AMAXX

JULY 14, 2025

ERA rules apply in about 35 states and were designed to encourage employers to report medical-only claims rather than quietly paying them out-of-pocket. In Scenario 2, you save your mod, but you pay the entire cost yourself—and you lose out on the potential to let your insurance policy work as intended.

Claim

Protect Commercial Insurance

APRIL 4, 2025

– Legal Support : In cases where eviction becomes necessary, some Rent Guarantee Insurance policies offer legal assistance, helping landlords navigate the complex eviction process. – Tenant Eviction : Evictions can be a costly and drawn-out process. – Tenant Eviction : Evictions can be a costly and drawn-out process.

Out-Of-Pocket

Paragon Independent Insurance Agencies

JULY 15, 2025

Our team at Paragon Independent Insurance Agency is closely monitoring the latest changes to Texas law that may affect your auto insurance policy. To recoup the difference for auto repairs, they had to sue or pay out of pocket. We are updating Plano, TX auto insurance policies to reflect this change.

Auto Insurance

PSM Brokerage

JANUARY 23, 2025

Medicare supplements (or Medigap plans) offer: Predictable Costs: Clients appreciate the ability to budget for out-of-pocket healthcare expenses. Cancer and Critical Illness Plans: These policies provide extra protection for unexpected health crises, which can be particularly attractive to seniors. Thats a 77.5%

Out-Of-Pocket

Simply Insurance

JUNE 3, 2025

How Much Is A $100,000 Life Insurance Policy? Well, here’s the thing: Figuring out how your homeowners insurance deductible works isn’t complicated and it almost works like any other deductible. Just like health insurance, homeowners insurance has a different deductible for different parts of the policy.

Deductible

Word & Brown

JUNE 13, 2025

Clients want to understand their coverage, the networks associated with their plan(s), and what out-of-pocket costs they face when visiting a doctor, specialist, or hospital – in and out of network. In many situations, this could be the way to go. However, experience should definitely be considered. So does adherence to HIPAA.

Out-Of-Pocket

TGS

MARCH 17, 2025

TGS Insurance Blog Lets be realwhen its time to pick an auto insurance policy, most of us are just hunting for the cheapest option that doesnt leave us totally exposed. Bodily injury liability picks up the tab for the other persons injuries if youre at fault, up to your policys limits. I mean, who doesnt love a good deal?

Auto Insurance

Shield Insurance Agency

MAY 12, 2025

As the weather warms up and spring is in full swing, many of us are eager to get our recreational vehicles out and enjoy the season. It’s a common misconception that standard auto insurance policies will cover recreational vehicles. Standard policies typically do not extend to these types of vehicles.

Out-Of-Pocket Expense

PSM Brokerage

JULY 29, 2025

🔹 7% Household Discount + No Policy Fee This plan is not just powerful, it’s also cost-efficient: A 7% household discount helps couples or family members save No policy fee , making the pricing even more competitive 🔹 Optional Riders Available Add flexibility with optional riders to further enhance the plan and meet more diverse client needs.

Protection

Distinguished

JUNE 2, 2025

For landlords, a dedicated insurance policy is essential — here’s why: Severe weather exposure Ohio experiences a wide range of extreme weather events throughout the year. Without specialized landlord insurance, owners may be left to cover expensive repairs or replacements entirely out of pocket. In fact, 9.3%

Liability

AMAXX

APRIL 30, 2025

When someone is hurt, the process is right in their pocket or on their dashboard no searching required. Transitional Duty Policy Define how employees will return to work, even if modified duty is needed. Lay out your four-step accommodation process and set clear expectations that transitional duty is temporary (ideally <90 days).

Workers Comp

TGS

MARCH 4, 2025

Lapsed Policies: Others let their coverage lapse unintentionally due to missed payments or forgetting to renew. TGS Insurance Blog Driving without insurance in Florida might seem like a way to save a few bucks, but the consequences can be far more costly than youd expect. Why Do People Risk Driving Without Insurance in Florida?

Auto Insurance

PSM Brokerage

FEBRUARY 11, 2025

Most health insurance plans dont cover medical expenses abroad , leaving travelers at risk of huge out-of-pocket costs if they need care while overseas. This is where GeoBlue Travel Medical Insurance comes in a simple, affordable, and comprehensive solution that ensures your clients get the care they need anywhere in the world.

Out-Of-Pocket

Word & Brown

APRIL 1, 2025

Its nearly everyones least favorite time of year: tax season. But, working with Word & Brown, you have access to a broad range of plans, products, and services that offer potential tax and other savings to your individual and group insurance clients. The IRS allows deduction of eligible unreimbursed medical expenses that exceed 7.5%

Deductible

PSM Brokerage

JULY 11, 2025

Why This Cancer Plan Stands Out This isn't just another supplemental plan. That’s where Allstate Health Solutions' new Cancer Plan can make a real difference—and give you another powerful tool in your portfolio to support and protect your clients. It’s about giving your clients options when life throws the unexpected their way.

Out-Of-Pocket

Freeway Insurance

APRIL 21, 2025

Check out the main ways Freeway Auto Club can save you money by exploring the key benefits below. Roadside assistance comes in handy in several situations, including: Getting locked out of your car: Freeway will send knowledgeable locksmiths to help you unlock your doors if you accidentally lock your keys in your vehicle.

Out-Of-Pocket

Distinguished

APRIL 21, 2025

Without specialized landlord insurance, property owners may find themselves covering substantial repair costs, legal settlements, and lost income out of pocket. Automatic renewal: Ensures continuous coverage with hassle-free policy renewals. Imagine a property owner in Chicago is facing a burst pipe in the middle of winter.

Broker

Protect Commercial Insurance

MARCH 28, 2025

It’s a special type of insurance policy designed to protect landlords from the financial uncertainties associated with renting out their properties. Introduction Owning a rental property can be a rewarding investment, but it comes with its fair share of responsibilities and risks.

Insurance

PSM Brokerage

JUNE 12, 2025

What Agents Need to Know About This Year’s AHIP Medicare Curriculum As we approach the 2026 Medicare selling season, it’s important that agents stay current on new policy changes impacting Medicare Part D—and those updates are front and center in this year’s AHIP Medicare + Fraud, Waste, and Abuse certification.

Out-Of-Pocket

Redbird Agents

JUNE 17, 2025

Andrew Hibbard Interview At-A-Glance Independent agent writes 30 T65 policies per month, and has done so for more than 5 years. In fact, we sponsored one of his T65 trainings a couple months ago and the feedback was excellent, and we’ll probably host another one this summer. Prioritizes time with family over work. T65 is all I do now.

Agents

Simply Insurance

JUNE 18, 2025

How Much Is A $100,000 Life Insurance Policy? Burial insurance is a straightforward insurance policy that provides a death benefit to cover funeral expenses. Its a financial safety net that ensures your loved ones arent burdened with these expenses during an already difficult time. What Is End-of-Life Insurance? Coverage in minutes.

Life Insurance

Boyle Agency Insurance

MARCH 4, 2025

That’s where roadside assistance, an optional add-on to your auto insurance policy, comes into play. That’s where roadside assistance, an optional add-on to your auto insurance policy, comes into play. Lockout Assistance: If you’re locked out of your car, a locksmith can help.

Out-Of-Pocket

Simply Insurance

JUNE 20, 2025

How Much Is A $100,000 Life Insurance Policy? Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Life Insurance? And with some 40.1%

Insurance Quotes

Simply Insurance

JUNE 15, 2025

How Much Is A $100,000 Life Insurance Policy? Buy A Hybrid Long-Term Care Policy Unlike a regular long-term care policy, a hybrid long-term care/life insurance policy can cover you whether you need future long-term care or not. This option puts you in complete control of your funds in a way that no insurance policy can.

Insurance Quotes

Healthinsurance.org

JULY 10, 2025

The first wave of changes – effective August 25, 2025 4 changes effective for enrollment in 2026 health plans Changes effective for enrollment in 2027 health plans Why are some of the rule’s changes temporary? 2 The proposed rule drew more than 26,000 public comments. Other provisions are applicable for the 2026 plan year or the 2027 plan year.

Out-Of-Pocket

Healthinsurance.org

JULY 18, 2025

3 But although many of the One Big Beautiful Bill’s policy changes won’t take effect until 2027 or later, some of the law’s Medicaid and Marketplace changes will be implemented by the time open enrollment for 2026 coverage begins in November 2025. The One Big Beautiful Bill Act (OBBBA) – or H.R. What is the OBBBA? Starting immediately, H.R.1

Out-Of-Pocket

Healthinsurance.org

DECEMBER 3, 2024

Delayed enrollment might mean missing out on free money. Four out of five people shopping for coverage in the 31 states that use the federally-run marketplace (HealthCare.gov) will find that they can get coverage for $10/month or less. Reasons to enroll in an ACA health plan by December 15? Letting your plan auto-renew?

Out-Of-Pocket

Final Expense Brokerage

NOVEMBER 30, 2024

When discussing final expense insurance with clients, agents often encounter misconceptions that can prevent clients from seeing the value of these policies. With this policy, you’re securing a fund for your family, so they don’t have to worry about the financial side during a difficult time.”

Agents

Freeway Insurance

NOVEMBER 19, 2024

However, whether your policy includes mold issues isnt cut and dry. To keep your house in good shape, its important to understand when your policy can help you with mold and how to prevent spores from spreading in the first place. But does home insurance cover mold, or will you have to pay out of pocket? What Is Mold?

Damage

Smart Insurance Agents

OCTOBER 13, 2024

But “no waiting period” dental insurance policies let you use certain dental services right away, starting from the first day of your policy. Understanding dental insurance policies without waiting periods can help you make an informed decision when choosing the right plan for your dental needs.

Out-Of-Pocket

Healthinsurance.org

OCTOBER 16, 2024

State-funded health insurance subsidies change in several states In addition to the ACA’s federal premium subsidies and cost-sharing reductions, several states offer additional state-funded subsidies that further offset enrollees’ premiums, out-of-pocket costs, or both. 4 For 2025, the program is expanding.

Premium

Freeway Insurance

DECEMBER 24, 2024

Once you purchase your first house and set up a homeowners insurance policy , you may think that your insurance needs will be taken care of for as long as you own the house. However, reviewing your home insurance policy on a regular basis is essential if you want to fully protect your property.

Home Insurance

ProWriters

SEPTEMBER 23, 2024

EPL policies are important to have in place,” explains Heckman, “especially for smaller businesses. “EPL EPL policies are important to have in place,” explains Heckman, “especially for smaller businesses. Out-of-pocket costs in settlements are rising. In FY 2023 alone, the U.S. increase over FY 2022).

Out-Of-Pocket

Smart Insurance Agents

AUGUST 31, 2024

Both medical and dental insurance are often discussed in relation to coverage for wisdom teeth extraction, making it crucial to understand the specifics of your policy. To determine if your wisdom teeth removal is covered, you should review your insurance policy and consult with your insurance provider or dental professional.

Out-Of-Pocket

TGS

SEPTEMBER 6, 2023

When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. Let’s take a look at some of the most common ways that home renovations will impact your insurance policy. What Will a Standard Home Insurance Policy Cover During Renovations?

Insurance Policy

Smart Insurance Agents

SEPTEMBER 3, 2024

This dual coverage can provide a broader range of medical services and reduce out-of-pocket costs. Coordination of benefits between Medicaid and private insurance maximizes healthcare coverage and minimizes out-of-pocket expenses, with Medicaid typically serving as a secondary payer.

Out-Of-Pocket Expense

Freeway Insurance

DECEMBER 9, 2024

Figuring out independent contractor health insurance is one of the very first steps you should take when becoming an entrepreneur. Exploring Coverage Options Under the ACA If youre self-employed, you can search the state healthcare marketplace, Covered California , to browse all available options for standard policies.

Premium