Smart Insurance Agents

DECEMBER 9, 2024

Ensure that your preferred healthcare providers are within the plan’s network to maximize convenience and minimize out-of-pocket costs. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Eligible DACA recipients can receive financial help if they qualify.

Out-Of-Pocket

Healthinsurance.org

JANUARY 2, 2024

Each type of managed care limits, to varying degrees, the number of providers from which a patient can choose, whether the patient has to use a primary care physician, and whether out-of-network care is covered under the plan. And why do health plans have managed care designations? 5 (Medicare Advantage plans are managed care plans.

Out-Of-Pocket

Shield Insurance Agency

AUGUST 20, 2024

Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages. If the cost of repairs is just a little over your deductible amount, it may be more financially sound to pay for the repairs out of pocket.

Insurance Claim

Bankers Insurance

AUGUST 8, 2024

Specifically, they may lack sufficient coverage following property losses, forcing them to pay out-of-pocket expenses to fully rebuild. Depending on the severity of property losses and rebuilding operations, these out-of-pocket costs could lead to major financial setbacks or even bankruptcy. inflation).

Commercial Property

Bankers Insurance

MAY 16, 2024

The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. WHAT HAPPENED IN 2023? billion each.

Home Insurance

PSM Brokerage

DECEMBER 5, 2024

With decades of experience providing peace of mind to millions of policyholders, Allstate has created Medigap plans that offer comprehensive coverage, flexibility, and affordability. Allstate, a household name in the insurance industry, is now bringing its trusted reputation to Medicare Supplement (Medigap) plans. Ready to Take the Next Step?

Out-Of-Pocket

Protect Commercial Insurance

OCTOBER 4, 2024

Underwriting involves evaluating risks and determining suitable premiums for policyholders. Understanding Rising Interest Rates Image courtesy: Unsplash Interest rates are like the tide of the economic ocean—when they rise, they can have significant ripple effects across various sectors, including property insurance.

Property Insurance

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Opaque, ill-defined language empowers predatory “ billboard attorneys ” to define these terms themselves, contributing to pervasive policyholder distrust, said Jeff Sauls, Farmers Insurance head of legislative affairs. Though Triple-I previously favored “social inflation,” consumer testing was done that suggested a better name was needed.

Out-Of-Pocket

TGS

OCTOBER 30, 2024

Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. Don’t Miss Out on Discounts—They Add Up Insurance companies love to reward good behavior, and that’s where discounts come in. The same thing happens with insurance. Not every policy covers every peril.

Insurance Quotes

American Agents Alliance

OCTOBER 24, 2024

However, the plaintiffs in this case—potentially representing more than 400,000 policyholders across the state—claim that the FAIR Plan has been issuing policies that limit coverage for smoke damage in a way that unlawfully restricts the protection homeowners should receive under California’s standard fire insurance policy.

Damage

Healthinsurance.org

MAY 20, 2024

In this article HealthCare.gov policyholders at risk Scammers circumvent consumers protections The damage to affected Marketplace buyers Factors that led to the alleged fraudulent activity Buyers with lower incomes targeted Is this happening in states that run their own Marketplaces? What should consumers do? How was that possible?

Broker-Agent

Property Insurance Centre

SEPTEMBER 25, 2024

This way you can avoid situations where you end up finding out what you are not being covered for. Insure your building at the amount that it will cost to rebuild it and not at the current market value when securing block of flats insurance. – Not considering inflation. – Ignoring exclusions. – Declaring inaccurately.

Building

Freeway Insurance

JANUARY 4, 2024

A low deductible health plan means the policyholder will pay less upfront and out of pocket for certain healthcare items, such as surgery. You’re shopping for health insurance with the goal of getting the best coverage you can afford. The most you’re worried about is a minor illness or accident. Read on to learn more.

Deductible

Distinguished

JUNE 2, 2025

Without specialized landlord insurance, owners may be left to cover expensive repairs or replacements entirely out of pocket. A tenant who slips on an unshoveled walkway. For Ohio landlords, these arent one-off anomalies theyre routine claims that happen across Cleveland, Columbus, and Cincinnati every year. In fact, 9.3%

Liability