Agency Height

JULY 31, 2025

Insureds Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down Get quotes from verified agents easily. Agency Height July 31, 2025 For Insureds Key Takeaways Insurance premiums are based on shared risk, not just your individual home. How much might your premium rise?

Premium

American Agents Alliance

APRIL 3, 2025

While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders. Read more to understand this relationship and how agents can help policyholders manage this uncertainty. Here are some ways agents can help: Educate policyholders about costs and rising premiums.

Agents

American Agents Alliance

MAY 26, 2025

Agents can differentiate themselves and add value to their services by helping policyholders proactively manage risk, not just insure it. Risk management solutions can help lower a policyholders total cost of risk and increase retention. When risks are managed well, policyholders can save money on premiums.

Agents

Top Insurance Blogs

JULY 31, 2025

Many policyholders are surprised to learn that where you live in New Zealand can significantly impact your car insurance premiums. That’s a fact. The New Zealand city where you live can influence how much you will insure your car.

Policyholder

Distinguished

MARCH 20, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Broker

PSM Brokerage

FEBRUARY 27, 2025

The Birthday Rule is gaining traction across the country, allowing Medicare Supplement policyholders to switch plans without medical underwriting around their birthday each year. Reduced underwriting can lead to higher premiums , increased policy lapses, and fewer carriers remaining in the market. in 2024 vs. 13.0%

Underwriting

Triple-I: Homeowners Insurance

JUNE 19, 2025

Such data calls, Temple said, help regulators, legislators, and policyholders focus on improving the cost drivers of insurance rates. Getting to the roots of high premiums After a recent data call in his home state, Temple told the JIF audience, “For the first time in Louisiana, we’re not talking about only premiums.

Insurance

Simply Insurance

JUNE 28, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Tort reform is discussed as a legislative solution to the challenge of legal system abuse excessive policyholder or plaintiff attorney practices that increase costs and time to settle insurance claims. At least 38 of those events happened in the last five years, with 14 in 2023.

Commercial General Liability

Distinguished

MARCH 6, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building

Zywave

JUNE 10, 2025

These innovations empower our customers to achieve higher performance, close deals faster, and enhance their overall effectiveness in serving clients and policyholders.” Key Industry Integrations: Expands available integrations that automate data processing, reducing redundant data entry and streamlining workflows.

Commercial Automobile

Triple-I: Homeowners Insurance

MAY 13, 2025

Insurers underwrite and price coverage based on the risks theyre assuming, and rising premiums in these states have pushed more homeowners into residual market mechanisms, such as state-backed insurance pools or agencies. This isnt a tenable situation for the state or its policyholders.

Risk

Distinguished

MARCH 19, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building

Zywave

MARCH 3, 2025

.” If you don’t have the opportunity to check out the full webinar, read on for key insights from the discussion and actionable advice for insurers, brokers, and policyholders. And when you take into consideration that Direct Premiums Written (DPW) increased by 2.0%

Casualty Insurance

Simply Insurance

JUNE 23, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JUNE 15, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Triple-I: Homeowners Insurance

JANUARY 20, 2025

Role of telematics Usage-based insurance, for instance, allows insurers to tailor auto rates based on the policyholders driving behavior, tracked by telematics. Updated legal regulations are equally important to ending legal system abuse as reasserting the key values of insurers to protect and care for policyholders.

Insurance

Simply Insurance

JUNE 12, 2025

Heres a quick look at how different benefit periods can affect your monthly premiums. Benefit Period Monthly Premium Notes 1 Year $50 Short-term coverage 5 Years $75 Medium-term coverage Until Retirement $120 Long-term coverage How Much Does a 2 Years Disability Insurance Policy Cost? Heres what you might expect to pay.

Insurance Quotes

Simply Insurance

JUNE 17, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JULY 17, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JULY 18, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JULY 18, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Agency Height

JULY 25, 2025

Wondering if life insurance premiums are tax deductible? Learn the truth about deductibility rules, exceptions for businesses, and how to

Deductible

Simply Insurance

JUNE 17, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Distinguished

JUNE 2, 2025

Premiums vary based on the property’s: Location: Urban areas like Cleveland, Columbus, and Cincinnati may have different pricing. Coverage limits: More protection means a higher premium. These core protections help ensure Ohio landlords can recover quickly from unexpected events while keeping their investments secure.

Liability

PSM Brokerage

JANUARY 23, 2025

Flexibility: Medicare supplements allow policyholders to see any doctor or specialist who accepts Medicare, without network restrictions. Stability: Once enrolled, clients can keep their plans as long as they continue to pay premiums.

Out-Of-Pocket

Simply Insurance

JUNE 28, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JUNE 28, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JUNE 16, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JUNE 24, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JUNE 25, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Simply Insurance

JUNE 23, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Distinguished

MARCH 21, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Both resolved and unresolved violations can affect the terms, premiums, and overall coverage of these policies. Insurers view these violations as signs of deferred maintenance and increased risk.

Building

Simply Insurance

JUNE 24, 2025

However, this is a general estimate, and your actual premium may be higher or lower based on factors such as your deductible choice and any additional coverage options you select. Your deductible choice can significantly impact your monthly premium. This is because the insurance company assumes more risk with a lower deductible.

Insurance Quotes

Simply Insurance

JUNE 23, 2025

They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. How Will This New Rating System Affect NFIP flood insurance premiums? Premiums will only increase until the full-risk rate is reached.

Home Insurance

Distinguished

MARCH 17, 2025

Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations.

Broker

Zywave

MAY 19, 2025

In this intensifying risk trajectory, outperformance wont come from raising premiums, acquisitions, or continuing with business as usual. How can we deliver a compelling policyholder experience and become an insurer of choice? Litigation is on the rise due to new challenges from technology and uncertainty about liability.

Broker-Agent