Property Insurance Coverage Law

JUNE 3, 2025

Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. Lexington Insurance Company, 1 recently decided by an Ohio … The post When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses appeared first on Property Insurance Coverage Law Blog.

Commercial Property

Insurance Journal

AUGUST 1, 2025

The California Department of Insurance completed a review of the KCC US Wildfire Reference Model Version 3.0, The new model for use by insurers in assessing wildfire risk in property insurance ratemaking … making it the state’s second wildfire catastrophe model.

Property Insurance

Insurance Journal

JUNE 11, 2025

Aurora, the London-based digital managing general agent, has launched a property owners insurance product, aiming to enhance the way brokers access and place property risks. The new product, backed by Lloyd’s, leverages Aurora’s digital insurance platform and real-time data enrichment …

Property Insurance

Protect Commercial Insurance

APRIL 11, 2025

Navigating the world of insurance can feel overwhelming, especially when it comes to understanding commercial property insurance. This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. Let’s dive in!

Commercial Property

Property Insurance Coverage Law

MAY 2, 2025

Millions Have No Idea Theyre at Risk,shed … The post Underinsured and Unprotected: Are California Insurance Agents to Blame? appeared first on Property Insurance Coverage Law Blog. A recent in-depth investigative report by theSan Francisco Chronicle,A Broken System is Keeping California Homes Underinsured.

Insurance Agents

Property Insurance Coverage Law

MARCH 23, 2025

Every once in a while, a piece of nerdy insurance legislation catches my eye, not because it disrupts the industry overnight, but because it signals a trend about risk and how property insurance is going to operate. Colorados newly passed HB 25-1182 is a bill that may not make national headlines, but it should.

Risk

Property Insurance Coverage Law

APRIL 23, 2025

Public adjusters and all property insurance adjusters working in Florida need to take notice. These violations could put your license at risk. Failure to comply with the estimating standards laid out in Rule 69BER24-4, now permanently incorporated into Rule 69B-220.201, may result in serious ethical violations.

License

Top Insurance Blogs

APRIL 17, 2025

One of the most common questions clients often ask me is: Is all risk insurance the same as property insurance? appeared first on My Top Insurance Blogs. The short answer is no, they are not the same, although they are closely related.

Property Insurance

Tosten Marketing

FEBRUARY 27, 2025

Commercial property insurance water damage coverage is a complex topic with many nuances. What Water Damage Does Commercial Property Insurance Cover? Commercial property insurance covers several types of water damage, but understanding the specifics is vital. What Water Damage Isn’t Covered?

Commercial Property

Protect Commercial Insurance

JUNE 6, 2025

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. Just like you wouldn’t drive without car insurance, your business premises need protection too. Here’s how commercial property insurance can benefit UK small businesses.

Commercial Property

Property Insurance Coverage Law

APRIL 24, 2025

The recent filing of two sweeping antitrust lawsuits in California against a long list of most of the admitted California insurance companies has generated immediate attention within the insurance industry.

Insurance Industry

Property Insurance Coverage Law

MAY 25, 2025

Spearheaded by its high-profile founder and CEO, Bruce Lucas, the company is seeking to position itself as an innovative and dominant player in Floridasnotoriously volatile insurance market.

Claim

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? Below are the most common perils covered: 1.

Commercial Property

Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

Protection

Property Insurance Coverage Law

MAY 22, 2025

A recent federal court decision reminds insurance professionals and policyholders of the practical and legal consequences of failing to comply with protective safeguards endorsements in builders risk insurance policies.

Protection

Triple-I: Homeowners Insurance

JUNE 3, 2025

Worters, Vice President, Media Relations, Triple-I Vacant homes often carry more risk than meets the eye. Understanding Vacancy Clauses Most homeowners insurance policies include a vacancy clause, which limits or excludes coverage if the property is unoccupied for typically 30 to 60 consecutive days. By Loretta L.

Theft

Property Insurance Coverage Law

APRIL 16, 2025

When businesses think about protecting themselves from risk, they often focus on property damage, natural disasters, or customer lawsuits. appeared first on Property Insurance Coverage Law Blog. However, one of the most damaging and often overlooked threats comes from within: employee theft.

Property Damage

Majesco

FEBRUARY 13, 2025

Today’s insurance customer is under pressure and assault from every angle: Cyber criminals are using data breaches to access bank accounts and credit. Climate risk is growing, and a greater number of Cat events are threatening people and their property. Risk is growing, shifting, and becoming more complex.

Risk

Property Insurance Coverage Law

JUNE 3, 2025

Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. Lexington Insurance Company, 1 recently decided by an Ohio … The post When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses appeared first on Property Insurance Coverage Law Blog.

Commercial Property

Property Insurance Coverage Law

FEBRUARY 7, 2025

Steven Coombs is someone I would affectionally call a master insurance coverage nerd. He recently wrote an International Risk Management Institute n/k/a IRMI article, General Requirements versus General Conditions. … The post Insurance Adjusters and EstimatorsDo You Really Understand Construction Specifications? .

Property Insurance

Prof. Allan Manning

FEBRUARY 10, 2025

I recall the very first business interruption claim I did was for a risk in Toowoomba and to my horror found that the Insured had only declared 3 months insurable gross profit with a 3-month Indemnity Period. of their loss.

Business Interruption

Insurance Journal

FEBRUARY 28, 2025

A pipeline operated by Energy Transfer LP leaked jet fuel for at least 16 months, contaminating residential water wells in Pennsylvania, and the conduit may be at risk for further incidents, according to a preliminary investigation by regulators. Residents of …

Risk

Property Insurance Coverage Law

FEBRUARY 7, 2025

Steven Coombs is someone I would affectionally call a master insurance coverage nerd. He recently wrote an International Risk Management Institute n/k/a IRMI article, General Requirements versus General Conditions. … The post Insurance Adjusters and EstimatorsDo You Really Understand Construction Specifications? .

Property Insurance

Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong. A critical component of property insurance for restaurants is business income coverage.

Policy

Triple-I: Homeowners Insurance

MAY 13, 2025

As high-severity natural catastrophes wildfires, floods, hurricanes, and others become more frequent and more people move into riskier locales, insurance affordability and availability have become a challenge in many states. Every property being assessed for wildfire risk is unique, the report says.

Risk

Distinguished

MAY 6, 2025

Without inland marine coverage, these businesses would face significant financial losses that standard property insurance doesnt cover. Despite its name, inland marine insurance has nothing to do with boats. What is Inland Marine Insurance? Why is Comprehensive Inland Marine Insurance Important?

Inland Marine Insurance

Property Insurance Centre

JUNE 29, 2025

Once the property becomes occupied again, your insurer will normally refund this to you, less their usual charges, and for time on risk as an empty property. This reduces their risk profile and can also mean they will return some of the premium to you to reflect this.

Commercial Property

The Property Insurance Law Observer

JULY 31, 2025

As to the reserve information, the court noted the information is relevant given insurers’ failure to provide the insured with a formal coverage position as such information could show insurers’ position on coverage and liability.

Business Interruption

Property Insurance Centre

MARCH 11, 2025

Buying Blocks of Flats Insurance in London: Key Risks and Costs When it comes to buying blocks of flats insurance in London, the market is becoming more complex for a number of reasons. In London, block of flats insurance comes with unique challenges and considerations compared to the rest of the UK.

Risk

Distinguished

MARCH 6, 2025

Pending or unresolved housing violations can make it difficultor even impossiblefor a property owner to obtain insurance , depending on the severity of the issue. Insurers view these violations as signs of deferred maintenance and increased risk.

Building

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.

Workers Compensation

Simply Insurance

JUNE 12, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. GET A LANDLORD INSURANCE QUOTE! What Are The Different Types Of Landlord Insurance Cover In North Carolina?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. GET LANDLORD INSURANCE QUOTES TODAY! What Is Not Covered By Rental Property Insurance?

Insurance Quotes

Protect Commercial Insurance

JUNE 20, 2025

Whether you’re running a tech startup, a legal firm, or a bustling marketing agency, having the right insurance can give you peace of mind against unforeseeable events. Essentially, it covers a variety of risks associated with office environments, aiming to protect both physical assets and financial interests.

Protection

Simply Insurance

JUNE 9, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. You can get landlord insurance coverage within minutes of getting your quotes and applying.

Insurance Quotes

Simply Insurance

JUNE 11, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. You can get landlord insurance coverage within minutes of getting your quotes and applying.

Insurance Quotes

Agency Height

JULY 31, 2025

Insureds Why Your Home Insurance Premium Increased by 20% – Even If Only Your Neighbor’s House Burned Down Get quotes from verified agents easily. Agency Height July 31, 2025 For Insureds Key Takeaways Insurance premiums are based on shared risk, not just your individual home.

Premium