Distinguished

MAY 29, 2025

Whether its theft, problems with an unattended vehicle, or an accident involving a dropped crate, knowing about potential hazards during shipment can prevent avoidable damage. This is fine for average parcels but often leaves high-value fine art and collector items underinsured and at risk. What Does Art Transit Insurance Cover?

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Distinguished

MARCH 20, 2025

And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options. Without the right coverage, property owners could be exposed to significant financial and legal risks.

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Building Protection Damage Liability 52

TGS

NOVEMBER 29, 2024

TGS Insurance » Blog Protecting Your Holiday Cheer: Tips to Prevent Package Theft This Season Ah, the holidays—a time for joy, celebration, and (let’s be honest) an avalanche of online shopping. With the holiday season in full swing, package theft is, unfortunately, a rising concern. But what happens when that box goes missing?

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Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. This coverage is required in most states.

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Workers Compensation Liability Inland Marine Insurance Property Damage 52

Shield Insurance Agency

MAY 21, 2025

This is because theypresent similar risks to ocean boating, including significant waves, strong currents, and considerable depths. Given the unpredictable nature of boating and the potential for significant financial burdens from accidents or theft, this should be crucial for the protection of your property and loved ones.

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Insured Insurance Insurer Injury 59

Boyle Agency Insurance

FEBRUARY 3, 2025

Whether you’re planning a small makeover or a major remodel, understanding the insurance implications can help you protect your investment. Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable.

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Cowbell

NOVEMBER 18, 2024

So, why do Black Friday and Cyber Monday pose an increased risk for cyber threats? Cybersecurity Protection Tips for Black Friday and Cyber Monday To keep your business secure during these critical shopping days, it’s important to take a proactive approach to managing the security of your online systems.

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AMAXX

MAY 6, 2025

Theyre moving fast, skipping steps, and taking on avoidable risk. But what if hiring was treated like risk management? Integrity tests filter these high-risk candidates before you invest time in interviews. Thats what integrity testing reveals. This step is especially important for compliance with the ADA and EEOC.

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Mark Jackson Insurance Agency

JANUARY 7, 2025

Identity theft is no longer limited to stolen credit card numbers or Social Security fraud—it has evolved into a complex web of cybercrime targeting individuals and businesses alike. Staying informed about emerging trends in identity theft can help you protect your personal information and take proactive steps to minimize your risk.

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Protect Commercial Insurance

APRIL 11, 2025

This friendly guide will walk you through the essentials of commercial property insurance, helping you protect your business premises and assets with confidence. This type of policy covers a wide array of potential hazards, including fire, theft, vandalism, and certain natural disasters.

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Distinguished

MAY 6, 2025

For brokers, understanding inland marine insurance isnt just beneficial; its a strategic advantage for serving clients with unique risks. Unlike standard property insurance, which only covers fixed locations, this specialized coverage protects mobile assets across various industries. Who Needs Inland Marine Insurance?

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Inland Marine Insurance Inland Marine Marine Insured 40

Distinguished

FEBRUARY 24, 2025

In this guide, well break down how Distinguisheds restaurant insurance addresses the specific risks faced by Charlottes restaurant owners. Contaminated food: Even the most diligent restaurants run the risk of food contamination leading to customer illness, which can leave them vulnerable to lawsuits.

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Risk Management Monitor

JANUARY 27, 2022

Ramesh Srinivasan gave a keynote titled “The Opportunities and Downside Risks of Using AI,” touching on the key flashpoints of current technological advancement, and what they mean for risk management. He noted that as data storage has become far cheaper, and computation quicker, this has allowed risk assessment technology to improve.

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TGS

DECEMBER 13, 2024

TGS Insurance Blog Jewelry Insurance: Protecting More Than Precious Metals Imagine this: Youve just said yes to the perfect engagement ring, inherited a priceless family heirloom, or splurged on that necklace youve admired for years. A slip, a loss, or even theft? Thats where jewelry insurance steps in.

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. So, how do you determine which commercial insurance products will best protect your business? So, how do you determine which commercial insurance products will best protect your business? Let’s break it down.

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Distinguished

APRIL 14, 2025

But with value comes risk, and standard homeowner insurance policies frequently fall short when it comes to protecting one-of-a-kind instruments. Transit-related risks : Whether traveling for appraisals, exhibitions, or repairs, rare guitars face an increased risk of loss, theft, or damage and many policies wont cover transit losses.

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Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. What is a Business Owners Policy (BOP)?

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Policy Business Owners Policy General Liability Liability 40

Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Insurance companies and brokers play a key role in mitigating these risks by offering specialized landlord policies.

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Distinguished

MARCH 10, 2025

Museums require specialized protection against various risks. Our stand-alone Fine Art & Collectibles policy addresses the risks associated with museum collections , including owned items, borrowed works, and display equipment. Fine Art & Collectibles policies ensure more manageable deductibles for museum-specific risks.

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Cowbell

DECEMBER 20, 2024

Although executive protection is not a new concept, it is increasingly becoming one of the responsibilities associated with CISOs and their teams, who are expected to protect key employees from third-party threat actors. So what exactly does executive protection entail?

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Distinguished

APRIL 21, 2025

However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Distinguisheds coverage options, cost factors, and tailored solutions are designed to protect Chicagos property owners. In Chicago alone, more than 2.7

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Protect Commercial Insurance

MAY 9, 2025

Owning a retail shop or salon can be a thrilling venture, but it also comes with its fair share of risks. The Importance of Retail Shop & Salon Insurance Image courtesy: Pexels Running a retail shop or salon involves a certain level of risk, just like any other business. Introduction Hello, savvy UK business owners!

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Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size.

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Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size.

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Protection Broker-Agent Inland Marine Underwriter 52

TGS

FEBRUARY 28, 2025

fire, water damage, theft), amount paid, and current claim status. Insurance companies rely on these reports to assess risk when underwriting a new policy. If a home has a history of frequent claims, insurers may see it as high-risk, which can lead to higher premiumsor even difficulty securing coverage.

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Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. Job sites that are under construction are prone to things like fire, theft, and vandalism. This is why the popularity of Builder’s Risk insurance is growing. What Does Distinguished’s Builder’s Risk Cover?

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Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

Motorcycle on an open road by Pragyan Bezbaruah Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents.

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ProWriters

JULY 25, 2024

companies faced the risk of a significant cyber attack. As a Cyber Insurance broker, you can learn from their mistakes to help protect your clients. AT&T Telecommunications company AT&T suffered a massive breach that exposed almost all of its 109 million customers to an increased risk of identity theft.

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Protect Commercial Insurance

NOVEMBER 15, 2024

Designed to protect your business from unforeseen risks, commercial insurance can offer the peace of mind you need to focus on what truly matters—growing your business and serving your clients. Another critical component of risk mitigation during uncertain times is investing in commercial insurance, which we will delve into next.

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Commercial Insurance Commercial Protection Business Interruption 52

Property Insurance Centre

FEBRUARY 10, 2025

Commercial property insurance is essential for businesses to protect their assets from unforeseen events. Video Common Perils Covered by Commercial Property Insurance Most commercial property insurance policies cover a broad range of risks, often referred to as “named perils.” Below are the most common perils covered: 1.

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Commercial Property Property Insurance Commercial Boiler and Machinery 52

Hunton Andrews Kurth

APRIL 27, 2021

The Second Circuit just affirmed the dismissal of a data breach class action predicated on an alleged increased risk of identity theft on Article III standing grounds. Notably, the plaintiffs did not claim they suffered fraud or identity theft because of the inadvertent disclosure. McMorris v. Carlos Lopez & Assocs. ,

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Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. Under-construction buildings can be prone to fire, vandalism, and theft, which can end up costing their backers and owners millions. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing.

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Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk. Loss experience.

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Protect Commercial Insurance

MAY 24, 2024

As a business owner, it’s crucial to protect your business from potential risks and liabilities. That’s why it’s crucial to consider other insurance policies to protect your business comprehensively. Conclusion Protecting your business with the right insurance policies is crucial for its long-term success.

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Insurance Policy Protection Policy Business Interruption 52

ProWriters

FEBRUARY 23, 2025

As war is driving cyber security concerns around the globe, more organizations are turning to Cyber Insurance for protection. But these policies may not always offer the levels of protection purchasers think they do. Security experts also believe China and Iran pose significant cyber risks.

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Distinguished

OCTOBER 30, 2024

Builder’s Risk insurance is critical for residential and commercial construction projects, as it covers the property during construction or renovation. Commercial projects also often involve higher-risk factors, particularly when renovating existing properties such as restaurants, office buildings, or retail stores.

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Zywave

NOVEMBER 13, 2024

But with growth opportunities comes risk. With the right combination of tools, you can become a cyber insurance leader while also growing your cyber business and protecting your loss ratios. That means there’s a lot of opportunity for insurers who are looking to either grow their cyber business or expand into the cyber market.

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