P&L Financial Services

OCTOBER 10, 2024

Whether it’s rising insurance premiums, higher prescription drug costs, or increased out-of-pocket expenses, retirees should anticipate adjustments. Consider a Medicare Supplement plan if you want more comprehensive coverage to help manage out-of-pocket costs.

Out-Of-Pocket

Scott Insurance

AUGUST 16, 2021

– Employees receive tax-free cash back (reimbursements) to reduce out-of-pocket costs for utilizing top Doctors. The post CashBackHealth: A New Cost Savings Solution to Drive High-Quality Health Care appeared first on Scott Insurance. High quality equates to better health, better care and better costs.”

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Smart Insurance Agents

SEPTEMBER 17, 2024

OBGYN Considered A Specialist For Insurance? Wondering if an OB-GYN is an obgyn considered a specialist for insurance purposes? Most insurance providers classify OB-GYNs as specialists, which can influence your coverage and out-of-pocket costs. Simply put, yes.

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Smart Insurance Agents

AUGUST 19, 2024

HMO vs PPO: Choosing the Best Health Insurance Plan for You Deciding between a HMO vs PPO health insurance plan? HMO plans are generally more affordable with lower monthly premiums, providing coordinated care, whereas PPO plans, despite their higher costs, allow members to access out-of-network providers for greater autonomy.

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Paragon Independent Insurance Agencies

SEPTEMBER 30, 2024

Ensure your tiny house is insured against theft and damage. Begin by conducting a comprehensive home assessment, then select residential coverage to include in your insurance policy. Home Insurance Like any other residence, a tiny home is eligible for various types of home insurance coverage.

Out-Of-Pocket Expense

PSM Brokerage

JANUARY 7, 2025

As an insurance agent, guiding your clients through Medicare options can feel like navigating a maze. Cost Medicare Advantage : Known for low or $0 monthly premiums, but clients may face higher out-of-pocket costs when accessing services. Cap on annual out-of-pocket costs. Cons : Limited provider networks.

Out-Of-Pocket

Smart Insurance Agents

AUGUST 31, 2024

Wondering if your health insurance cover wisdom tooth removal? In this article, we’ll explain the key factors that affect coverage, including your insurance type, medical necessity, and whether the procedure falls under medical or dental insurance. Procedures deemed medically necessary are more likely to be covered by insurance.

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Bankers Insurance

AUGUST 8, 2024

THE IMPORTANCE OF ACCURATE VALUATION IN COMMERCIAL PROPERTY INSURANCE When purchasing or renewing commercial property insurance , it’s important for businesses to ensure their coverage includes correct property valuations. That’s where accurate insurance-to-value (ITV) calculations come into play. inflation).

Commercial Property

Smart Insurance Agents

OCTOBER 14, 2024

Private insurers receive subsidies to manage Medicare benefits, allowing them to reduce or eliminate premiums for beneficiaries. However, it’s important to understand how can Medicare Advantage plan be zero monthly premium doesn’t mean zero cost—other expenses like copayments and coinsurance can still apply.

Premium

Smart Insurance Agents

AUGUST 31, 2024

However, understanding your insurance coverage for dental anesthesia is essential to ensure you receive the care you need without breaking the bank. We will discuss the different types of dental anesthesia available, their benefits, and how insurance companies typically handle coverage for these procedures.

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Jackson & Jackson

APRIL 10, 2024

Insurance plays a pivotal role in safeguarding your property and your financial future. Here are five critical considerations you should keep in mind regarding insurance when buying or investing in commercial property. Liability Insurance Liability insurance is essential for any commercial property owner.

Commercial Property

Smart Insurance Agents

SEPTEMBER 2, 2024

If you’re a green card holder, finding the right medical insurance for green card holders can be confusing. This guide breaks down all your options: from ACA Marketplace plans and employer insurance to Medicaid and Medicare. New immigrants need adequate health insurance to navigate the high costs of medical care in the U.S.

Out-Of-Pocket Expense

Smart Insurance Agents

AUGUST 28, 2024

This option is offered by private insurance companies. These plans often feature extensive benefits and low out-of-pocket costs, making them a top choice for beneficiaries looking for the best possible coverage. In 2024, Illinois residents can choose from 158 different plans, each offering unique benefits and coverage options.

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Jackson & Jackson

APRIL 28, 2024

Investing in property in California is a significant financial decision, and safeguarding your assets with the right insurance is crucial. However, many property investors, especially those new to the field, fall into common traps with their insurance choices. In California, consider adding earthquake and flood insurance.

Business Interruption

Freeway Insurance

OCTOBER 8, 2023

Understanding how much car insurance claims typically cost involves taking a look at the complicated world of car insurance, where many things can affect the numbers. Freeway Insurance is a company well known for making sure that drivers across the United States have good insurance coverage.

Auto Insurance

PSM Brokerage

DECEMBER 5, 2024

Why Agents Should Sell Aflac Medicare Supplement Plans When it comes to trusted names in the insurance industry, Aflac stands out as a company synonymous with reliability, innovation, and client-focused solutions. Medigap plans not only meet this need but also create opportunities for agents to build long-term client relationships.

Out-Of-Pocket Expense

Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

Insurance Broker

Smart Insurance Agents

SEPTEMBER 1, 2024

Can you use health insurance in a different state? Key Takeaways Health insurance typically covers emergency services out-of-state, but routine care may not be included; it’s essential to verify coverage details with your insurer before traveling. Yes, but it depends on your plan.

Out-Of-Pocket

Smart Insurance Agents

AUGUST 19, 2024

Looking for the best dental insurance Texas? Key Takeaways Texas offers a variety of dental insurance plans, including PPO and DHMO options, that provide financial protection against routine and emergency dental costs. Regular visits become more affordable with insurance, promoting better oral health.

Deductible

Smart Insurance Agents

AUGUST 19, 2024

Key Highlights Comparing Medicare Supplement Plans Insurance, or Medigap, helps cover costs that Original Medicare doesn’t, like copays and deductibles. It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations.

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Peter J. Fournier

JULY 30, 2021

However, they often fail to take the next step to sell Life Insurance. The good news is that making the transition to selling Life Insurance is often easier than you would imagine. Keep reading for expert tips to help you master cross-selling Medicare and Life Insurance. But they have never tried selling Life Insurance before.

Life Insurance

Healthinsurance.org

JANUARY 2, 2024

Confusion over what is and isn’t managed care Among the many factors to consider when you’re shopping for individual health insurance coverage is the type of managed care plan. 1 In 2023, the majority of privately insured individuals were in some form of managed care plan. And why do health plans have managed care designations?

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Jackson & Jackson

MAY 22, 2024

Investors must understand the importance of securing comprehensive commercial property insurance coverage to protect their investments. “Understanding Multi-Family Property Insurance” Commercial property insurance is a vital safeguard for property owners, protecting their assets against various risks. .

Property Insurance

Freeway Insurance

NOVEMBER 22, 2023

It helps you get affordable health insurance , whether you’re in college or vocational training. Covered California is a statewide health insurance marketplace in California, where individuals and families can easily shop for and purchase health insurance plans.

Out-Of-Pocket

Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. Key Takeaways Medical insurance brokers serve as intermediaries, helping clients navigate the insurance market and find suitable health plans tailored to their unique needs.

Broker

Smart Insurance Agents

SEPTEMBER 2, 2024

How Much Does a Colonoscopy Cost With Insurance? Or Without Insurance? How much does a colonoscopy cost with insurance? While insurance can lower your out-of-pocket expenses, the final cost depends on several factors. These include physician fees, anesthesia fees, and facility fees.

Out-Of-Pocket

Freeway Insurance

JANUARY 4, 2024

You’re shopping for health insurance with the goal of getting the best coverage you can afford. You’re required to pay a higher monthly payment, which can be an unrealistic expense for some consumers. At any rate, those with a low deductible will have less of a threshold to meet before the insurer begins kicking in.

Deductible

Smart Insurance Agents

OCTOBER 15, 2024

Top Blue Cross Blue Shield Texas Individual Plans for 2025 Looking for Blue Cross Blue Shield Texas individual plans from a reputable insurance company? Understanding Blue Cross Blue Shield Texas Individual Health Insurance Plans Selecting the appropriate health insurance plan is vital for meeting individual and family health needs.

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