Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

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Protection Policyholder Property Insurance Policy 201

Property Insurance Coverage Law

MARCH 23, 2025

Every once in a while, a piece of nerdy insurance legislation catches my eye, not because it disrupts the industry overnight, but because it signals a trend about risk and how property insurance is going to operate. Colorados newly passed HB 25-1182 is a bill that may not make national headlines, but it should.

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Risk Property Insurance Insured Insurance 100

Property Insurance Coverage Law

MAY 2, 2025

Millions Have No Idea Theyre at Risk,shed … The post Underinsured and Unprotected: Are California Insurance Agents to Blame? appeared first on Property Insurance Coverage Law Blog. A recent in-depth investigative report by theSan Francisco Chronicle,A Broken System is Keeping California Homes Underinsured.

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Insurance Agent Insurance Agents Agents Property Insurance 200

Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

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Protection Policyholder Property Insurance Policy 188

Property Insurance Coverage Law

MAY 25, 2025

Spearheaded by its high-profile founder and CEO, Bruce Lucas, the company is seeking to position itself as an innovative and dominant player in Floridasnotoriously volatile insurance market.

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Claim Risk Property Insurance Insured 100

Top Insurance Blogs

APRIL 17, 2025

One of the most common questions clients often ask me is: Is all risk insurance the same as property insurance? appeared first on My Top Insurance Blogs. The short answer is no, they are not the same, although they are closely related.

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Property Insurance Risk Insurance Insured 52

Insurance Journal

SEPTEMBER 2, 2024

California, Oregon, Colorado, Washington and Arizona are the states most at risk for wildfires, earning an “F” rating, according to a new analysis by Guidewire detailing wildfire risk in the U.S. at local, state, and national levels. Guidewire’s HazardHub data …

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Risk Property Insurance Insured Insurance 312

Property Insurance Coverage Law

APRIL 24, 2025

The recent filing of two sweeping antitrust lawsuits in California against a long list of most of the admitted California insurance companies has generated immediate attention within the insurance industry.

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Insurance Industry Property Insurance Insurance Insured 164

Insurance Journal

MARCH 6, 2025

Convective storms added to a year of extreme weather events that will put pressure on property insurance rates, particularly in a few hard-hit states, a new report shows. CoreLogic released its 2025 Severe Convective Storm Risk report, highlighting patterns of …

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Risk Property Insurance Insured Insurance 237

Property Insurance Coverage Law

FEBRUARY 7, 2025

Steven Coombs is someone I would affectionally call a master insurance coverage nerd. He recently wrote an International Risk Management Institute n/k/a IRMI article, General Requirements versus General Conditions. … The post Insurance Adjusters and EstimatorsDo You Really Understand Construction Specifications? .

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Property Insurance Insurance Insured Insurer 202

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. Just like you wouldn’t drive without car insurance, your business premises need protection too. Here’s how commercial property insurance can benefit UK small businesses.

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Commercial Property Property Insurance Commercial Business Interruption 52

Insurance Journal

OCTOBER 28, 2024

Costly reinsurance, inflation, tough regulations, and increasing weather-related claims are driving up property insurance prices—and in turn, that is impacting commercial real estate returns, valuations, and transactions, a new report shows. The Urban Land Institute and real estate investment management …

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Risk Commercial Property Insurance Insurance 264

Property Insurance Coverage Law

FEBRUARY 7, 2025

Steven Coombs is someone I would affectionally call a master insurance coverage nerd. He recently wrote an International Risk Management Institute n/k/a IRMI article, General Requirements versus General Conditions. … The post Insurance Adjusters and EstimatorsDo You Really Understand Construction Specifications? .

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Property Insurance Insurance Insured Insurer 188

Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. Let’s dive in!

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Commercial Property Property Insurance Commercial Insurance 52

Tosten Marketing

FEBRUARY 27, 2025

Commercial property insurance water damage coverage is a complex topic with many nuances. What Water Damage Does Commercial Property Insurance Cover? Commercial property insurance covers several types of water damage, but understanding the specifics is vital. What Water Damage Isn’t Covered?

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Commercial Property Property Insurance Commercial Damage 52

Property Insurance Coverage Law

DECEMBER 31, 2024

… The post The Hidden Health Risks in Fire-Surviving Structures appeared first on Property Insurance Coverage Law Blog. These studies are among the first to investigate air quality within smoke and ash-damaged homes and assess the health effects on occupants.

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Risk Property Insurance Damage Insured 189

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? Below are the most common perils covered: 1.

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Commercial Property Property Insurance Commercial Boiler and Machinery 52

Insurance Journal

JULY 11, 2024

Authorities in Western states warned of the rising risk of wildfires as hot conditions and low humidity dry out the landscape amid a protracted heat wave that is expected to bake much of the U.S. again Thursday. California’s top fire …

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Risk Property Insurance Damage Insured 264

Property Insurance Coverage Law

JUNE 3, 2025

Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. Lexington Insurance Company, 1 recently decided by an Ohio … The post When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses appeared first on Property Insurance Coverage Law Blog.

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Commercial Property Property Damage Property Insurance Commercial 100

Property Insurance Coverage Law

SEPTEMBER 14, 2024

California Policyholders Are Being Monitored Regarding Their Loss Risk Exposure and Loss Mitigation Attempts appeared first on Property Insurance Coverage Law Blog. I love true competition, and it is one reason why I love being the type of attorney that I am … The post “I Was Droned!”

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Policyholder Risk Property Insurance Insurance Companies 188

Property Insurance Coverage Law

JANUARY 26, 2025

Is an Invasion Covered Under a Commercial Insurance Policy? appeared first on Property Insurance Coverage Law Blog. where I gave a short explanation of the day: Tampas Mayor refused to hand over the keys to the city on Tuesday to … The post Pirates Invade Tampa!

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Commercial Insurance Insurance Policy Commercial Policy 202

Insurance Journal

SEPTEMBER 18, 2024

Hannah Whyte is one of thousands of Californians who have struggled to insure their property in the event of wildfire. Her 77-acre farm nestled deep in a wildfire-vulnerable forest lost its coverage from State Farm after the mountainous region burned …

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Risk Insurance Insured Insurer 305

Insurance Journal

SEPTEMBER 23, 2024

The Florida Surplus Lines Association, which notes it provides a safety valve for Florida’s property insurance industry, named new officers for 2024-2025 at its recent annual convention in Tampa. President: Virginia Clancy, TAPCO Underwriters President-elect: Albert Geraci, Risk Placement Services …

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Underwriting Underwriter Property Insurance Insurance Industry 263

Insurance Journal

AUGUST 8, 2024

IMA Financial Group, a large brokerage specializing in wealth management and risk advice, is moving into the Florida commercial property insurance market with the acquisition of Wallace Welch & Willingham Inc. WW&W, based in the St. Petersburg area, is considered …

Commercial Property 259

Commercial Property Commercial Property Insurance Risk 259

Property Insurance Coverage Law

SEPTEMBER 17, 2024

The world of property insurance covers a lot of specialty risks. Equine and livestock insurance is one of those special risks. appeared first on Property Insurance Coverage Law Blog.

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Property Insurance Risk Insurance Insured 203

Property Insurance Coverage Law

APRIL 16, 2025

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. appeared first on Property Insurance Coverage Law Blog. However, one of the most damaging and often overlooked threats comes from within: employee theft.

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Property Damage Theft Claim Damage 100

Insurance Journal

OCTOBER 8, 2024

who now works for billionaire climate investor Tom Steyer, says commercial real estate deals will increasingly need to price in rising insurance costs, as hurricane seasons get more destructive … Joseph Sumberg, a former managing director at Goldman Sachs Group Inc.

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Commercial Risk Insurance Insured 278

Property Insurance Coverage Law

AUGUST 29, 2024

He read my post, What Is an “Other Insurance” Clause and Why Do They Exist In Property Insurance Policies? and sent Mara Essick and me numerous articles about “other insurance” clauses.

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Property Insurance Insurance Insured Insurer 203

Property Insurance Coverage Law

JANUARY 5, 2025

I often hear this question when discussing a loss with a potential client or public adjuster: Chip, isnt it an all-risk insurance policy? This question is often in response to a question I asked them: What caused the loss?

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Policyholder Property Insurance Insurance Policy Policy 214

Prof. Allan Manning

JANUARY 29, 2025

What we have seen in Los Angles is what is being described as eco terrorism where individuals or groups are setting fires which spread to involve multiple properties. I think this is something that we should all be aware of and assess each risk on its merits. The focus of course should not just be on this one, hopefully very low risk.

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Policy Business Interruption Risk Commercial 208

Property Insurance Coverage Law

NOVEMBER 20, 2024

Professor Jay Feinman, Co-Director of the Center for Risk and Responsibility, has prepared an analysis of the $308.6 For example, the Coalition Against … The post When Do Insurance Company Lobbyists and Trade Association Supporters Lie About Insurance Fraud Statistics?

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Insurance Companies Property Insurance Insurance Insured 213

Property Insurance Centre

MARCH 11, 2025

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. In London, block of flats insurance comes with unique challenges and considerations compared to the rest of the UK.

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Risk Insurance Insured Insurer 52

Insurance Journal

FEBRUARY 28, 2025

A pipeline operated by Energy Transfer LP leaked jet fuel for at least 16 months, contaminating residential water wells in Pennsylvania, and the conduit may be at risk for further incidents, according to a preliminary investigation by regulators. Residents of …

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Risk Insurance Claim Property Insurance Claim 162

Majesco

FEBRUARY 13, 2025

Today’s insurance customer is under pressure and assault from every angle: Cyber criminals are using data breaches to access bank accounts and credit. Climate risk is growing, and a greater number of Cat events are threatening people and their property. Risk is growing, shifting, and becoming more complex.

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Risk Insurance Insured Insurer 52

Property Insurance Coverage Law

SEPTEMBER 1, 2024

Trade credit insurance is a risk management tool that protects businesses against losses from unpaid invoices or accounts receivable. It covers a company’s trade receivables in case a customer fails to pay due to insolvency, bankruptcy, default, or other reasons specified in the policy.

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Property Insurance Insurance Insured Insurer 184

Property Insurance Coverage Law

MAY 25, 2025

Spearheaded by its high-profile founder and CEO, Bruce Lucas, the company is seeking to position itself as an innovative and dominant player in Floridasnotoriously volatile insurance market.

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Claim Risk Property Insurance Insured 100

Property Insurance Coverage Law

DECEMBER 17, 2024

A recent builders risk insurance dispute out of Tennessee 1 involving collapse caught my attention because of the opening facts recited by the court: How many fallen bricks does a collapse make? The Importance of Proving Damages for Partial Losses appeared first on Property Insurance Coverage Law Blog.

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Damage Property Insurance Risk Insured 189