PSM Brokerage

FEBRUARY 27, 2025

The Birthday Rule is gaining traction across the country, allowing Medicare Supplement policyholders to switch plans without medical underwriting around their birthday each year. Reduced underwriting can lead to higher premiums , increased policy lapses, and fewer carriers remaining in the market. in 2024 vs. 13.0%

Underwriter

Distinguished

MARCH 20, 2025

These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations. She oversees the programs strategic planning, product management, and underwriting profitability. Yes, several legal precedents have shaped how housing violations impact insurance coverage.

Broker

American Agents Alliance

APRIL 3, 2025

While the relationship between tariffs and insurance costs can seem unrelated, tariffs can increase costs for insurers and policyholders. Read more to understand this relationship and how agents can help policyholders manage this uncertainty. Here are some ways agents can help: Educate policyholders about costs and rising premiums.

Agents

Distinguished

MARCH 6, 2025

In Los Angeles, housing code violations present challenges that affect property safety, compliance, and insurance underwriting. These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations. Katie is based in Rhode Island.

Building

Cowbell

JULY 10, 2025

Our very own Emma Werth, VP of Underwriting & Reinsurance, delivered an insightful presentation on Cyber Liability Insurance, highlighting why cyber insurance is essential as the market evolves to meet today’s rapidly changing risks. Want to dive deeper into Emma’s presentation?

Cyber

Triple-I: Homeowners Insurance

MAY 13, 2025

Insurers underwrite and price coverage based on the risks theyre assuming, and rising premiums in these states have pushed more homeowners into residual market mechanisms, such as state-backed insurance pools or agencies. This isnt a tenable situation for the state or its policyholders.

Risk

Cowbell

JUNE 30, 2025

Our technology ensures a seamless path forward for underwriters, agents, and insureds alike. Seismic Shift Driving this transformation is Cowbell’s Prime X framework—an AI-powered underwriting engine that streamlines complex workflows. Today, the method of submission—API or email—is no longer a limitation.

Cyber

Cowbell

MARCH 30, 2025

Were proud to now underwrite businesses with up to $1 billion in revenues in the US and up to 1 billion in the UK. With each expansion, we refine our underwriting models in real-time, anchoring our promise to swiftly pay claimsover $250 million disbursed to datewhen policyholders need us most.

Cyber

Distinguished

MARCH 19, 2025

These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations. She oversees the programs strategic planning, product management, and underwriting profitability. Yes, several legal precedents have shaped how housing violations impact insurance coverage.

Building

Simply Insurance

JUNE 28, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 23, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Distinguished

JUNE 2, 2025

Get a quote: Our underwriters review the submission and return a tailored, bindable quote within 24-48 hours. Here’s how: Access to trusted repair pros: Through Sedgwick repair services , policyholders can connect with pre-vetted contractors for faster repairs and smoother claims. Why Choose Distinguished for Ohio Landlord Insurance?

Liability

Simply Insurance

JUNE 15, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Agency Height

JULY 31, 2025

When an insurer assesses your premium, they evaluate you as an individual policyholder and the broader environment around you —especially your ZIP code or even block. The CLUE report (Comprehensive Loss Underwriting Exchange) is a national database that holds claims data for up to seven years.

Premium

Distinguished

MARCH 17, 2025

With infractions ranging from heating failures to illegal conversions, understanding these issues is essential for assessing risk and underwriting policies. These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations. Katie is based in Rhode Island.

Broker

Simply Insurance

JUNE 17, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JULY 17, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JULY 18, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JULY 18, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 17, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 12, 2025

The Standard The Standard is known for its customizable disability insurance plans, allowing policyholders to tailor their coverage to fit their specific needs. DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website.

Insurance Quotes

Simply Insurance

JUNE 28, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 28, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Distinguished

MARCH 21, 2025

These cases often focus on whether an insurer is required to cover damages when a policyholder has violated housing codes or other regulations. She oversees the programs strategic planning, product management, and underwriting profitability. Yes, several legal precedents have shaped how housing violations impact insurance coverage.

Building

Simply Insurance

JUNE 16, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 24, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 25, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Simply Insurance

JUNE 23, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

Distinguished

JULY 7, 2025

Flexible Underwriting and Coverages for Their Unique Situation Everyone’s situation is a little different. Distinguished’s flexible underwriting and expertise help you offer plans designed to cover anywhere between 2 and 100 units across your city. Here are three things you can offer to win over new clients. Do you write schedules?

Building

Distinguished

JULY 9, 2025

At Distinguished, we’ve built a flexible, agent-friendly Surety Bond Program that covers both commercial and contract surety needs, with high capacity, fast approvals, and the underwriting expertise to handle everything from standard requests to complex accounts. However, we do not typically underwrite small, one-off bonds.

Agents

Distinguished

JULY 9, 2025

At Distinguished, we’ve built a flexible, agent-friendly Surety Bond Program that covers both commercial and contract surety needs, with high capacity, fast approvals, and the underwriting expertise to handle everything from standard requests to complex accounts. However, we do not typically underwrite small, one-off bonds.

Agents

Simply Insurance

JUNE 24, 2025

Their policies are designed to protect your condo and personal belongings, providing peace of mind for policyholders. DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website.

Insurance Quotes

Simply Insurance

JUNE 23, 2025

Equity in Action, most policyholders (96%) will see decreases or increases of no more than $20 per month. Policyholders who have premium decreases will immediately transition to the lower rate when their policies renew. How Will This New Rating System Affect NFIP flood insurance premiums? Under Risk Rating 2.0:

Home Insurance

ProWriters

FEBRUARY 7, 2025

AI-driven advancements in malicious tactics mean brokers must account for evolving risks in the underwriting process. As a result, policyholders benefit from nuanced coverage better reflecting their cyber security needs. No insurance broker or agent today can afford to ignore the presence of artificial intelligence in cyber security.

Cyber

Simply Insurance

JUNE 18, 2025

The process is typically straightforward, with minimal underwriting requirements, making it accessible to a wide range of individuals, including those with health issues. Factors such as age, health conditions, and the insurance companys specific underwriting criteria can influence eligibility. Can Burial Insurance Be Denied?

Life Insurance

Simply Insurance

JULY 6, 2025

The best way to speed the underwriting process up will be to get your exam completed as early as possible so that your results get back to the insurance company faster. SBLI is focused on affordable life insurance rates with solid underwriting for people that could have health issues like sleep apnea.

Life Insurance

Simply Insurance

JUNE 18, 2025

This cash value can be accessed through loans or withdrawals, offering a financial resource during the policyholders lifetime. Policyholders can rely on the predictability of traditional whole life insurance, knowing that their premiums will not increase and their coverage will not decrease. What Is Traditional Whole Life Insurance?

Life Insurance