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Oklahoma lawmakers this legislative session passed a bill limiting post-loss assignment of benefits for propertydamage under auto, residential or commercial propertyinsurance policies. House Bill 1084 prohibits the solicitation or acceptance of an assignment of any post-loss insurance benefit …
Californias Insurance Commissioner Thinks They Should Without an Inventory Experiencing the loss of your home and personal belongings in a wildfire is an unimaginable hardship.
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Hawley Insurance Co. 2025)), the United States District Court for the Southern District of New York determined that the plaintiff lacked an insurable interest in property it insured because it did not own or possess the property or suffer economic loss due to the propertys destruction.
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In a recent federal case arising from a propertydamage claim, the court was asked to break … The post Why Did a Judge Select the Policyholders Umpire Over State Farms Nominees? appeared first on PropertyInsurance Coverage Law Blog.
Recently, in a Hurricane Laura case, the United States Fifth Circuit Court of Appeal affirmed the district courts exclusion of the Defendant-Insurers engineers estimate based upon the finding that he was not … The post Residential PropertyDamage Lawyers Beware: Court Excludes Experts Estimate Finding an Estimate Is Not an Adjustment appeared (..)
When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just propertydamage. Instead, it was a lawsuit that put the scope of all-risk commercial propertyinsurance under scrutiny. The case ofEpperson v.
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When businesses think about protecting themselves from risk, they often focus on propertydamage, natural disasters, or customer lawsuits. However, one of the most damaging and often overlooked threats comes from within: employee theft. appeared first on PropertyInsurance Coverage Law Blog.
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A recent court ruling has provided significant clarity on whether State Farms use of Xactimates “New Construction” labor efficiency setting is legally permissible in propertydamage estimates. appeared first on PropertyInsurance Coverage Law Blog.
The Insurer requested various documents from the Plaintiff to aid in the investigation, including financial records and information related to improvements to the property. These documents included a rough propertydamage estimate, an invoice for emergency response, photographs of fire damage, and partial bank records.
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American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk propertyinsurance policy. [1]
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Emerging PropertyInsurance Trends 2024 Welcome to our guide on emerging trends in the propertyinsurance industry. As we dive into the evolving landscape of propertyinsurance, it’s important to stay informed about the latest trends and challenges affecting the market. Hurricane Harvey 2017 92.0
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And whether youre a first-time landlord or have years of experience, you know that rental propertyinsurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. You can get landlord insurance coverage within minutes of getting your quotes and applying.
Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings.
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And whether youre a first-time landlord or have years of experience, you know that rental propertyinsurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. You can get landlord insurance coverage within minutes of getting your quotes and applying.
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And whether youre a first-time landlord or have years of experience, you know that rental propertyinsurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. You can get landlord insurance coverage within minutes of getting your quotes and applying.
2024), to preserve diversity jurisdiction, the United States District Court for the Southern District of New York permitted a plaintiff insured to drop non-diverse, dispensable defendant Underwriters at Lloyd’s, London (“Underwriters”) which subscribed to a commercial propertyinsurance policy. 2024 WL 2830909, (S.D.N.Y.
Spinnaker Insurance Company , the United States District Court for the Western District of Pennsylvania considered a homeowners insurance coverage dispute, ultimately finding that questions of residency and alleged fraudulent misrepresentations precluded summary judgment. In Jackson v.
And whether youre a first-time landlord or have years of experience, you know that rental propertyinsurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. GET A LANDLORD INSURANCE QUOTE! What Are The Different Types Of Landlord Insurance Cover In North Carolina?
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Medical Properties Trust, Inc. 23, 2024), the Supreme Judicial Court of Massachusetts held that the term “surface waters,” as used in a limitation contained in commercial propertyinsurance policies, was ambiguous in the context of rainwater accumulating on roofs, thereby finding coverage for the insured.
Over-serving of alcohol: Restaurants can face legal and financial fallout if the alleged over-serving of a patron leads to propertydamage or a car accident. Distinguisheds Restaurant Insurance program offers brokers in Charlotte a range of coverages that address the unique risks facing modern restaurants.
And whether youre a first-time landlord or have years of experience, you know that rental propertyinsurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. You can get landlord insurance coverage within minutes of getting your quotes and applying.
And whether youre a first-time landlord or have years of experience, you know that rental propertyinsurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. You can get landlord insurance coverage within minutes of getting your quotes and applying.
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