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Court Differentiates Vandalism from Theft in First Party Insurance Policy

The Property Insurance Law Observer

The Court considered whether the Plaintiffs’ loss was caused by theft or vandalism, as neither term was defined in the policy. In Cheung, the Plaintiffs, who resided in California, purchased property in scenic Mount Vernon, Washington, in July 2021, and insured the property through a policy of insurance issued by Allstate.

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Home Insurance Coverage Gaps You Might Not Know Exist—Until It’s Too Late

TGS

High-Value Items: Jewelry, Art, and Collectibles Standard home insurance limits coverage for high-value personal property—like jewelry, art, or collectibles. How to fix it : Add scheduled personal property coverage, which allows you to insure specific high-value items for their full appraised value. Most likely.

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Business Owner’s Policy for Restaurants

Distinguished

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

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Best Landlord Insurance In Maryland For Your Rental Property!

Simply Insurance

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? Renters Personal Property: If the landlord fails to maintain the rental property and causes damage to the tenants possessions, and as a result, landlord insurance will not cover it.

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Best Landlord Insurance In Delaware For Your Rental Property!

Simply Insurance

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Delaware Rental Properties? We recommend requiring all of your renters to obtain renters insurance to safeguard their belongings.

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Best Landlord Insurance In Louisiana For Your Rental Property!

Simply Insurance

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury GET A LANDLORD INSURANCE QUOTE Does Homeowners Insurance Cover Rental Properties? We recommend requiring all of your renters to obtain renters insurance to safeguard their belongings.

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How Home Renovations Can Affect Your Homeowners Insurance Policy

TGS

Whether it’s a big project involving reconstruction of part of your home, or a small project that will increase the value of your home or personal property, your renovation will affect your homeowners insurance. For example, standard home insurance will not cover theft or vandalism during construction.