Simply Insurance

JUNE 18, 2025

The process is typically straightforward, with minimal underwriting requirements, making it accessible to a wide range of individuals, including those with health issues. Factors such as age, health conditions, and the insurance companys specific underwriting criteria can influence eligibility. What Is End-of-Life Insurance?

Life Insurance

Simply Insurance

JUNE 20, 2025

Get affordable rates, coverage options, and expert tips to save—get free quotes now! And with some 40.1% of California residents being pet parents , finding the best pet insurance in California has never been easier. Well cover the average cost of pet insurance in California , and show you how to get free pet insurance quotes online.

Insurance Quotes

Simply Insurance

JUNE 15, 2025

Using savings for long-term care also comes with the inherent risk of running out of funds. Share 0 Share 0 By Licensed Agent: Sa El P ublished : June 15, 2025 Updated : June 17, 2025 IN THIS ARTICLE Heading 2 Example Heading 2 Example Getting older is inevitable; however, lacking the financial means for long-term care isnt. Lets have a look.

Insurance Quotes

Final Expense Brokerage

NOVEMBER 30, 2024

Nov 30, 2024 11:23:52 AM Contact Us Share: Enhance client discussions by addressing the most common final expense misconceptions. When discussing final expense insurance with clients, agents often encounter misconceptions that can prevent clients from seeing the value of these policies.

Agents

Word & Brown

SEPTEMBER 13, 2024

That includes understanding what plans offer the lowest and highest out-of-pocket costs, including deductible, copays, and coinsurance. Staying in network will be important to minimizing your clients’ out-of-pocket costs. Below are a few ideas. Claims processes vary by plan type and carrier or administrator.

Broker

Protect Commercial Insurance

OCTOBER 4, 2024

Changes in Underwriting Processes Interest rates can also shape the underwriting processes used by insurance companies. Underwriting involves evaluating risks and determining suitable premiums for policyholders. To understand this, let’s dig into what causes interest rates to increase and how they have behaved over time.

Property Insurance

Smart Insurance Agents

AUGUST 19, 2024

It’s important to compare Medicare Supplement plans to understand coverage, out-of-pocket costs, and how individual plans vary by insurance company and state regulations. These plans provide different areas of coverage and out-of-pocket costs. Introduction Navigating Medicare can be confusing.

Out-Of-Pocket

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

With her reference to “investors,” Rangaswami took aim at a little-known, rapidly growing practice called third-party litigation funding (TPLF), in which investors with no stake beyond potential profit step in to fund lawsuits against corporate entities perceived as having deep pockets. Clear communication is key, the participants agreed.

Out-Of-Pocket

TGS

SEPTEMBER 11, 2023

The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of insurance providers. The South Carolina Wind and Hail Underwriting Association has an eligibility checker. In South Carolina, if you have a loan out on your home, you must have either wind and hail coverage or names storm coverage.

Insurer

TGS

OCTOBER 3, 2023

Quotes that are ready quickly are usually based on a small subset of information, then the initial baseline quote is refined during the underwriting process. If you suffer from losses or damages beyond those limits, you will be responsible for paying the rest out of pocket. What Makes Your Homeowners Insurance Quote High?

Insurance Quotes

Word & Brown

NOVEMBER 7, 2024

Tell them how you have helped others save on their employee benefits or reduce workers’ out-of-pocket costs. Ask questions, so you can find out what’s most important to the employer or benefits manager. An EPO offers many of the advantages of HMO, but often it offers more flexibility when it comes to self-referrals.

Out-Of-Pocket

Smart Insurance Agents

OCTOBER 16, 2024

Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. This article will explain how brokers operate, the benefits of using one, and how to find the right broker for you. This independence allows brokers to provide unbiased advice tailored to the specific needs and budgets of their clients.

Insurance Broker

Healthinsurance.org

JUNE 5, 2024

A finalized federal rule announced by the Departments of Treasury, Health and Human Services, and Labor on March 28, will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. the federal-level consumer protections for STLDI enrollees are limited. STLDI plans sold on or after Sept.

Policy

Jackson & Jackson

MAY 22, 2024

In the event of a loss, property owners with insufficient insurance may face significant out-of-pocket expenses or, in some cases, the loss of the property altogether. Multi-unit commercial properties in California offer investors the potential for significant returns. However, with great opportunities come great risks.

Property Insurance

Word & Brown

JANUARY 23, 2025

Small businesses and their employees are no longer subject to medical underwriting for health insurance. That represented about 15-17% of the nations population. While that sounds like a substantial number, it actually was down from 43.9 million uninsured Americans in 1998. had risen to 48.2 million, about 18.2% of Americans.

Out-Of-Pocket

Distinguished

MARCH 25, 2025

This deal shows that these ducks arent just hunting tools anymore theyre priceless examples of American folk art, commanding prices that rival luxury cars. For insurance professionals, it can be challenging to understand why these seemingly simple objects can command such high valuations. However, not all antique duck decoys are worth six figures.

Deductible

Distinguished

JUNE 2, 2025

Without specialized landlord insurance, owners may be left to cover expensive repairs or replacements entirely out of pocket. A tenant who slips on an unshoveled walkway. For Ohio landlords, these arent one-off anomalies theyre routine claims that happen across Cleveland, Columbus, and Cincinnati every year. In fact, 9.3%

Liability