Remove Liability Remove Personal Property Remove Risk
article thumbnail

Business Owner’s Policy for Restaurants

Distinguished

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure.

article thumbnail

Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

Distinguished

Q: What are the ineligible risk characteristics? Q: Will you consider a risk where food is cooked at one location and sold at another? A: Yes, subject to individual risk underwriting. Risks that require building coverage should be submitted to our Restaurant Package program. A: Possibly. are asphalt roofs a concern)?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. Most policies have very limited coverage for business property and no liability protection for clients visiting your home. Windstorm Exclusions in Coastal Areas Live near the coast? No fine print surprises.

article thumbnail

Best Homeowners Insurance In Maryland To Cover Your Home

Simply Insurance

How Much Is Aircraft Mechanic Liability Insurance? Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Actual Cash Value Vs. Floods from a high-risk area may even exceed the entire value of your home. GET A HOMEOWNERS INSURANCE QUOTE!

article thumbnail

Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

Before you hand over the keys to your weekend guests, here’s what you need to know about the risks, the gaps, and the insurance solutions that protect vacation rental hosts. A typical homeowners insurance policy is designed for owner-occupied properties. What Does Standard Homeowners Insurance Actually Cover?

article thumbnail

Best Landlord Insurance In West Virginia For Your Rental Property!

Simply Insurance

How Much Is Aircraft Mechanic Liability Insurance? And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. What Type Of Liability Coverage Should A Landlord Carry In West Virginia?

article thumbnail

Best Landlord Insurance In Wyoming For Your Rental Property!

Simply Insurance

How Much Is Aircraft Mechanic Liability Insurance? And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. What Type Of Liability Coverage Should A Landlord Carry In Wyoming?