Jackson & Jackson

APRIL 29, 2024

Increase Your Deductible Increasing your deductible is one of the simplest ways to lower your insurance premiums. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations. Strategy: Assess your financial ability to handle a higher deductible without jeopardizing your operations.

Commercial Property 52

Commercial Property Property Insurance Commercial Deductible 52

Jackson & Jackson

MAY 23, 2024

Small business insurance covers property damage, liability claims, and employee-related risks. Companies that rely heavily on technology and data storage may also benefit from cyber liability insurance to safeguard against data breaches and cyberattacks. Start by conducting a detailed review of your business operations.

Small Business Insurance 52

Small Business Insurance Business Insurance Insurer Insurance 52

TGS

OCTOBER 30, 2024

What about your personal belongings or liability for accidents on your property? Mind the Deductibles—Higher Isn’t Always Better A deductible is the amount you pay out of pocket before your insurance steps in. And don’t forget, certain types of claims—like hurricane damage—can carry their own separate deductibles.

Insurance Quotes 52

Insurance Quotes Home Insurance Deductible Out-Of-Pocket 52

Distinguished

DECEMBER 2, 2024

One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations.  Flexible deductibles and payment options : Our team collaborates with you to tailor deductibles and payment plans, accommodating your budget without compromising coverage.

Deductible 52

Deductible Broker-Agent Insurer Insurance 52

TGS

OCTOBER 3, 2024

Deductible Amount Your deductible is the amount you pay out of pocket before your insurance kicks in. Opting for a higher deductible can lower your monthly premium. However, it’s a bit of a balancing act—you don’t want to choose a deductible so high that it’s a financial strain if you ever need to file a claim.

Premium 52

Premium Deductible Out-Of-Pocket Insurer 52

Risk Management Monitor

SEPTEMBER 21, 2021

In addition to claims experts, it may also be helpful for the carrier’s loss control team to attend, as well as agent/broker staff. For instance, frequent third-party claims for premises liability may have led to restrictions on Med Pay coverage or a higher deductible to give the customer a bigger stake in safety measures.

Claim 75

Claim Injury Workers Compensation Risk 75

TGS

SEPTEMBER 6, 2023

However, for many home renovation projects, you will need to inform your insurance agent. In order to make sure you have the right continuous coverage, always consult your insurance agent! Contact your insurance agent to review your medical payments and liability coverage limits before you get started. New Home Value?

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52

Bankers Insurance

MAY 16, 2024

Reduce liability risks. In most cases, home insurance policies include personal liability coverage. Policyholders may be considered less risky if they reduce potential liabilities, such as by removing swimming pools and other attractive nuisances. Various parts of a home insurance policy can contribute to a homeowner’s premiums.

Home Insurance 52

Home Insurance Policyholder Insurer Insurance 52

Distinguished

DECEMBER 16, 2024

Coverage is offered as an optional add-on, with rates determined by sophisticated modeling that considers location, fragility of items, value of collectibles, storage, deductibles, and other factors. Property and Liability products are distributed through a national network of agents and brokers.

Protection 52

Protection Broker-Agent Inland Marine Underwriting 52

TGS

NOVEMBER 15, 2024

For example, if your second car is a brand-new SUV, you may want to opt for comprehensive coverage with lower deductibles. On the other hand, an older vehicle that’s mostly used for quick errands may only need liability insurance. Decide on Coverage Types and Limits Not all cars need identical coverage.

Auto Insurance 52

Auto Insurance Deductible Policy Insurer 52

Jackson & Jackson

MAY 22, 2024

It covers property damage, loss of income, liability claims, etc. Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. Additionally, investors can explore the option of higher deductibles to reduce premiums.

Property Insurance 52

Property Insurance Commercial Property Commercial Insurer 52

Maritime Insurance International

JUNE 5, 2020

Here are some of the most common factors: Type of boat you need covered How old your boat is and its condition Size of your boat Value of your boat Where you will use the boat Your selected coverage levels and deductibles Ask About Discounts When shopping for boat insurance, keep in mind that some providers do offer discounts.

Insurance Policy 40

Insurance Policy Insurer Insurance Insured 40

Maritime Insurance International

MARCH 3, 2020

Liability may not be covered at all—and if it is, it’s probably only covered as an add-on for a relatively low amount. It deducts a certain amount of money from the vessel’s original value to account for depreciation. The short answer is “Maybe, but probably not adequately.” What Does Boat Insurance Cost?

Insurer 40

Insurer Insurance Insured Premium 40

Distinguished

JULY 22, 2024

Flexible Deductibles and Payment Options : Our underwriting team can take into account your client’s collection, budget, and risk tolerance and design each policy to fit their needs. Property and Liability products are distributed through a national network of agents and brokers.

Insurer 52

Insurer Insurance Insured Policy 52

Distinguished

NOVEMBER 7, 2024

In return for premium payments, the insurer agrees to compensate the insured for losses suffered due to specified risks, such as property damage or liability claims. The insured is not obligated to repay the insurer for the claim payment, except in cases of deductibles, which are predefined portions of the loss the insured agrees to bear.

Claim 52

Claim Compensation Risk Broker-Agent 52

Cover4LetProperty

OCTOBER 10, 2022

That is to say, you (or your agent) are without a criminal record and have no convictions for breaching landlord laws, regulations, or codes of practice. You might also want to consult a letting agent about a realistic rent for the property you are offering. What rent can I charge and how much is it going to cost me to do so?

Insurer 52

Insurer Insurance Insured Property Insurance 52

Property Insurance Centre

SEPTEMBER 25, 2024

By understanding these factors, you can take steps to reduce your insurance costs, such as choosing a higher deductible or improving the condition of your property. You’ll also need to understand your deductible, which is the amount you must pay out of pocket before the insurance company will cover the rest of the costs.

Building 52

Building Insurer Insurance Insured 52

Redbird Agents

JUNE 14, 2024

Getting a client to understand the role of annuities in their overall plan is just as hard for a fixed agent as it is for the registered rep. Life insurance agents that are new to selling annuities. There are 3 common types of annuities that life insurance agents sell. Sounds simple, but you would be surprised.

Life Insurance 130

Life Insurance License Agents Premium 130

American Agents Alliance

AUGUST 22, 2024

On September 28, 2022, Governor Gavin Newsom signed Senate Bill 1107, also known as the Protect California Drivers Act , into law, which will double minimum auto liability limits. For insurance agents, it is critical to understand the implications of these new requirements and proactively communicate with clients as the changes approach.

Auto Insurance 40

Auto Insurance Agents Broker-Agent Property Damage 40

ProWriters

APRIL 17, 2024

One key step is making sure clients have adequate coverage options for bodily injury in their Cyber Liability Insurance policies. Cyber Liability for Bodily Injury: Some Examples How might a cyber incident end up causing bodily harm? However, a strong Cyber Liability Insurance policy could potentially provide coverage.

Cyber 52

Cyber Injury Liability Liability Insurance 52

Bankers Insurance

JULY 8, 2024

In most cases, the deductible requires the insured to pay about 10 percent of any loss. These policies can also cover areas such as foreign business auto rental, foreign commercial general liability, foreign voluntary workers’ compensation, foreign travel accident/sickness, marine ocean cargo, foreign commercial crime and political risk.

Insurer 52

Insurer Insurance Insured Workers Compensation 52

Distinguished

JANUARY 28, 2025

This is why making sure executives are backed by comprehensive management liability insurance is so important. As a wholesale broker, understanding the intricacies of management liability insurance is essential to effectively guide your agents and clients through the process of securing the right coverage for their unique needs.

Liability Insurance 52

Liability Insurance Liability Broker-Agent Insurer 52

PSM Brokerage

NOVEMBER 26, 2024

The proposed rule can be downloaded here: [link] Coverage of Anti-Obesity Medication Since the inception of the Part D program, CMS has interpreted the statutory exclusion of “agents when used for weight loss” to mean that a drug, when used for weight loss, is excluded from the definition of a covered Part D drug.

Policy 52

Policy Out-Of-Pocket Broker-Agent Agents 52

PSM Brokerage

APRIL 8, 2025

Below is a breakdown of the most impactful updates agents should be aware of when preparing for the 2026 plan year. Clarified financial liability enrollees cant be held responsible until the MA plan makes a final decision on a claim. Required provider notifications for coverage decisions when acting on behalf of enrollees.

Policy 52

Policy Out-Of-Pocket Agents Claim 52