TGS

NOVEMBER 29, 2024

TGS Insurance » Blog Protecting Your Holiday Cheer: Tips to Prevent Package Theft This Season Ah, the holidays—a time for joy, celebration, and (let’s be honest) an avalanche of online shopping. With the holiday season in full swing, package theft is, unfortunately, a rising concern. But what happens when that box goes missing?

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TGS

OCTOBER 3, 2024

TGS Insurance » Blog 10 Factors That Affect Homeowners Insurance Premiums in Florida When it comes to homeowners insurance premiums, several factors come into play, and understanding them can be the key to managing your costs. Let’s dig into the 10 factors that affect homeowners insurance premiums in Florida—and everywhere else, too.

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TGS

OCTOBER 25, 2024

TGS Insurance » Blog Top Reasons Your Home Insurance Premium Might Increase [2024] Owning a home is often a dream come true, but when that dreaded notice arrives in the mail—informing you that your home insurance premium has gone up—it can feel more like a nightmare. If you’re wondering why your premiums have spiked, you’re not alone.

Home Insurance 52

Home Insurance Premium Out-Of-Pocket Insured 52

Property Insurance Centre

MAY 2, 2025

Although not always standard on a business insurance policy, it can be added for an extra premium. The additional premium could be as little as 25 and can give up to 250,000 worth of cover for any one claim. Loss of stock by theft or an accident such as a burst pipe can cause a business thousands of pounds in damage.

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Paragon Independent Insurance Agencies

FEBRUARY 14, 2025

You’ll pay for premiums covering liability, collision, comprehensive, and all the other major categories you would find in a standard auto insurance policy. Theft deterrent devices are another route to lower premiums. Many insurers offer coverage to owners of high-end vehicles as well as those who own less expensive cars.

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Auto Insurance Insurance Agency Premium Insurance Policy 40

Freeway Insurance

JANUARY 3, 2025

Senate Bill 1107 , which increases minimum insurance requirements, is expected to further drive up premiums statewide. These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. As these expenses climb, insurers pass them on to drivers through higher premiums.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

Simply Insurance

JUNE 12, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes 94

Insurance Quotes Life Insurance Insured Insurer 94

Simply Insurance

JUNE 11, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

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Insurance Quotes Life Insurance Workers Comp Insured 86

TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Yes, you read that right. And let’s be honest—who doesn’t love a good discount? In short, yes!

Home Insurance 52

Home Insurance Premium Insured Insurer 52

TGS

FEBRUARY 28, 2025

fire, water damage, theft), amount paid, and current claim status. If a property has multiple claims, it might lead to: Higher premiums Frequent past claims signal higher risk. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years. Lets make insurance simple.

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Claim Home Insurance Damage Insurance Agency 52

Protect Commercial Insurance

APRIL 11, 2025

This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters. – Specialisation : Some insurers specialise in certain industries, which could offer you tailored coverages and possibly better premiums. – Claim Process : Investigate how insurers handle claims.

Commercial Property 52

Commercial Property Property Insurance Commercial Insured 52

Distinguished

MAY 6, 2025

This guarantees businesses arent left vulnerable to losses from theft, damage, or accidents. Without it, a single incident theft, fire, or transit damage can cause significant financial losses and project disruptions. Coverage limits and deductibles: Higher coverage limits raise premiums, while higher deductibles lower them.

Inland Marine Insurance 40

Inland Marine Insurance Inland Marine Marine Insured 40

Distinguished

FEBRUARY 24, 2025

Theft or vandalism: Restaurants can be common sites of burglary or vandalism, which can not only turn off customers but also lead to pricey repair bills. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

Liability 52

Liability Liability Insurance Insured Insurer 52

Property Insurance Centre

MARCH 11, 2025

Higher Property Values and Rebuild Costs London property prices are significantly higher than the national average, which means higher rebuild costs and, consequently, higher insurance premiums. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas.

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Risk Insured Insurer Insurance 52

Distinguished

APRIL 14, 2025

Transit-related risks : Whether traveling for appraisals, exhibitions, or repairs, rare guitars face an increased risk of loss, theft, or damage and many policies wont cover transit losses. Usage and transportation: A collection that travels frequently for performances or exhibitions may have higher premiums due to increased risk.

Insured 52

Insured Insurer Insurance Policy 52

Simply Insurance

JUNE 10, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

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Insurance Quotes Life Insurance Insured Insurer 72

Property Insurance Centre

MAY 19, 2025

The limit can be increased from the standard 2m up to 5m, for an additional premium. Standard Perils can include cover for Fire, Lightning, Earthquake, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals, Subsidence, Landslip or Heave.

Commercial Property 52

Commercial Property Commercial Insured Insurer 52

Distinguished

MARCH 10, 2025

The policy covers the following: Direct Physical Loss or Damage : This includes accidental damage, vandalism, fire, theft, natural disasters, and other unexpected incidents. A key advantage of stand-alone policies is that claims on the Fine Art & Collectibles policy do not affect the premiums or terms of the museums property policy.

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Policy Deductible Damage Claim 52

Distinguished

APRIL 21, 2025

Crime insurance: Safeguards against theft, fraud, and vandalism. The citys density, property values, and the likelihood that someone could make a claim all contribute to premium fluctuations. Coverage selections: Policies with expanded protection, such as flood, earthquake, and additional liability coverages, increase premium costs.

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Broker Liability Broker-Agent Building 52

Property Insurance Centre

FEBRUARY 10, 2025

Theft and Vandalism Burglary, robbery, and vandalism are significant threats, especially for retail businesses and warehouses storing valuable goods. Fire and Smoke Damage One of the most significant risks to any business, fire can destroy buildings, equipment, and inventory.

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Property Insurance Centre

JUNE 5, 2025

The limit can be increased from the standard 2m up to 5m, for an additional premium. Standard Perils can include cover for Fire, Lightning, earthquakes, Aircraft, Explosion, Theft, Malicious Damage, Storm, Flood, Riot, Civil Commotion, Escape of Water, Impact (by falling trees, vehicles or animals), Subsidence, Landslip or Heave.

Insured 52

Insured Insurer Insurance Policy 52

Simply Insurance

JUNE 9, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Delaware Rental Properties? Any insurance policy premium quotes or ranges displayed are non-binding. Frequently Asked Questions About Delaware Rental Insurance Is landlord rental insurance worth it?

Insurance Quotes 59

Insurance Quotes Life Insurance Workers Comp License 59

Simply Insurance

JUNE 10, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury GET A LANDLORD INSURANCE QUOTE Does Homeowners Insurance Cover Rental Properties? Any insurance policy premium quotes or ranges displayed are non-binding. Is landlord rental insurance worth it? Is Geico landlord insurance good?

Insurance Quotes 64

Insurance Quotes Life Insurance Insured Insurer 64

Distinguished

FEBRUARY 10, 2025

Whats Covered The policy covers a wide range of risks for direct physical damage, including fire and theft, under an all-risk policy structure with broad coverage. The minimum premium of $500 makes our program accessible, while our high capacity of $125 million ensures suitability for even the most extensive collections.

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Broker-Agent Insured Insurer Insurance 52

Simply Insurance

JUNE 11, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes 59

Insurance Quotes Life Insurance Insured Insurer 59

TGS

DECEMBER 13, 2024

A slip, a loss, or even theft? Theft : If your valuables are stolen, whether from your home or while traveling, a good policy ensures youre not left empty-handed. Factors that influence your premium include: Value of the Jewelry : Higher-value items cost more to insure. Thats where jewelry insurance steps in.

Protection 52

Protection Theft Insured Insurer 52

Simply Insurance

JUNE 12, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes 52

Insurance Quotes Life Insurance Workers Comp Insured 52

Simply Insurance

JUNE 10, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes 52

Insurance Quotes Life Insurance Workers Comp Insured 52

Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. Distinguished offers competitive pricing with low minimum premiums and flexible quoting.

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Policy Business Owners Policy General Liability Liability 40

Freeway Insurance

OCTOBER 8, 2023

It could be an accident, theft or storm damage, for example. Increased premiums When you make an insurance claim after an accident, especially if it is your fault or a large claim, there is a chance that your insurance company will charge you more for your insurance in the future. This is called a premium increase.

Auto Insurance 52

Auto Insurance Insurance Claim Claim Out-Of-Pocket 52

Simply Insurance

JUNE 11, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury GET A LANDLORD INSURANCE QUOTE Does Homeowners Insurance Cover Rental Properties? Any insurance policy premium quotes or ranges displayed are non-binding. Is landlord rental insurance worth it? Is Geico landlord insurance good?

Insurance Quotes 52

Insurance Quotes Life Insurance Workers Comp Insured 52

Simply Insurance

JUNE 12, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury GET A LANDLORD INSURANCE QUOTE Does Homeowners Insurance Cover Rental Properties? Any insurance policy premium quotes or ranges displayed are non-binding. Is landlord rental insurance worth it? Is Geico landlord insurance good?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Simply Insurance

JUNE 9, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury GET A LANDLORD INSURANCE QUOTE Does Homeowners Insurance Cover Rental Properties? Any insurance policy premium quotes or ranges displayed are non-binding. Is landlord rental insurance worth it? Is Geico landlord insurance good?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Simply Insurance

JUNE 9, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Simply Insurance

JUNE 10, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury GET A LANDLORD INSURANCE QUOTE Does Homeowners Insurance Cover Rental Properties? Any insurance policy premium quotes or ranges displayed are non-binding. Is landlord rental insurance worth it? Is Geico landlord insurance good?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurer 52

Wren Insurance Agency

AUGUST 28, 2024

When clients request ACV to try to save money on their insurance premiums, while we understand, we will always take the time to try to educate them on why this isn't necessarily a good idea. Now, due to a claim (tied to a weather event, fire, theft, etc.), it would take $1,500 to purchase that same couch today.

Home Insurance 72

Home Insurance Insured Insurer Insurance 72

Simply Insurance

JUNE 12, 2025

Water Fire Windstorm & Hail Lightning Lawsuits Vandalism & theft Riot and civil commotion Injury Does Homeowners Insurance Cover Rental Properties? However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes 52

Insurance Quotes Life Insurance Workers Comp Insured 52