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Spring is here, let’s get our recreational vehicles out

Shield Insurance Agency

As the weather warms up and spring is in full swing, many of us are eager to get our recreational vehicles out and enjoy the season. Even if you have an older vehicle like a dirt bike, while it might not need comprehensive coverage, liability protection is still important.

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How Rent Guarantee & Home Emergency Insurance Can Save Landlords Money

Protect Commercial Insurance

These cost-effective solutions not only provide peace of mind but also help in safeguarding against unforeseen expenses and maintaining stable income streams. Definition and Purpose At its core, Rent Guarantee Insurance is designed to protect landlords against the unfortunate event of tenants failing to pay their rent.

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Alternatives To Long Term Care Insurance (Plus Tips)

Simply Insurance

These plans can be expensive—up to $8,000 per year if you pay monthly or upwards of $150,000 as a lump sum. Using savings for long-term care also comes with the inherent risk of running out of funds. Long-term care insurance is an excellent way to ensure youll have the proper assistance when you need it. Lets have a look.

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AEP 2025: An AEP Like No Other

PSM Brokerage

These adjustments include a significant decrease in annual out-of-pocket expenses for prescription drugs (from $8,000 to $2,000) and introducing an option for beneficiaries to manage their Part D out-of-pocket costs through capped monthly payments on a new Medicare Prescription Payment Plan.

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How to Choose the Best Medicare Plan for 2025

P&L Financial Services

Medicare Supplement (Medigap): Helps cover out-of-pocket costs that Original Medicare doesn’t. Premiums, deductibles, and out-of-pocket expenses vary depending on the plan. During the Medicare Annual Enrollment Period, from October 15 to December 7, you have the opportunity to switch plans or enroll in a new one.

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Can You Have Private Insurance and Medicaid?

Smart Insurance Agents

This dual coverage can provide a broader range of medical services and reduce out-of-pocket costs. Coordination of benefits between Medicaid and private insurance maximizes healthcare coverage and minimizes out-of-pocket expenses, with Medicaid typically serving as a secondary payer.

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How to Prepare for Rising Healthcare Costs in 2025

P&L Financial Services

Whether it’s rising insurance premiums, higher prescription drug costs, or increased out-of-pocket expenses, retirees should anticipate adjustments. Being proactive can help offset some of these increases and protect your finances from being drained by unexpected medical bills.