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When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

Property Insurance Coverage Law

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just property damage. Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. The case ofEpperson v.

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Employee Dishonesty Claims—How Far Back Does Coverage Extend?

Property Insurance Coverage Law

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. However, one of the most damaging and often overlooked threats comes from within: employee theft. appeared first on Property Insurance Coverage Law Blog.

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Professional Liability Insurance for Freelancers in Germany

Top Insurance Blogs

Over the last decade, I’ve guided hundreds of freelance professionals in Germany to understand the risks and responsibilities that come with self-employment. Many are surprised to learn that, beyond health and pension, professional liability insurance for freelancers in Germany is essential, not optional.

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​W​hy Business insurance?

Shield Insurance Agency

Business insurance is a safeguard for your business. Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims. The post ​W​hy Business insurance? first appeared on Blog | Shield Insurance Agency.

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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

Insurance affordability in Georgia is dwindling as claim frequency and insurer costs soar, according to the latest issue brief from Insurance Information Institute (Triple-I), Trends and Insights: Georgia Insurance Affordability. Data indicates that litigation costs have become a pervasive concern for risk management.

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Contractor Insurance is Essential for Home Improvements

Boyle Agency Insurance

Without proper insurance, you could be held liable. When hiring contractors for home projects, ensuring they have proper insurance coverage is crucial. Let’s explore why verifying contractor insurance matters and how it shields your property during renovations or repairs.

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The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. But what exactly does it entail?