Protect Commercial Insurance

APRIL 4, 2025

Definition and Purpose At its core, Rent Guarantee Insurance is designed to protect landlords against the unfortunate event of tenants failing to pay their rent. – Tenant Eviction : Evictions can be a costly and drawn-out process. – Tenant Eviction : Evictions can be a costly and drawn-out process.

Out-Of-Pocket

Distinguished

JUNE 2, 2025

Our specialized landlord insurance programs are designed to protect Ohio property owners against the specific risks they face — and help brokers deliver tailored, reliable coverage to their clients. Standard homeowners insurance simply doesn’t provide adequate protection for rental properties in Ohio. In fact, 9.3%

Liability

TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. TGS Insurance Blog Driving without insurance in Florida might seem like a way to save a few bucks, but the consequences can be far more costly than youd expect.

Auto Insurance

PSM Brokerage

FEBRUARY 11, 2025

Expand Your Portfolio: Why Every Insurance Agent Should Offer Travel Medical Insurance Help Your Clients Travel with Confidence As an insurance professional, you work hard to ensure your clients are protected from the unexpected but what happens when they leave the country? Who Needs Travel Medical Insurance?

Out-Of-Pocket

Agency Height

JULY 18, 2025

Think you're fully protected? Discover 10 common exclusions in car insurance that could leave you with thousands in out-of-pocket costs.

Out-Of-Pocket

PSM Brokerage

JANUARY 23, 2025

Medicare supplements (or Medigap plans) offer: Predictable Costs: Clients appreciate the ability to budget for out-of-pocket healthcare expenses. Cancer and Critical Illness Plans: These policies provide extra protection for unexpected health crises, which can be particularly attractive to seniors. Thats a 77.5%

Out-Of-Pocket

AMAXX

JULY 30, 2025

Imagine this: One injured employee stays out of work for 35 extra days. At an average indemnity cost of $250/day, plus $3,000 for replacement labor, the total out-of-pocket cost is $11,750. Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. Seems manageable, right?

Workers Comp

PSM Brokerage

JULY 11, 2025

That’s where Allstate Health Solutions' new Cancer Plan can make a real difference—and give you another powerful tool in your portfolio to support and protect your clients. Why This Cancer Plan Stands Out This isn't just another supplemental plan. It’s about giving your clients options when life throws the unexpected their way.

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Shield Insurance Agency

MAY 12, 2025

As the weather warms up and spring is in full swing, many of us are eager to get our recreational vehicles out and enjoy the season. Even if you have an older vehicle like a dirt bike, while it might not need comprehensive coverage, liability protection is still important.

Out-Of-Pocket Expense

Simply Insurance

JUNE 3, 2025

Well, here’s the thing: Figuring out how your homeowners insurance deductible works isn’t complicated and it almost works like any other deductible. They both work the same way in that you have to pay them before the insurance company pays out the remainder of a claim. What Is A Home Insurance Deductible?

Deductible

PSM Brokerage

JUNE 30, 2025

What’s Covered in the June Podcast: 🎙 How to Sell Hospital Indemnity Plans Learn strategies for positioning hospital indemnity as a financial safety net—especially for clients worried about out-of-pocket costs. If you haven’t tuned into Mutual of Omaha’s latest updates, now’s the time.

Out-Of-Pocket

Protect Commercial Insurance

MARCH 28, 2025

These insurance types are designed to protect your property and your income, providing peace of mind and allowing you to focus on maximising your rental investment. These insurance types are designed to protect your property and your income, providing peace of mind and allowing you to focus on maximising your rental investment.

Insurance

Distinguished

APRIL 21, 2025

Distinguisheds coverage options, cost factors, and tailored solutions are designed to protect Chicagos property owners. Without specialized landlord insurance, property owners may find themselves covering substantial repair costs, legal settlements, and lost income out of pocket. In Chicago alone, more than 2.7

Broker

PSM Brokerage

JANUARY 22, 2025

Why Compliance Matters Compliance with Marketplace advertising rules ensures: Consumer Protection: Accurate and transparent information helps clients make informed decisions. Respect Privacy Rules Protect client information by adhering to Marketplace privacy and security standards. Do: Clearly state eligibility requirements for SEPs.

Agents

Healthinsurance.org

MARCH 13, 2025

CMS projects that the proposed rule changes will result in between 750,000 and 2 million fewer Marketplace enrollees in 2026, compared to enrollment projections under existing Marketplace rules. Lets take a look at some of the rule changes that could affect consumers costs and access to Marketplace coverage. 1 through Dec. in all states.

Premium

PSM Brokerage

JUNE 12, 2025

Out-of-pocket costs are capped , offering greater financial protection for beneficiaries. Here are the highlights: 🔹 Medicare Drug Price Negotiation For the first time , Medicare will apply negotiated prices to certain high-cost, single-source drugs without generic or biosimilar competition.

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Simply Insurance

JUNE 18, 2025

Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 18, 2025 Updated : June 20, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example Burial insurance, often referred to as final expense insurance, is a type of life insurance designed to cover the costs associated with a persons funeral and burial. What Is End-of-Life Insurance?

Life Insurance

Redbird Agents

JUNE 17, 2025

However, after speaking with him, I quickly realized the roles were reversed and I needed to learn more about his growth strategy, and how it was so consistent paired with what some people would say were unrealistically low customer acquisition costs. Built more than $500,000 of residual income to support his clients. T65 is all I do now.

Agents

Simply Insurance

JUNE 20, 2025

A reliable choice for pet owners who value comprehensive protection and minimal hassle. Get affordable rates, coverage options, and expert tips to save—get free quotes now! And with some 40.1% of California residents being pet parents , finding the best pet insurance in California has never been easier.

Insurance Quotes

Simply Insurance

JUNE 15, 2025

Using savings for long-term care also comes with the inherent risk of running out of funds. Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 15, 2025 Updated : June 17, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example Getting older is inevitable; however, lacking the financial means for long-term care isnt. Lets have a look.

Insurance Quotes

Healthinsurance.org

JULY 10, 2025

The Trump administration proposed the Marketplace Integrity and Affordability rule in early 2025 , citing the need for new standards to ensure the integrity of the Marketplaces – including safeguards to protect consumers from improper enrollments. 2 The proposed rule drew more than 26,000 public comments. 6 Permanent? 6 Permanent?

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PSM Brokerage

SEPTEMBER 18, 2024

These adjustments include a significant decrease in annual out-of-pocket expenses for prescription drugs (from $8,000 to $2,000) and introducing an option for beneficiaries to manage their Part D out-of-pocket costs through capped monthly payments on a new Medicare Prescription Payment Plan.

Out-Of-Pocket

Final Expense Brokerage

NOVEMBER 30, 2024

It’s not about your health—it’s about protecting your family from unexpected costs. Nov 30, 2024 11:23:52 AM Contact Us Share: Enhance client discussions by addressing the most common final expense misconceptions. They may think that because they’re in good health, they don’t need this type of insurance.

Agents

Shield Insurance Agency

AUGUST 20, 2024

If the cost of repairs is just a little over your deductible amount, it may be more financially sound to pay for the repairs out of pocket. Sometimes, it may be better to pay for the repairs or replacements out of pocket rather than file a claim. Additionally, small claims often require you to pay a deductible.

Insurance Claim

PSM Brokerage

AUGUST 7, 2024

The Inflation Reduction Act (IRA), also known as the prescription drug law, introduces several significant improvements to the Part D drug benefit, projected to save Medicare beneficiaries an average of 30% in annual out-of-pocket prescription drug costs by 2025. Source: [link] View all CMS Inflation Protection Act Press Releases here.

Premium

Smart Insurance Agents

DECEMBER 9, 2024

Ensure that your preferred healthcare providers are within the plan’s network to maximize convenience and minimize out-of-pocket costs. Cost: Evaluate the premiums, deductibles, copayments, and out-of-pocket maximums associated with each plan. Eligible DACA recipients can receive financial help if they qualify.

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ProWriters

SEPTEMBER 23, 2024

EPL Insurance is specifically designed to protect businesses against such employee-related claims as wrongful termination, discrimination, sexual harassment, and other employment-related issues. Without proper protection, businesses can find themselves facing exorbitant legal and defense costs, reputational damage, and even financial ruin.

Out-Of-Pocket

P&L Financial Services

OCTOBER 10, 2024

Whether it’s rising insurance premiums, higher prescription drug costs, or increased out-of-pocket expenses, retirees should anticipate adjustments. Being proactive can help offset some of these increases and protect your finances from being drained by unexpected medical bills.

Out-Of-Pocket

P&L Financial Services

OCTOBER 3, 2024

Medicare Supplement (Medigap): Helps cover out-of-pocket costs that Original Medicare doesn’t. Premiums, deductibles, and out-of-pocket expenses vary depending on the plan. Maximum out-of-pocket limits: Medicare Advantage plans often have a cap on out-of-pocket expenses, which can help protect against high medical costs.

Out-Of-Pocket Expense

PSM Brokerage

AUGUST 7, 2024

and five senators introduced a bill to apply criminal penalties to rogue insurance brokers who are changing Americans’ Affordable Care Act (ACA) marketplace plans without their knowledge or consent, and take other steps to strengthen consumer health insurance protections. . – Senate Finance Committee Chair Ron Wyden, D-Ore.,

Out-Of-Pocket

Smart Insurance Agents

SEPTEMBER 3, 2024

This dual coverage can provide a broader range of medical services and reduce out-of-pocket costs. Coordination of benefits between Medicaid and private insurance maximizes healthcare coverage and minimizes out-of-pocket expenses, with Medicaid typically serving as a secondary payer.

Out-Of-Pocket Expense

Freeway Insurance

DECEMBER 9, 2024

Figuring out independent contractor health insurance is one of the very first steps you should take when becoming an entrepreneur. Youll get a chance to view the benefits and stipulations of each plan, including deductibles, out-of-pocket limits, and monthly premiums. But is it affordable?

Premium

Boyle Agency Insurance

DECEMBER 3, 2024

Deductibles The deductible is the amount you must pay out of pocket before your insurance coverage kicks in after an accident. With our expertise, you can rest assured that we will seek out the most competitive rates while ensuring you receive the coverage you need to protect yourself and your loved ones on the road.

Premium

Protect Commercial Insurance

NOVEMBER 1, 2024

Introduction When it comes to protecting your property, the type of insurance you choose can make a big difference. Let’s dive in and find out what each offers! Let’s delve into what landlord insurance offers and why it might be the right choice for you as a property owner renting out one or more homes.

Home Insurance

Paragon Independent Insurance Agencies

JULY 31, 2024

Lenders want to ensure their interest in the property is protected if an unfortunate disaster damages it. A home insurance deductible is the money you must pay out of pocket when filing a claim before your insurance kicks in. You will be responsible for paying a deductible out of pocket every time you file a homeowner claim.

Deductible

Healthinsurance.org

JANUARY 2, 2024

Each type of managed care limits, to varying degrees, the number of providers from which a patient can choose, whether the patient has to use a primary care physician, and whether out-of-network care is covered under the plan. And why do health plans have managed care designations? 5 (Medicare Advantage plans are managed care plans.

Out-Of-Pocket

Smart Insurance Agents

AUGUST 23, 2024

By overhauling the payment model, instituting inflation protections, and fortifying MTM services, Medicare’s 2025 Prescription Plan is laying the groundwork for a more effective, enduring, and patient-focused Part D program.

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