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Why One Man’s Lies Cost a Business $1.96 Million in Insurance: Understanding the Innocent Insured Doctrine

Property Insurance Coverage Law

A decision last week reinforces a harsh reality for policyholders who conduct business through corporations or limited liability companies: if the person or officer controlling the company commits fraud in the course of an insurance claim, the insurer can usually deny coverage not just to that wrongdoer, but to the entire business.

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How to Avoid Coverage Gaps That Can Lead to E&O Claims

American Agents Alliance

Policyholders often do not fully understand their policy or notice potential coverage gaps, yet they may expect to have coverage if they suffer a loss. Insurance coverage has become more complex in many ways, leaving policyholders without the right policies at times.

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CyberLine Quarterly: Unifying Cyber Risk, Professional Indemnity, and Management Liability

Cowbell

Dual Breakthrough Powered by agentic automation, Cowbell is now the first insurance provider to offer cyber, professional indemnity, and management liability coverage through both a fully integrated API and a proprietary email submissions platform. To call our latest advancements mere milestones would understate their impact on the industry.

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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

Tort reform is discussed as a legislative solution to the challenge of legal system abuse excessive policyholder or plaintiff attorney practices that increase costs and time to settle insurance claims. The five-year average count for liability claims increased 24.9 percent (2014 – 2018 at 583,756 vs. 2019-2023 at 729,191).

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Housing Code Violations in Philadelphia: An Interview with Katie Vespia

Distinguished

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. Yes, indeed.

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Navigating the Turbulent Waters of Casualty Insurance: Insights from Industry Experts

Zywave

.” If you don’t have the opportunity to check out the full webinar, read on for key insights from the discussion and actionable advice for insurers, brokers, and policyholders. While it’s critical insurance carriers, brokers, and policyholders understand the market, its just as important they know what to do about it.

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Blog Post: The Long Tail Bites Back: When Old Policies Haunt New Problems

LexisNexis

Single-Year, Multi-Year, and Multi-Policy Insurance Coverage Claims Disputes Analyze issues that can arise for policyholders and insurers when insurance policies of various durations are called upon to answer for claims, and when multiple policies can also apply. Discover how nothing says “legacy risk” like a 1972 occurrence clause.