Final Expense Brokerage

NOVEMBER 30, 2024

Starting earlier can give you peace of mind and lower premiums, so you’re covered regardless of what life brings.” Nov 30, 2024 11:23:52 AM Contact Us Share: Enhance client discussions by addressing the most common final expense misconceptions. They may think that because they’re in good health, they don’t need this type of insurance.

Agents

Protect Commercial Insurance

OCTOBER 4, 2024

How Interest Rates Influence Insurance Costs Insurance premiums are sometimes indirectly influenced by interest rates. Here’s how: insurers rely on investment income to keep premiums competitive. When interest rates rise, the returns on these investments can increase, potentially affecting premium rates.

Property Insurance

Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. Even though the coverage is similar, like Plan G from one company being the same as Plan G from another, the premiums can be different.

Out-Of-Pocket

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

With her reference to “investors,” Rangaswami took aim at a little-known, rapidly growing practice called third-party litigation funding (TPLF), in which investors with no stake beyond potential profit step in to fund lawsuits against corporate entities perceived as having deep pockets. Clear communication is key, the participants agreed.

Out-Of-Pocket

TGS

OCTOBER 3, 2023

Quotes that are ready quickly are usually based on a small subset of information, then the initial baseline quote is refined during the underwriting process. A lot of factors go into calculating your home insurance premium. Total Premium 11. It can take up to a few days to get your quote, depending on the carrier or agency.

Insurance Quotes

TGS

SEPTEMBER 11, 2023

The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of insurance providers. The South Carolina Wind and Hail Underwriting Association has an eligibility checker. In South Carolina, if you have a loan out on your home, you must have either wind and hail coverage or names storm coverage.

Insurer

Word & Brown

NOVEMBER 7, 2024

If carrier A has a plan that includes a similar network, but the premiums are lower, it’s okay to sell based on cost. Tell them how you have helped others save on their employee benefits or reduce workers’ out-of-pocket costs. Ask questions, so you can find out what’s most important to the employer or benefits manager.

Out-Of-Pocket

Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. This article will explain how brokers operate, the benefits of using one, and how to find the right broker for you. This independence allows brokers to provide unbiased advice tailored to the specific needs and budgets of their clients.

Insurance Broker

Jackson & Jackson

MAY 22, 2024

In the event of a loss, property owners with insufficient insurance may face significant out-of-pocket expenses or, in some cases, the loss of the property altogether. Multi-unit commercial properties in California offer investors the potential for significant returns. However, with great opportunities come great risks.

Property Insurance

Healthinsurance.org

JUNE 5, 2024

A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. the federal-level consumer protections for STLDI enrollees are limited. STLDI plans sold on or after Sept.

Policy

Word & Brown

JANUARY 23, 2025

The premium tax credits available to individuals and families through the ACA help make insurance more affordable for millions of Americans. Small businesses and their employees are no longer subject to medical underwriting for health insurance. That represented about 15-17% of the nations population. had risen to 48.2 of Americans.

Out-Of-Pocket

Distinguished

JUNE 2, 2025

Without specialized landlord insurance, owners may be left to cover expensive repairs or replacements entirely out of pocket. A tenant who slips on an unshoveled walkway. For Ohio landlords, these arent one-off anomalies theyre routine claims that happen across Cleveland, Columbus, and Cincinnati every year. In fact, 9.3%

Liability

Distinguished

MARCH 25, 2025

This deal shows that these ducks arent just hunting tools anymore theyre priceless examples of American folk art, commanding prices that rival luxury cars. For insurance professionals, it can be challenging to understand why these seemingly simple objects can command such high valuations. However, not all antique duck decoys are worth six figures.

Deductible