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How Rent Guarantee & Home Emergency Insurance Can Save Landlords Money

Protect Commercial Insurance

Definition and Purpose At its core, Rent Guarantee Insurance is designed to protect landlords against the unfortunate event of tenants failing to pay their rent. Imagine this: with rent guarantee insurance, landlords are protected against the risk of tenants defaulting on their rent.

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Spring is here, let’s get our recreational vehicles out

Shield Insurance Agency

Even if you have an older vehicle like a dirt bike, while it might not need comprehensive coverage, liability protection is still important. Accidents happen, and if someone gets hurt, you could face significant out-of-pocket expenses without adequate coverage.

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Alternatives To Long Term Care Insurance (Plus Tips)

Simply Insurance

The idea of these plans is to allow you to save for those out of pocket expenses. Long-term care insurance helps protect both your personal well-being and your financial future—ensuring you receive quality care without depleting your savings. They may look attractive, but often low premiums come with high deductibles.

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AEP 2025: An AEP Like No Other

PSM Brokerage

These adjustments include a significant decrease in annual out-of-pocket expenses for prescription drugs (from $8,000 to $2,000) and introducing an option for beneficiaries to manage their Part D out-of-pocket costs through capped monthly payments on a new Medicare Prescription Payment Plan.

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How to Choose the Best Medicare Plan for 2025

P&L Financial Services

Premiums, deductibles, and out-of-pocket expenses vary depending on the plan. Maximum out-of-pocket limits: Medicare Advantage plans often have a cap on out-of-pocket expenses, which can help protect against high medical costs.

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Can You Have Private Insurance and Medicaid?

Smart Insurance Agents

Coordination of benefits between Medicaid and private insurance maximizes healthcare coverage and minimizes out-of-pocket expenses, with Medicaid typically serving as a secondary payer. Careful consideration is needed to maximize benefits and minimize out-of-pocket expenses.

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How to Prepare for Rising Healthcare Costs in 2025

P&L Financial Services

Whether it’s rising insurance premiums, higher prescription drug costs, or increased out-of-pocket expenses, retirees should anticipate adjustments. Being proactive can help offset some of these increases and protect your finances from being drained by unexpected medical bills.