans, were without health insurance in 2016. million, lacked insurance in mid-2024. 1: Declining uninsured individuals. million uninsured Americans in 1998.

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Healthinsurance.org

MARCH 13, 2025

CMS projects that the proposed rule changes will result in between 750,000 and 2 million fewer Marketplace enrollees in 2026, compared to enrollment projections under existing Marketplace rules. Lets take a look at some of the rule changes that could affect consumers costs and access to Marketplace coverage. 1 through Dec. in all states.

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