Insurance Journal

MAY 9, 2025

Electric providers in New Mexico told the state’s utility regulator at citizens at a hearing on Thursday in Santa Fe that residents should be prepared to potentially lose power when high winds and dry conditions raise wildfire risk in their …

Risk 165

Risk Liability Insurance Insured 165

Insurance Journal

APRIL 4, 2025

The Travelers Companies launched Travelers Cyber Risk Services, a suite of capabilities added to all cyber liability policies designed to help lower the risk of a cyberattack and the cost to recover from one. In addition to always-on threat monitoring …

Cyber 237

Cyber Liability Risk Policy 237

Insurance Journal

APRIL 16, 2025

China is tightening regulations on battery-powered vehicles and will require its automakers to comply with higher battery safety standards, aiming to reduce risks of fire and explosions in the fast-growing sector. The Ministry of Industry and Information Technology on Monday …

Risk 147

Risk Liability 147

TGS

MARCH 17, 2025

But heres the catch: while snagging a bargain feels great, going too leanlike with liability only auto insurancecan leave you vulnerable in ways you might not expect. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? Pretty straightforward, right?

Auto Insurance 59

Auto Insurance Liability Risk Out-Of-Pocket 59

Insurance Journal

JANUARY 29, 2025

The Los Angeles Department of Water and Power is facing the risk of significant financial liability for damages in the utility’s response to the Palisades Fire, according to Pacific Investment Management Co. “Given the sheer size of insured and uninsured …

Liability 189

Liability Damage Risk Insured 189

Insurance Journal

DECEMBER 20, 2024

Social inflation will continue to be a top concern for insurers and reinsurers in 2025 with US liability claims increasing by 57% during the past decade and nuclear verdicts rising in frequency, said Swiss Re, pointing to jury awards above …

Risk 264

Risk Liability Claim Insured 264

Central Insurance

MAY 13, 2025

Protect your clothing boutique from day one with essential insurancecovering liability, property, cyber risks, workers comp, and more. The post How to Start a Clothing Boutique: Insurance Edition appeared first on Central Insurance Blog.

Workers Comp 130

Workers Comp Cyber Liability Insured 130

Central Insurance

JUNE 24, 2024

Plumbing comes with a unique set of risks and liabilities. Explore why you need Plumber's Liability insurance and risk management strategies to protect your business and reputation. The post What is Plumbers Liability Insurance? appeared first on Central Insurance Blog.

Liability Insurance 130

Liability Insurance Liability Insured Insurance 130

Insurance Journal

NOVEMBER 3, 2024

By Andrea Wells When it comes to agency errors and omissions liability thereis nothing more important than playing it safe. One proven way is ensuring that everything is documented properly. But because there is always the threat of an E&O …

Risk 246

Risk Liability 246

Central Insurance

APRIL 30, 2025

Electrical manufacturers face unique risks. From product liability to cyber threats, learn how specialized protection, proactive loss control, and an experienced insurance partner can help safeguard your electrical manufacturing business.

Protection 130

Protection Policy Cyber Liability 130

Insurance Journal

MARCH 4, 2025

Brookfield Wealth Solutions is entering the UK pension insurance market, it said on Monday, as the Canadian financial giant looks to tap into strong demand from companies to offload their pension scheme risks to insurers. The move – subject to …

Liability 228

Liability Insured Insurance Insurer 228

Insurance Journal

OCTOBER 16, 2024

Thousands of Massachusetts medical professionals and other employees of troubled hospital operator Steward Health Care are at risk because Steward does not have adequate liability or workers’ compensation coverage in place to protect them after Steward’s exit from the state, …

Compensation 278

Compensation Liability Protection Risk 278

Insurance Journal

JANUARY 16, 2025

The Eaton Fire in central Los Angeles County poses a potential credit risk to power provider Southern California Edison, which operates electrical lines in the area where the destructive blaze first started, Moody’s Ratings said in a report on Thursday.

Risk 264

Risk Liability Insurance Insured 264

Insurance Journal

SEPTEMBER 30, 2024

Southern Water’s credit risk has soared to a record high in recent days as hedge funds scramble to protect themselves against the possibility of default at the UK water company. The curve on the utility firm’s credit default swaps is …

Risk 264

Risk Protection Liability Insurance 264

AMAXX

MAY 6, 2025

In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury. Here’s why employers must start treating hiring as a risk management function , and what they can do to mitigate the hidden costs.

Workers Comp 85

Workers Comp Risk Injury Workers Compensation 85

Insurance Journal

SEPTEMBER 17, 2024

Marine insurance markets face significant risk from the growth of a shadow fleet of ships hauling oil from sanctioned producers like Russian and Iran, an industry group said. The opaque nature of the ownership of those vessels makes it hard …

Risk 258

Risk Claim Insured Insurance 258

Insurance Journal

JULY 22, 2024

A collision that set two vessels ablaze off Singapore has underlined the growing risks in the crowded Straits of Malacca, as the dark fleet expands and lackluster Chinese demand leaves dozens of the tankers idling. The Ceres I, a 23-year-old …

Risk 249

Risk Protection Liability Insurance Marine 249

Insurance Journal

DECEMBER 16, 2024

Russian authorities sought to limit the damage on Monday from oil spilled into the Kerch Strait by two aging tankers that were damaged during a heavy weekend storm, highlighting the environmental and insurance risks of Russia’s “shadow fleet.” ” One crew …

Risk 245

Risk Damage Insured Insurance 245

Insurance Journal

OCTOBER 18, 2024

Three of the world’s biggest tobacco companies are near a possible deal to resolve longstanding claims in Canada that they held back information about the health risks of cigarettes. Under the proposal from a court-appointed mediator, Canadian subsidiaries of Philip …

Risk 245

Risk Claim Liability 245

Insurance Journal

AUGUST 18, 2024

The average price for directors & officers liability insurance decreased 5.2% per $1 million in limits in the second quarter, according to Aon Commercial Risk Solutions. Aon said the decrease compared to the same quarter in 2023 was the ninth …

Liability Insurance 245

Liability Insurance Liability Commercial Risk 245

Relation

MARCH 19, 2025

In today’s digital landscape, the threat of cyber attacks has escalated, posing significant risks to businesses of all sizes. Why Traditional Business Insurance […] The post The Rising Threat of Cyber Attacks & Why Cyber Liability Insurance Is Essential for Businesses appeared first on Relation Insurance.

Cyber 52

Cyber Liability Insurance Liability Insured 52

Insurance Journal

SEPTEMBER 10, 2024

environmental risk specialists to its team. Mosaic, headquartered in Hamilton, Bermuda, has added 13 U.S. Team members include Assistant Vice President Iraj Dehnavi, Senior Vice President Maureen Domenicone, Vice President Patrick Enderlin, Senior Vice President Patrick Grassl, Senior Vice President …

Building 184

Building Liability Risk 184

Central Insurance

NOVEMBER 22, 2024

Protect your business from fire, liability, and equipment risks with tailored food trailer insurance. The post What Food Trailer Insurance Policies Best Protect Against Risks appeared first on Central Insurance Blog. Stay secure and focus on serving your customers.

Insurance Policy 130

Insurance Policy Protection Policy Risk 130

Property Insurance Centre

FEBRUARY 24, 2025

How a Liability Claim Can Ruin Your Business And How to Protect Yourself No matter how well you run your business, a single liability claim can have devastating consequences. From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe.

Liability 52

Liability Protection Claim Property Insurance 52

Insurance Journal

APRIL 6, 2025

Architects and engineers professional liability insurers report concerns about the persistent effects of inflation on claim expenses, uncertainty about the U.S. economy, higher risk project types and professional design disciplines, as well as new exposures from artificial intelligence (AI), according …

Professional Liability Insurance 222

Professional Liability Insurance Claim Liability Insurance Liability 222

Top Insurance Blogs

FEBRUARY 27, 2025

The ACORD 25 Certificate of Liability Insurance (COI) is the industry-standard document used to verify insurance coverage. It plays a crucial role in contract compliance, risk management, and business operations.

Liability Insurance 40

Liability Insurance Liability Commercial Insurance Commercial 40

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

This brief provides an overview of how several factors, including skyrocketing costs from litigation, pose risks to coverage affordability, availability, and other potential economic outcomes for Georgia residents. Data indicates that litigation costs have become a pervasive concern for risk management.

Commercial General Liability 89

Commercial General Liability Commercial Umbrella Claim Liability 89

Insurance Journal

MARCH 3, 2025

As public perception and the legality of cannabis and other novel psychoactive substances continue to evolve, what emerging risks and litigation should insurance professionals keep an eye on? Last week, Verisk Analytics hosted a webinar to answer those questions and …

Risk 165

Risk Insured Insurance Insurer 165

Insurance Journal

OCTOBER 2, 2024

Insurers are playing “pass the liability parcel” in a desperate fight against multi-billion dollar claims over aircraft stranded in Russia since the invasion of Ukraine two years ago, lawyers for aviation lessors told a London trial on Wednesday. Mark Howard, …

Liability 290

Liability Insured Insurance Insurer 290

Insurance Journal

JULY 23, 2024

Transfers of oil at sea that involve a recently sanctioned Russian insurer may prevent western firms from paying claims if something goes wrong, a key provider of cover said. Moscow-based Ingosstrakh PJSC has emerged of a major insurer to Russian …

Risk 263

Risk Insured Insurance Insurer 263

Insurance Journal

MAY 6, 2025

Chaucer Group, the specialty re/insurance group, announced the launch of a standalone third-party liability (TPL) insurance product in collaboration with Armilla AI, the Toronto-based managing general agent that provides specialized insurance and risk management solutions for artificial intelligence. The TPL …

Liability 165

Liability Agents Risk Insured 165

Insurance Journal

MARCH 25, 2025

As Los Angeles-area residents recover from one of the costliest natural disasters in U.S. history, California’s insurer of last resort is careening toward another hot and dry summer with its coffers already strained. That’s raising the prospect that state residents …

Risk 239

Risk Insured Insurance Insurer 239

Insurance Journal

FEBRUARY 6, 2025

Baldwin leads Hiscox USA’s media liability practice. Hiscox Appoints Baldwin US Media Practice Leader Hiscox, headquartered in Atlanta, appointed Karen Baldwin as vice president, media practice leader. Baldwin has over 30 years of media underwriting and leadership experience, most recently …

Underwriter 147

Underwriter Underwriting Liability Risk 147

Insurance Journal

FEBRUARY 28, 2025

A pipeline operated by Energy Transfer LP leaked jet fuel for at least 16 months, contaminating residential water wells in Pennsylvania, and the conduit may be at risk for further incidents, according to a preliminary investigation by regulators. Residents of …

Risk 162

Risk Insurance Claim Property Insurance Claim 162

Insurance Journal

APRIL 20, 2025

By Chad Hemenway Buyers of directors and officers (D&O) liability insurance have benefited from strong capacity and healthy competition among insurers to see consistent rate decreases at renewal over the last several years. Those days may be coming to an …

Liability Insurance 130

Liability Insurance Liability Risk Insured 130

Central Insurance

JULY 20, 2024

HVAC contractors face a unique set of liabilities. In this article, we explore a few of the common HVAC risks and the types of insurance coverage you need to protect your business, employees, and livelihood. The post HVAC Insurance: Five Policies for Your Business appeared first on Central Insurance Blog.

Policy 162

Policy Liability Insured Insurance 162

Central Insurance

MAY 2, 2025

Protect your business from large claims and rising legal costs with commercial umbrella insuranceextra coverage for todays expanding liability risks. The post What is Commercial Umbrella Insurance? appeared first on Central Insurance Blog.

Commercial Umbrella 130

Commercial Umbrella Commercial Liability Insured 130