McMahon Insurance Agency

AUGUST 7, 2024

Storm surges pose a significant threat to coastal communities, often resulting in catastrophic flooding, extensive property damage, and loss of […]

Property Damage 98

Property Damage Risk Damage Insurance Companies 98

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

This brief provides an overview of how several factors, including skyrocketing costs from litigation, pose risks to coverage affordability, availability, and other potential economic outcomes for Georgia residents. Data indicates that litigation costs have become a pervasive concern for risk management.

Commercial General Liability 89

Commercial General Liability Commercial Umbrella Claim Liability 89

Relation

MARCH 10, 2025

Whether it’s a lawsuit, property damage, or an unforeseen disruption, the lack of sufficient insurance can lead to devastating financial consequences. Underinsurance can happen for many reasons, from underestimating risks, to failing to […] The post Is Your Business Underinsured? Heres How to Find Out!

Property Damage 52

Property Damage Damage Claim Risk 52

Boyle Agency Insurance

APRIL 4, 2025

Understanding Liability Coverage Contractors should have liability coverage, protecting against property damage or bodily injury occurring during the project. This coverage shields you from potential financial burdens arising from accidents on your property.

Property Damage 61

Property Damage Injury Damage Liability 61

Protect Commercial Insurance

JUNE 6, 2025

Let’s delve into why this insurance is vital for sound risk management and peace of mind. Understanding Commercial Property Insurance Commercial property insurance is an essential safety net for small businesses in the UK. Here’s how commercial property insurance can benefit UK small businesses.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

The Property Insurance Law Observer

MARCH 25, 2024

March 11, 2024), the Court determined that the plaintiff property owner, as an additional insured, was not entitled to the same insurance coverage as the named insured where the builder’s risk policy limited the scope of recovery for soft costs and rental income.

Policy 130

Policy Risk Insurer Insurance 130

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

Workers Compensation 52

Workers Compensation Liability Inland Marine Insurance Property Damage 52

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. These risks can lead to significant financial losses if not properly managed.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Agency Injury 52

Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory.

Policy 40

Policy Business Owners Policy General Liability Liability 40

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage 130

Damage Business Interruption Property Damage Policy 130

TGS

MAY 21, 2025

At TGS Insurance, protecting property and mitigating liability risks is a priority, so consider these practical steps to keep the celebration safe and worry-free. Now picture a sudden flare-up disrupting the scene or damaging the deck. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim.

Liability 52

Liability Property Damage Injury Damage 52

Scott Insurance

FEBRUARY 19, 2025

However, affordable housing developers focused on rehabilitating, or rehabbing, older properties face many challenges beyond the risks associated with new construction. If heavy machinery is used in proximity to the existing apartment buildings, it raises the potential for accidents or property damage.

Underwriting 52

Underwriting Underwriter Insurer Insurance 52

Mark Jackson Insurance Agency

MAY 21, 2025

Its a key risk management strategy that can protect your bottom line. Maintenance and Risk Reduction Go Hand in Hand Not all equipment is created equal, and neither are maintenance needs. Well-maintained equipment is less likely to fail unexpectedly, cause injury, or lead to property damage.

Claim 52

Claim Injury Property Damage Commercial 52

Boyle Agency Insurance

FEBRUARY 3, 2025

Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable. It provides coverage for property damage and theft of building materials during the renovation process. This coverage safeguards your investment from unexpected setbacks.

Home Insurance 45

Home Insurance Theft License Insurer 45

Distinguished

FEBRUARY 24, 2025

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. Contaminated food: Even the most diligent restaurants run the risk of food contamination leading to customer illness, which can leave them vulnerable to lawsuits.

Liability 52

Liability Liability Insurance Insurer Insurance 52

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

Risk 52

Risk Broker-Agent Insurer Insurance 52

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

Risk 52

Risk General Liability Broker-Agent Insurer 52

TGS

MARCH 4, 2025

At TGS Insurance, were here to help you understand the risks of driving uninsured and why securing the right coverage is a smart move for every Florida driver. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident.

Auto Insurance 52

Auto Insurance License Insurer Insurance 52

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. Identifying Your Business’s Key Risks Different businesses face different challenges. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

American Agents Alliance

MAY 15, 2025

While fun, these activities can increase summertime risks for policyholders. Learn how agents can help clients understand these heightened risks and plan for a safe and fun time. How Agents Can Help Policyholders Manage Summertime Risks Here are five common summertime risks and how agents can help policyholders manage these exposures.

Risk 52

Risk Policyholder Broker-Agent Cyber 52

Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

Risk 52

Risk Broker-Agent Insurer Insurance 52

Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Distinguisheds coverage options, cost factors, and tailored solutions are designed to protect Chicagos property owners. In Chicago alone, more than 2.7

Broker 52

Broker Liability Broker-Agent Building 52

Distinguished

APRIL 29, 2025

of residents Colorado is a great place to own landlord-managed properties. Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential.

Liability 52

Liability Financial Loss Insurer Insurance 52

Simply Insurance

JUNE 12, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss.

Insurance Quotes 94

Insurance Quotes Life Insurance Insurer Insurance 94

The Property Insurance Law Observer

FEBRUARY 14, 2024

The insureds suffered property damage caused by a tornado and subsequently submitted a claim to their insurer. The insurer paid only a portion of the claim because it maintained that the tornado that struck and damaged the property was a “windstorm” and, therefore, the claim was subject to the policy’s “Windstorm or Hail Deductible.”

Policy 130

Policy Deductible Damage Property Damage 130

Relation

SEPTEMBER 12, 2023

Each year, hurricane season presents a significant risk to homeowners. Not limited to coastal areas, hurricanes are dangerous and can cause major property damage due to storm surge, wind damage and flooding. Download these helpful Hurricane Preparedness Resources.

Property Damage 52

Property Damage Damage Risk Insurer 52

Simply Insurance

JUNE 11, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss.

Insurance Quotes 86

Insurance Quotes Life Insurance Insurer Insurance 86

Freeway Insurance

JANUARY 3, 2025

These drivers are often seen as higher risk by insurers, which can lead to higher premiums even before the 2025 hike. On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage.

Auto Insurance 98

Auto Insurance Premium Liability Insurer 98

Jackson & Jackson

JANUARY 10, 2024

Property Damage : Traditional cyber policies typically don’t cover physical damage caused by cyber events. General Liability Insurance: to help cover claims your business caused property damage or bodily injury. This can be a critical gap for tech companies with significant physical assets.

Liability Insurance 52

Liability Insurance Cyber Liability Property Damage 52

Corvus

JUNE 18, 2024

It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. It’s a newer risk that exists behind screens, not wet floor signs. But the financial and reputational repercussions from cyberattacks are just as real as property damage, and hurt businesses of all sizes.

Cyber 40

Cyber General Liability Property Damage Liability Insurance 40

Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Simply Insurance

JUNE 10, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss.

Insurance Quotes 72

Insurance Quotes Life Insurance Insurer Insurance 72

Jackson & Jackson

APRIL 26, 2024

Investing in commercial property in California can be a lucrative venture, but it also comes with its unique set of risks and responsibilities. One of the most crucial aspects to consider is commercial property insurance. This is crucial if someone is injured on your property.

Commercial Property 52

Commercial Property Property Insurance Commercial Business Interruption 52

Protect Commercial Insurance

APRIL 4, 2025

. – Renewed Confidence : Knowing that they have a secure income stream increases landlords confidence in their property investments, allowing them to make informed decisions about future expansions or renovations. – Pest Infestations : Infestations can bring about serious disruptions and health risks.

Out-Of-Pocket 40

Out-Of-Pocket Insurer Insurance Insured 40

Simply Insurance

JUNE 9, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss.

Insurance Quotes 59

Insurance Quotes Life Insurance Workers Comp License 59

Triple-I: Homeowners Insurance

NOVEMBER 5, 2024

Every dollar invested in disaster resilience could save 13 in property damage, remediation, and economic impact costs, suggesting risk mitigation and recovery strategies will become even more essential as natural catastrophe severity increases.

Premium 59

Premium Risk Property Damage Damage 59

Simply Insurance

JUNE 10, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss.

Insurance Quotes 64

Insurance Quotes Life Insurance Insurer Insurance 64