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The Rise of Risk Resiliency and Climate Tech

Majesco

While humankind is not being challenged by machines, we are challenged with the changing risk, in particular climate risk. NAMIC, Moodys, The Institutes, insurers, reinsurers and other industry leaders are all talking about a new era of risk and the need to predict and prevent risk, creating risk resiliency.

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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

Even homes outside of high-risk flood zones can benefit—25% of flood claims come from low-to-moderate-risk areas. High-Value Items: Jewelry, Art, and Collectibles Standard home insurance limits coverage for high-value personal property—like jewelry, art, or collectibles. No fine print surprises.

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Business Owner’s Policy for Restaurants

Distinguished

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory.

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The California Wildfires - What Impact Will They Have On Florida Insurance?

Wren Insurance Agency

The good news is that, according to Mark Frielander with the Insurance Information Institute (video interview link here: Could California wildfires impact Florida home insurance rates? ), carriers assume their own risks in each state and have different subsidiaries as a result.

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Best Homeowners Insurance In Maryland To Cover Your Home

Simply Insurance

Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Personal Property Coverage Personal property coverage can cover you if personal items in your home are damaged, stolen, or destroyed, like furniture and clothes.

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

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Q: What are the ineligible risk characteristics? Q: Will you consider a risk where food is cooked at one location and sold at another? A: Yes, subject to individual risk underwriting. Risks that require building coverage should be submitted to our Restaurant Package program. A: Possibly. are asphalt roofs a concern)?

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Does Home Insurance Cover Vacation Rentals? Here’s What You Need to Know

TGS

In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. Before you hand over the keys to your weekend guests, here’s what you need to know about the risks, the gaps, and the insurance solutions that protect vacation rental hosts.