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When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

Property Insurance Coverage Law

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just property damage. Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. The case ofEpperson v.

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Employee Dishonesty Claims—How Far Back Does Coverage Extend?

Property Insurance Coverage Law

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. However, one of the most damaging and often overlooked threats comes from within: employee theft.

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When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

Property Insurance Coverage Law

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just property damage. Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. The case ofEpperson v.

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Professional Liability Insurance for Freelancers in Germany

Top Insurance Blogs

Over the last decade, I’ve guided hundreds of freelance professionals in Germany to understand the risks and responsibilities that come with self-employment. This coverage doesn’t protect against car collisions or property damage.

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​W​hy Business insurance?

Shield Insurance Agency

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims. Peace of Mind Knowing your business is protected against various risks reduces stress for business owners, allowing you to focus on growth and operations.

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The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

Let’s delve into why this insurance is vital for sound risk management and peace of mind. Understanding Commercial Property Insurance Commercial property insurance is an essential safety net for small businesses in the UK. Here’s how commercial property insurance can benefit UK small businesses.

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Contractor Insurance is Essential for Home Improvements

Boyle Agency Insurance

Understanding Liability Coverage Contractors should have liability coverage, protecting against property damage or bodily injury occurring during the project. This coverage shields you from potential financial burdens arising from accidents on your property.