Property Insurance Coverage Law

APRIL 10, 2025

They handed Citizens Property Insurance Corporation our state-run insurer of last resort the ability to force policyholders into administrative arbitration at the Division of Administrative Hearings (DOAH) instead of letting disputes be decided by a jury of … The post Floridas DOAH Arbitration Disaster: How the Legislature Gave Citizens a License (..)

Policyholder

Insurance Journal

JUNE 24, 2025

claiming the supplemental insurance giant knew the risks of a cyberattack and failed to protect policyholders’ private information. An Alabama law firm wasted little time in filing a proposed class-action lawsuit against Aflac Inc., “Defendant disregarded the rights of Plaintiff …

Policyholder

Property Insurance Coverage Law

APRIL 10, 2025

They handed Citizens Property Insurance Corporation our state-run insurer of last resort the ability to force policyholders into administrative arbitration at the Division of Administrative Hearings (DOAH) instead of letting disputes be decided by a jury of … The post Floridas DOAH Arbitration Disaster: How the Legislature Gave Citizens a License (..)

Policyholder

Property Insurance Coverage Law

MAY 16, 2025

It was a five-alarm warning siren for policyholders and insurers across the country. This weeks Senate hearing on the insurance industrys claims practices following natural disasters wasnt just a made-for-TV moment.

Claim

Property Insurance Coverage Law

JUNE 13, 2025

In 2025, the Texas Legislature passed Senate Bill 458 (SB 458), 1 a significant reform aimed at protecting policyholders in disputes over insurance claims. … The post Texas SB 458: What Homeowners and Drivers Need to Know About the New Appraisal Law appeared first on Property Insurance Coverage Law Blog.

Policyholder

Property Insurance Coverage Law

MARCH 5, 2025

A new investigation into Floridas property insurance industry is set to begin, raising significant questions about insurer profitability, financial transparency, and the true reasons behind skyrocketing premiums for policyholders.

Property Insurance

Central Insurance

MAY 25, 2025

Theyre trusted advisors who collaborate with agents and policyholders to design thoughtful, customized protection. At Central, our underwriters are more than evaluators of risk. Learn how our expert team delivers the Central Difference through personalized service, deep industry knowledge, and a commitment to peace of mind.

Underwriter

Property Insurance Coverage Law

JUNE 29, 2025

State Farm Fire and Casualty Company 1 shows how the fine print in an insurance policy can entirely undermine the protection that policyholders believe they have purchased. The recent federal court ruling in Lawrence v.

Insurance Companies

American Agents Alliance

JANUARY 30, 2025

Last week, he issued a Bulletin to all California insurance companies requiring that insurance companies issue advance payments to policyholders who suffered a total loss in the Southern California wildfire emergency. Commissioner Lara has taken a series of actions to speed the recovery process for consumers.

Protection

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

Claim

Property Insurance Coverage Law

JUNE 12, 2025

In a move aimed at policyholder protection amid California’s wildfires, Insurance Commissioner Ricardo Lara has initiated a formal Market Conduct Examination into State Farm General Insurance Company.

Claim

Cowbell

FEBRUARY 6, 2025

As cyber threats become more advanceddriven by AI innovations and intensified by geopolitical tensionsorganizations of all sizes must rethink how they protect themselves. This blog post aims to provide everyoneCowbell employees, broker partners, and policyholders alikewith a comprehensive overview of what CRS entails and why it matters.

Policyholder

American Agents Alliance

JUNE 12, 2025

Policyholders often do not fully understand their policy or notice potential coverage gaps, yet they may expect to have coverage if they suffer a loss. Insurance coverage has become more complex in many ways, leaving policyholders without the right policies at times.

Claim

Final Expense Brokerage

JULY 29, 2025

Yet one of the most powerful and cost-effective strategies continues to be overlooked: referrals from current policyholders. Who else do you know that could benefit from the same protection?”

Life Insurance

Property Insurance Coverage Law

JUNE 29, 2025

State Farm Fire and Casualty Company 1 shows how the fine print in an insurance policy can entirely undermine the protection that policyholders believe they have purchased. The recent federal court ruling in Lawrence v.

Insurance Companies

Property Insurance Coverage Law

JULY 24, 2025

And for far too many policyholders, that’s when the games begin. When a hurricane hits, the damage is visible: torn roofs, flooded rooms, entire neighborhoods in shambles. But what’s harder to see, and often more devastating, is what happens after the storm. That’s when the claims process begins.

Claim

Top Insurance Blogs

APRIL 14, 2025

California has more insurance policyholder protection legislation than any other state in the country. If you are living in or intend to move to California, you might want to know all the California home insurance consumer rights. These laws specify what insurers must, can, and cannot do.

Home Insurance

American Agents Alliance

APRIL 3, 2025

While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders. Read more to understand this relationship and how agents can help policyholders manage this uncertainty. Here are some ways agents can help: Educate policyholders about costs and rising premiums.

Agents

Cowbell

MARCH 31, 2025

Originally launched to raise awareness about personal data protection, World Backup Day has taken on broader relevance today as cyber threats become more sophisticated. Backups should happen regularly, automatically, and should be stored in more than one placeideally with one version protected from cyberattacks or system failures.

Cyber

Distinguished

MARCH 6, 2025

This proactive approach helps prevent coverage denials, reduces the likelihood of expensive claims, and ultimately ensures that insurance terms remain favorable while protecting property values. These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations.

Building

Zywave

MARCH 3, 2025

.” If you don’t have the opportunity to check out the full webinar, read on for key insights from the discussion and actionable advice for insurers, brokers, and policyholders. While it’s critical insurance carriers, brokers, and policyholders understand the market, its just as important they know what to do about it.

Casualty Insurance

Distinguished

JUNE 2, 2025

Our specialized landlord insurance programs are designed to protect Ohio property owners against the specific risks they face — and help brokers deliver tailored, reliable coverage to their clients. Standard homeowners insurance simply doesn’t provide adequate protection for rental properties in Ohio.

Liability

Simply Insurance

JUNE 28, 2025

However, this coverage will not protect your car or motorcycle; you will need to reach out to your auto insurance or car insurance company for that coverage. Personal Liability Coverage Personal Liability Protection coverage will kick in if you or your household are personally responsible for causing bodily harm or property damage to others.

Home Insurance

Triple-I: Homeowners Insurance

JUNE 19, 2025

Such data calls, Temple said, help regulators, legislators, and policyholders focus on improving the cost drivers of insurance rates. Developing the database required for such policies is a necessary first step.

Insured

Triple-I: Homeowners Insurance

JANUARY 20, 2025

Role of telematics Usage-based insurance, for instance, allows insurers to tailor auto rates based on the policyholders driving behavior, tracked by telematics. Thats how it feels from our perspective we see claims as losses but lets turn that into, how can [insurers] better engender peace of mind and protection for consumers?

Insured

Cowbell

MARCH 30, 2025

Over the past quarter, Cowbell has accelerated innovation, broadened coverage, and deepened its global footprintall while ensuring businesses large and small remain protected from evolving digital threats. Should an incident occur, a robust response and recovery framework remains in place, ensuring comprehensive end-to-end protection.

Cyber

Property Insurance Coverage Law

FEBRUARY 23, 2025

Investigative reporter Lawrence Mower deserves some type of award and thanks. His work has unveiled a deeply concerning pattern within Florida’s insurance industry, noted in the story: Secret Study Found Florida Insurers Sent Billions to Affiliates While Crying Poor.

Property Insurance

Simply Insurance

JUNE 23, 2025

However, this coverage will not protect your car or motorcycle; you will need to reach out to your auto insurance or car insurance company for that coverage. Personal Liability Coverage Personal Liability Protection coverage will kick in if you or your household are personally responsible for causing bodily harm or property damage to others.

Home Insurance

Simply Insurance

JUNE 15, 2025

However, this coverage will not protect your car or motorcycle; you will need to reach out to your auto insurance or car insurance company for that coverage. Personal Liability Coverage Personal Liability Protection coverage will kick in if you or your household are personally responsible for causing bodily harm or property damage to others.

Home Insurance

Simply Insurance

JUNE 12, 2025

Own-occupation coverage can be more expensive but offers comprehensive protection. Disability Insurance protects your paycheck if you become unable to work. The Standard The Standard is known for its customizable disability insurance plans, allowing policyholders to tailor their coverage to fit their specific needs.

Insurance Quotes

Cowbell

JUNE 30, 2025

Delivered in partnership with leading cybersecurity experts, these white-labeled services help policyholders implement a “shift left” approach—embedding security earlier in their operations to close the gap between technical controls and insurance coverage. Because strength doesn’t have to shout—it hums beneath the surface, steady and sure.

Cyber

Boyle Agency Insurance

MARCH 31, 2025

We serve NJ policyholders in Bergen County where we are located, and greater New Jersey. You want to be sure the event is perfect in every way. Bogle Agency Insurance offers Wedding Insurance to help you avoid the possibility of a disaster that can ruin the day. Even with the most meticulous planning, things can go awry.

Insured

Top Insurance Blogs

JUNE 23, 2025

When people start thinking about protecting their income and future in Germany, two policies often come up: disability insurance and accident insurance. Unfortunately, many policyholders only realize the difference when it’s too late.

License

PSM Brokerage

JANUARY 23, 2025

Flexibility: Medicare supplements allow policyholders to see any doctor or specialist who accepts Medicare, without network restrictions. Cancer and Critical Illness Plans: These policies provide extra protection for unexpected health crises, which can be particularly attractive to seniors.

Out-Of-Pocket

Distinguished

JULY 30, 2025

Distinguished’s partnership with Wright Flood adds another layer of protection to its Community Associations program, which includes Package, Directors & Officers , Crime, Umbrella and Cyber products. Wright Flood’s expertise in the Flood insurance market enhances the value brokers can deliver to their clients.

Broker-Agent

Agency Height

JULY 31, 2025

When an insurer assesses your premium, they evaluate you as an individual policyholder and the broader environment around you —especially your ZIP code or even block.   That’s why your premium can rise even when you’ve done everything right to protect your home. If your neighbor’s house catches fire, it’s a data point.

Premium

Simply Insurance

JUNE 17, 2025

However, this coverage will not protect your car or motorcycle; you will need to reach out to your auto insurance or car insurance company for that coverage. Personal Liability Coverage Personal Liability Protection coverage will kick in if you or your household are personally responsible for causing bodily harm or property damage to others.

Home Insurance