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What Are the Risks of Liability Only Auto Insurance?

TGS

So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? Thats the max itll pay out, no matter how bad things get. With liability-only auto insurance, youre out of luck. The Risks Youre Rolling the Dice On Alright, lets lay it out plain and simple.

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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

That means if a hurricane, storm surge, or even a heavy rainfall causes water to enter your home, you could be left paying out of pocket. Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. Don’t wait until the first named storm of the season to find out.

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Common Commercial Insurance Mistakes (and How to Avoid Them)

Mark Jackson Insurance Agency

If you suffer a loss and your coverage doesn’t reflect your property’s true value, you may be left paying out of pocket. Failing to Update Policies After Business Changes Growing your team, expanding your services, or purchasing new equipment all affect your risk profile.

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Why Reporting Small Claims Pays Off in ERA States

AMAXX

ERA rules apply in about 35 states and were designed to encourage employers to report medical-only claims rather than quietly paying them out-of-pocket. In Scenario 2, you save your mod, but you pay the entire cost yourself—and you lose out on the potential to let your insurance policy work as intended.

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9 mental health insurance questions consumers should ask

Healthinsurance.org

How can I find out if my health plan covers mental health treatment? Total out-of-pocket costs and how those costs are distributed vary greatly from one plan to another. And as is the case for any type of care, total out-of-pocket exposure varies by plan. Does most health insurance cover therapy and medication?

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Understanding Retail Shop & Salon Insurance: A Comprehensive Guide for UK Business Owners

Protect Commercial Insurance

Owning a retail shop or salon can be a thrilling venture, but it also comes with its fair share of risks. The Importance of Retail Shop & Salon Insurance Image courtesy: Pexels Running a retail shop or salon involves a certain level of risk, just like any other business. Introduction Hello, savvy UK business owners!

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4 Proven Ways to Educate Clients and Build Customer Loyalty

Word & Brown

Out-of-pocket maximum: This is the most the insured will have to pay for covered services in a plan year. In-network vs. out-of-network: Health care providers can be in network or out of network. Out-of-network providers may charge higher rates or may not offer services at all except in case of emergency.