PSM Brokerage

JANUARY 7, 2025

Becoming a licensed ACA health insurance agent allows you to help individuals and families find affordable coverage while building a steady income stream. This guide provides everything you need to know to start selling ACA plans, from licensing requirements to maximizing your earnings. Expect to pay $50$200 in licensing fees.

License

Smart Insurance Agents

DECEMBER 9, 2024

Ensure that your preferred healthcare providers are within the plan’s network to maximize convenience and minimize out-of-pocket costs. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Eligible DACA recipients can receive financial help if they qualify.

Out-Of-Pocket

Smart Insurance Agents

SEPTEMBER 3, 2024

This dual coverage can provide a broader range of medical services and reduce out-of-pocket costs. Coordination of benefits between Medicaid and private insurance maximizes healthcare coverage and minimizes out-of-pocket expenses, with Medicaid typically serving as a secondary payer.

Out-Of-Pocket Expense

P&L Financial Services

SEPTEMBER 20, 2024

Medicare Advantage Plans: Premiums and out-of-pocket costs can fluctuate, and new benefits like vision, hearing, and dental care may be added. Compare Other Plans: Use Medicare’s Plan Finder tool or consult a licensed insurance agent to explore different options. This may be a time find a more suitable option.

Out-Of-Pocket

Paragon Independent Insurance Agencies

JULY 31, 2024

A home insurance deductible is the money you must pay out of pocket when filing a claim before your insurance kicks in. You will be responsible for paying a deductible out of pocket every time you file a homeowner claim. Reach out to us today! What is a Home Insurance Deductible? Let us help you today.

Deductible

Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. These plans provide different areas of coverage and out-of-pocket costs. Introduction Navigating Medicare can be confusing.

Out-Of-Pocket

Smart Insurance Agents

AUGUST 19, 2024

It’s a good idea to use the online resources from Medicare or talk to a licensed insurance agent. Recent changes to Medicare regulations have expanded the definition of covered dental services, allowing more dental procedures related to critical medical conditions to be eligible for coverage. Medicare Advantage plans are a popular choice.

Out-Of-Pocket

Smart Insurance Agents

AUGUST 19, 2024

Medigap helps with out-of-pocket costs like deductibles, copays, and coinsurance, providing clearer financial protection. First, make sure to find out if you are eligible. Original Medicare gives a good base for your healthcare needs. However, Medicare Supplement Plans add more financial help. This period lasts for six months.

Out-Of-Pocket

Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. This article will explain how brokers operate, the benefits of using one, and how to find the right broker for you. This independence allows brokers to provide unbiased advice tailored to the specific needs and budgets of their clients.

Insurance Broker

Agent Success School

MARCH 3, 2022

I’m the owner of the agent success school, a licensed Florida instructor, a broker associate, leader of a real estate marketing team, and a certified coach. In fact in one of the pockets when I presented it to him was the buyer broker agreement that I had them sign when I gave them the book. #2 Let’s start with #1.

Out-Of-Pocket

Healthinsurance.org

MAY 20, 2024

The damage to affected Marketplace buyers It’s easy to see how this can be devastating for Marketplace enrollees who find out their health plan and/or broker has been switched without their knowledge or consent. What should consumers do? 2 HealthCare.gov policyholders at risk So what’s going on here? A lawsuit filed in April 2024 in U.S.

Broker-Agent

Smart Insurance Agents

SEPTEMBER 28, 2024

Looking for help with choosing the right medical insurance? A broker for medical insurance can simplify the process. In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Get ready to make informed health coverage decisions.

Broker

Smart Insurance Agents

JANUARY 11, 2025

The Importance of Small Business Health Insurance in Texas: Protecting Your Employees and Bottom Line As a small business owner in Texas , you know that taking care of your employees is a top priority. One way to do that is by providing health insurance coverage. One of the primary advantages is that it enhances employee well-being.

Insurance

Smart Insurance Agents

AUGUST 29, 2024

Collaborating with licensed third-party pharmacies, Lilly Direct ensures efficient and prompt medication delivery, eliminating the need for in-person pharmacy visits. Lilly Direct is revolutionizing weight management through obesity telehealth.

Out-Of-Pocket

Smart Insurance Agents

OCTOBER 15, 2024

Gold Plans provide the highest coverage but come with higher premiums, Silver Plans balance costs and coverage, and Bronze Plans have lower premiums but higher out-of-pocket expenses, making them suitable for generally healthy individuals. Silver Plans strike a good balance between monthly premiums and out-of-pocket costs.

Out-Of-Pocket

PSM Brokerage

NOVEMBER 26, 2024

This proposed rule includes more policies to remove unnecessary barriers to care stemming from the use of inappropriate prior authorization by clarifying requirements for plan use of internal coverage criteria and proposing guardrails for the use of artificial intelligence (AI) to protect access to health services.

Policy